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Lagos, Nigeria
Joined July 2016
Drop your salary. I'll budget it in the replies.💙
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Do rock, paper, scissors. The person that wins packs everything🙂‍↔️
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To make this more productive, share a little gist about your life: Rent and housing costs Transport Married, single, dependants? Family you’re responsible for Monthly expenses and debts Financial goals Basically, what is your money fighting? Or not.🌚
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All budgets are a guide. Tailor to suit you💙
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iPhone 16 as the goal? I suggest an ambition upgrade, not a phone upgrade🙊 Anyway, let’s do this:
Replying to @cowrywise
75k Stays with my parents Single Not responsible for anybody Data/airtime -15k Financial goals - iPhone 16 🌚
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Data & airtime: ₦15,000 Contribution at home: ₦15,000 (buy gas or something here and there 💙) Transport: ₦10,000 Books & learning: ₦10,000 Personal expenses: ₦10,000 Miscellaneous: ₦5,000 Savings: ₦10,000 (build an emergency fund before you think of that iPhone) At ₦15k monthly, that iPhone will take a while, my love. Let’s hope Apple doesn’t launch the iPhone 30 before you get there. 🙂‍↔️
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₦300k for a family of 3? I didn’t tell you I perform miracles, but I’ll try my best.
Replying to @cowrywise
300k but live in remote place in my Ibadan Own my house, family man of 3
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Food & groceries: ₦100,000 Transport: ₦30,000 Electricity & utilities: ₦50,000 Data & subscriptions: ₦20,000 Healthcare (HMO): ₦25,000 Miscellaneous: ₦15,000 Savings (emergency fund): ₦60,000 Total: ₦300,000 I’m assuming school fees have a separate budget because if they’re hiding inside this ₦300k… well, I recommend HC🌚
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What’s the most financially irresponsible thing you’ve done and thoroughly enjoyed?
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We do not have any such agents, please. Once you’ve set a maturity date, you can only get your money once it matures, unless it’s in emergency funds🙏🏽
An agent helped me But your funds have to be 100k above
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The only two “men” in your life who want your money to stay with you. 🌚
I act like I’m fine but deep down I really want to know who Timi and Ope from Cowrywise are because these people literally email me every morning 😭 I’ll wake up and see “Hi Fathia, have you saved your money?” Please let me breathe @cowrywise
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You no go save ke? Just try me and see.
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You people treat your savings goals like situationships. Plenty promises, no commitment. 😒
Replying to @cowrywise
@cowrywise Abeg make I see my money comot I no save again😭😩 November ending too far😭😭😭
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My customers have the same character development as exes. None🌚
Replying to @cowrywise
@cowrywise gimme my money, I no do again 😭😭😭
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We’ve all heard the news that JPMorgan has reportedly dropped ₦50 billion to take things to the next level with Nigeria. ₦50 billion for a talking stage. This is serious.🌚 But, why?
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So what could this mean for ordinary Nigerians? If a deeper JPMorgan presence helps Nigerian businesses access financing to expand, that could mean more businesses growing, more jobs being created and more people earning. But these are potential benefits, not guarantees. We’ll have to see what actually changes.
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The bigger story is that a financial institution with a decades-long history in Nigeria is looking to deepen its commitment to the market. That doesn’t mean all our economic problems have disappeared. But it does give us something worth watching. JPMorgan and Nigeria are taking things to the next level. Let’s see how this relationship goes. 👀💙
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