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Preparing a business for a future buyer: which part would you most like to understand?
Festival of Entrepreneurs on Nov 4th, 13:45-14:20.
Vote, then add the question you would like the panel to discuss.
Free pass 👉 festivalofentrepreneurs.co.u…
#FOE2026 #bizbritain
0%Building business value
0%Reducing founder reliance
0%Preparing due diligence
100%Where to start
1 votes • Final results 117
Holding off buying equipment until January? The first-year allowance rises from 40% to 50% on 1 January 2027. For most small firms, that is not a reason to wait.
ALT A woman in a grey jumper taps a hammer against a wooden chair frame in a brick upholstery workshop
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HMRC says the change mostly helps sole traders and partnerships, and businesses that buy equipment to lease out.
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For everyone else, decide on the job the equipment does, not the date. Full guide: bizbritain.com/guides/librar…
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Can you get another business loan if you already have one? Often, yes. The lender wants to know one thing: can the business afford both repayments together?
ALT A man in a dark work jacket pushes a trolley of pale timber boards through a bright workshop with roof lights
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Route 3: refinance both into one bigger loan. Check for early repayment charges on the old loan first.
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Before any of these, read your first loan agreement. Some restrict new borrowing without the lender's consent. Full guide: bizbritain.com/guides/librar…
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From 6 April 2027, Business Asset Disposal Relief covers only the first £500,000 of a seller's gains, down from £1 million. The 18% rate stays the same, according to HMRC.
ALT Seen from behind and to the side, an older man and a younger woman look along shelves of wooden chairs and cabinets in a furniture workshop
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Do not let the deadline weaken the deal. Due diligence, warranties and the price still need their full time.
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Our guide for buyers: bizbritain.com/guides/librar…
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Bank Rate rose to 4% on 5 November, according to the Bank of England. If your business loan is on a variable rate, refinancing is worth a look. But only if the sum works.
ALT A man in a white shirt lays a roll of plain cream fabric onto a long timber rack in a bright stockroom lined with fabric rolls
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Stretching the term lowers the monthly payment. But on the same £200,000 at 7.5%, eight years instead of five adds about £26,000 in interest.
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Our guide to refinancing a business loan: bizbritain.com/guides/librar…
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UK construction PMI was 43.6 in October, according to S&P Global. Housebuilding was 35.1. Subcontractors feel it first in their cash flow.
ALT Seen from behind, a grey-haired man in a dark jumper works on a new timber stud wall beneath tall sash windows in a brick-walled room under renovation
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Some providers will not fund construction work at all. Others specialise in it. Ask how they treat applications, retentions and deductions before you sign.
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Our guide to invoice finance for contractors: bizbritain.com/guides/librar…
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