Borrow against the equity you’ve earned.
Joined December 2025
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You earned your equity
Now see what it can do
We built Techdollar because life shouldn’t have to wait for an IPO
Access liquidity without selling your pre-IPO shares
We're heading to @CurveFinance
Techdollar is proposing to add the USDte/USDT pool on Ethereum to the Gauge Controller, which would give USDte a deep, public on-chain market next to mint and redemption.
Read it and weigh in: gov.curve.finance/t/proposal…
techdollar retweeted
BIG: @flutterwave employees can now get liquidity from their equity before an IPO, through @techdollarhq
“You can’t be sitting on your hands waiting for your company to decide, hey, let’s open up the liquidity period and run that liquidity program.” — @terrry
xitter.cf/techdollarhq/status/21…
Today, in partnership with @flutterwave, we’re proud to announce the launch of our first equity-backed liquidity program in Africa, available as an employee benefit to their entire workforce.
markets.businessinsider.com/…
Today, in partnership with @flutterwave, we’re proud to announce the launch of our first equity-backed liquidity program in Africa, available as an employee benefit to their entire workforce.
markets.businessinsider.com/…
techdollar retweeted
Oh? First company to embed @techdollarhq across its entire workforce you say?
markets.businessinsider.com/…
techdollar retweeted
Borrowing against private shares is about to go mainstream and here’s why:
There is now $5.3 trillion of value sitting in private companies that cannot or will not list.
The median company goes public at 14 years old.
By Series C, employees collectively own more of the company than the founders. And for private startup employees, stock can be as much as 86% of net worth.
Thank you @PranavKiranBV for the article
Look at that employee pool. The tastefully subtle illiquidity of it. Oh my god. It's even vested. Impressive. Now let’s see it pay rent.
techdollar retweeted
21 of these 25 are still private.
That's a lot of people worth $5M to $205M who can't pay a down payment.
Paper wealth is the most mispriced collateral in America.
techdollar retweeted
Most people don't need complete understanding to make a decision, buy something, form trust, etc.
If you make this a requirement for buying something, you shrink your TAM immensely.
Love how Terence and team are simply meeting customers where they're at, not forcing them to be experts on things they don't care about.
Stableminded #0061 powered by Latitude
@terrry @techdollarhq
techdollar retweeted
We need to stop treating tender offers as a path to retirement, and start retiring the tender offers themself.
Private market "tenders" are becoming more popular.
these "stock sale events" give shareholders cash BUT force ~30% in taxes and (most key IMO) lost future value
Techdollar's alternative puts the same money into a "workforce credit line" backed by employee equity:
1) Employees get to draw cash.
2) The company earns the interest.
3) Nobody has to sell.
This is going to be huge for private markets.
Stableminded #0061 powered by Latitude
@terrry @techdollarhq
techdollar retweeted
"I don't want to sell my most valuable asset."
And you don't need to.
"We're saying, keep your equity, get cash now."
"The problem is there's no counterparty to say, I'll give you my shares, you give me money right now, and a year from now I'll pay you back because I want to own the thing."
@terrry, Founder of @techdollarhq, which aims to get people cash against their startup equity "inside of a five-day window, if not two days."
Stableminded Ep.0061
Presented by Latitude / @rtp
techdollar retweeted
Techdollar wants startups to replace tender offers with equity-backed credit lines for every employee.
"Out of the 100 million dollars spent on a buyback, your employees are then going to spend 30% of that money paying taxes."
"The company]can take the 100 million dollars and say, we are going to fund this equity value program."
"Every employee will get a credit card and that credit card is entirely collateralized by your equity in the startup. The money they put up funds those loans."
"The beauty of it is if the employees don't pay you back, you as a company are the counterparty to that loan. You're buying back the shares."
@terrry, Founder of @techdollarhq on Stableminded Ep0061
Presented by Latitude / @rtp
techdollar retweeted
This is our North Star at @techdollarhq.
Liquidity programs being made available as an ancillary benefit for a workforce will become the most sought perk when joining a company.
The only path to realizing the monetary value of what you have built should not be selling out.
Techdollar wants startups to replace tender offers with equity-backed credit lines for every employee.
"Out of the 100 million dollars spent on a buyback, your employees are then going to spend 30% of that money paying taxes."
"The company]can take the 100 million dollars and say, we are going to fund this equity value program."
"Every employee will get a credit card and that credit card is entirely collateralized by your equity in the startup. The money they put up funds those loans."
"The beauty of it is if the employees don't pay you back, you as a company are the counterparty to that loan. You're buying back the shares."
@terrry, Founder of @techdollarhq on Stableminded Ep0061
Presented by Latitude / @rtp