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Introducing Fold Reserve.
Fund your Reserve inside Fold to unlock higher reward rates on eligible card purchases, bill pay, and no fee, no added spread bitcoin trading.
A new account to reward your entire life. Explore Reserve in the app.
đ Scary movie. Pizza. Doughnuts.
Earn up to 11% back in bitcoin at AMC Theaters, Papa John's, Krispy Kreme, and more this Halloween!
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Iâve reread Hal Finneyâs âBitcoin and Meâ more times than I can count. Itâs the post that made bitcoin feel human to me.
Iâm definitely not Hal, but I wanted to try writing my own. willreevesfold.substack.com/âŚ
The gap between what a home costs and what a household earns has been widening for decades.
That same cost is one of the few big expenses rewards programs rarely touch.
blog.foldapp.com/the-math-onâŚ
FOLD BITCOIN retweeted
Accumulated $12.75 in $BTC in 1 day of using $FLD Credit Card for every day purchases
What in the world am I buying? @willreeves
Hourly workers across America watched inflation eat ~20¢ of every hourâs pay since March. Steak ân Shake workers open Fold and see their 21¢ hourly Bitcoin Bonus is now worth 26¢.
Theyâre not 'Bitcoiners'. Theyâre just better off.
This is the future of bitcoin in America. partners.wsj.com/the-nakamotâŚ
FOLD BITCOIN retweeted
"Thatâs what bitcoinâs promise should mean in practice. Not speculation for the wealthy, but an opportunity for ordinary Americans to build financial resilience, one paycheck at a time."
-@willreeves
gettingbitcoin.org/articles/âŚ
FOLD BITCOIN retweeted
The 21 cent bitcoin raise. Fantastic piece by @willreeves. partners.wsj.com/the-nakamotâŚ
At a $100,000 Reserve balance, eligible Fold Bitcoin Credit Card purchases earn 5% back in bitcoin on the first $5,000 each month, then 1.5%.
The bigger an expense is in your life, the less it tends to earn back. Rent, mortgage payments and utilities rarely earn rewards at all.
Here's why rewards ended up this way, and what Fold Reserve changes.
blog.foldapp.com/the-rewardsâŚ
Fold Reserve. Outperform your savings account.
Your card goes everywhere, and Reserve raises the rate it earns as your tier goes up.
Rent and mortgage are the biggest bills of the month.
With a Reserve balance of $5,000 or more, eligible ACH bill payments can earn bitcoin back on your first $5,000 each month.
Points and miles tend to be worth less by the time you use them.
Fold Reserve pays rewards in bitcoin, with your tier set by a balance. Here's how it works:
blog.foldapp.com/fold-reservâŚ
Fold Reserve is stored value you buy in the Fold app.
The amount of Reserve you have sets your tier.
Your tier sets your reward rate on eligible spend across Fold.
Run your own numbers to see what you'd get back in bitcoin per year:
foldapp.com/reserve#calculatâŚ
Fold Reserve is stored value you buy in the Fold app.
The amount of Reserve you have sets your tier.
Your tier sets your reward rate on eligible spend across Fold.
Here's how it works:
Money in Reserve is held at FDIC-member banks and invested in Treasuries and money markets.
That yield is passed straight back to you.













