The finance company that's helping members get their money right. Bank, borrow, and invest — all in one app. NMLS #696891 Questions: @SoFiSupport
San Francisco, CA
Joined March 2011
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📣 Thanks to our members and clients, we’ve reported strong Q3 results. More members are choosing SoFi and they are using more products than ever before.
In Q3, we delivered:
👉 $1.4B in adjusted net revenue, up 44%
👉 $470M in adjusted EBITDA, up 70%
👉 1.2M new members, bringing us to 17.1M
👉 2.2M new products, bringing us to 26.7M
Our momentum is broad-based and our conviction in the future is stronger than ever. We raised our 2026 guidance and introduced a 2027 outlook.
Full Q3 results: investors.sofi.com/news/news…
SoFi Earn, a digital deposit with FDIC protection and 4.40% APY, is now available.
And we’re answering your questions LIVE 🚨
Join us for a Reddit AMA with Guled Yousuf, Principal Product Manager of SoFi Crypto. Happening now ↓
reddit.com/r/sofi/comments/1…
DIGITAL ASSETS EXCEPT SOFI EARN (SOFIE) ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
SoFi Crypto is offered by SoFi Bank, N.A. Cryptocurrency and digital assets are not deposits, involve risk and are not insured by FDIC. Please refer to the SoFi Crypto Account Agreement and SoFi Crypto Risk Disclosure for additional terms and conditions. Funds represented by SOFIE are eligible for FDIC insurance up to applicable FDIC rules and limits. SOFIE is not a payment stablecoin. Please refer to the SoFi Bank Tokenized Deposit Account Agreement for additional terms and conditions.
Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 10/5/26. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at sofi.com/crypto/legal/tokeni….
Funds represented by SOFIE are insured up to $250,000 per depositor, per insured bank, for each account ownership category pursuant to the FDIC's general deposit insurance rules. For more information visit FDIC.gov.
“Nearly eight years after I joined, we have eight different businesses that generate revenue of $100 million or more annually.”
Our CEO @AnthonyNoto on how we became the everything app for smarter money, and why we’re just getting started.
Now available: SoFi Earn (SOFIE). It's a bank deposit token you can hold in your SoFi Crypto account to get 4.40% APY* and FDIC protection up to $250,000.^
Got questions? We've got answers LIVE 🚨
Join us at 2 pm PT for a Reddit AMA with the Principal Product Manager of SoFi Crypto.
Major Nicholas Dockery’s story is one of service, resilience, and continued purpose. After a distinguished military career as a Green Beret and recipient of the Silver Star, Soldier’s Medal, and Medal of Honor, he founded the Nicholas Dockery Foundation to help support those struggling with mental and emotional health challenges.
It's one of the many reasons we're proud to host and honor him at today's @RamsNFL Salute to Service game at @SoFiStadium, and support the Nicholas Dockery Foundation with a donation to help further its mission.
As a veteran-led company, we’re committed to supporting the military community with products and benefits designed to support their financial goals.
Learn more about SoFi’s military benefits: sofi.com/scra-military-benef…
Today, we’re proud to join the @RamsNFL for their Salute to Service game and recognize the sacrifice and dedication of veterans and active service members across the country.
As a veteran-led company, we’re proud to support the military community with products and benefits designed to support their financial goals. See everything we offer ➡️ sofi.com/scra-military-benef…
ICYMI: SoFi Earn is here ⤵
4.40% APY + FDIC protection with SoFi Earn.
24/7 movement on crypto rails with SoFiUSD.
Join us TOMORROW for an AMA with Guled Yousuf, SoFi Crypto Principal Product Manager.
reddit.com/r/sofi/comments/1…
DIGITAL ASSETS EXCEPT SOFI EARN (SOFIE) ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
SoFi Crypto is offered by SoFi Bank, N.A. Cryptocurrency and digital assets are not deposits, involve risk and are not insured by FDIC. Please refer to the SoFi Crypto Account Agreement and SoFi Crypto Risk Disclosure for additional terms and conditions. Funds represented by SOFIE are eligible for FDIC insurance up to applicable FDIC rules and limits. SOFIE is not a payment stablecoin. Please refer to the SoFi Bank Tokenized Deposit Account Agreement for additional terms and conditions.
Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 10/5/26. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at sofi.com/crypto/legal/tokeni….
Funds represented by SOFIE are insured up to $250,000 per depositor, per insured bank, for each account ownership category pursuant to the FDIC's general deposit insurance rules. For more information visit FDIC.gov.
When you're a SoFi Plus member, there's always more to cheer for. We had a blast hosting our members for an unforgettable @RamsNFL gameday experience 🏈
Want in on the next one? Make the smart money move and upgrade to SoFi Plus for $10/month* and unlock exclusive experiences like this, plus 20+ member perks including our best APY, exclusive discounts, and more. Your next chance is coming soon!
SoFi retweeted
Hearing what’s top of mind for @SoFi investors is always time well spent. Thanks to @funofinvesting for your time, great questions, and everything you do on behalf of the retail community.
teapawt.org/funofinvesting/status/…
My 1-hour-PLUS interview with $SOFI CEO Anthony Noto will premiere in 10 minutes on Youtube
Link below
✅ 4.40% APY.
✅ FDIC insurance.
✅ 24/7 on-chain access.
Get all your SoFi Earn questions answered with SoFi Crypto Principal Product Manager Guled Yousuf on Monday 11/2 for an AMA at r/SoFi!
RSVP: reddit.com/r/sofi/comments/1…
DIGITAL ASSETS EXCEPT SOFI EARN (SOFIE) ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
SoFi Crypto products and services are offered by SoFi Bank, N.A. Cryptocurrency and other digital assets are not deposits, involve risk, are not insured by FDIC or SIPC, are not guaranteed by SoFi Bank, and may lose value, including loss of principal. Please refer to the SoFi Crypto Account Agreement and SoFi Crypto Risk Disclosure for additional terms and conditions. Funds represented by SOFIE are eligible for FDIC insurance up to applicable FDIC rules and limits. SOFIE is not a payment stablecoin. Please refer to the SoFi Bank Tokenized Deposit Account Agreement for additional terms and conditions.
Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 10/5/26. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at sofi.com/crypto/legal/tokeni….
Funds represented by SOFIE are insured up to $250,000 per depositor, per insured bank, for each account ownership category pursuant to the FDIC's general deposit insurance rules. For more information visit FDIC.gov.
All the different cadences you can buy crypto ↓
Once.
Daily.
Weekly.
Biweekly.
Monthly.
Which one are you picking? 👀
Is America's $40 trillion national debt becoming a crisis? 👀
Join @LizThomasStrat live as she sits down with @MarcGoldwein to unpack what's driving the national debt, its impact on your wallet and the markets, and whether the U.S. can avoid a debt crisis. ➡️ youtube.com/watch?v=AnzqlG-n…
Q3 showed what happens when you keep investing in the future while executing in the present.
✅ Record $16.9B in loan originations with strong credit performance
✅ SoFi Coach reached 1.66M conversations and a 92% thumbs-up rate
✅ SoFi Plus grew to 273,000 subscribers
✅ We became the first national bank to go live with stablecoin settlement across Mastercard’s global payments network
✅ We expanded our digital-asset platform through Payward and launched SoFi Earn
✅ We continued building the technology platform across payments, banking cores, ledgers, risk and fraud
We have come a long way in less than a decade. Our ambitions for the future and the impact we can have in the lives of our members and clients remain just as bold.
See all Q3 earnings results: investors.sofi.com/news/news…
The strength of SoFi’s business is increasingly visible in three measures: How many members we serve, how many products each member uses, and how much revenue we generate per product.
We now serve 17.1M members using 26.7M products, with products growing faster than members and 51% of new products opened by existing members. Financial Services products now represent 87% of our total products, and fee-based revenue reached $571M, or 42% of total revenue.
That compounding engagement and improving monetization is further diversifying our revenue, with eight businesses now generating more than $100M in annualized revenue.
Our CEO @AnthonyNoto is kicking off $SOFI’s Q3 earnings call.
Q3 results reflect broad-based momentum, deeper member relationships and continued execution across SoFi.
Join the call at 8:00 AM ET to hear more: events.q4inc.com/attendee/78…
We are now at the point of financial scale (revenue and profit) where our current capital position, in addition to our organic capital generation, is sufficient to fund our business and our planned growth in 2027.
Our guidance does not require raising additional capital and we are confident we can execute that plan organically given the balance sheet we have built, the capital we will generate organically from the business and the position we are in today.