The OCC ensures a safe and sound national banking system for all Americans under the leadership of 32nd @USComptroller Jonathan V. Gould. https://xitter.cf/t.co/d3V33xlkBP
Washington, DC
Joined December 2009
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A strong financial foundation supports responsible innovation and confidence in the new industry. The OCC’s final rule establishes capital requirements that complement the rule’s broader financial safeguards, which are designed to support timely redemption of payment stablecoins and issuer solvency. OCC.gov/GENIUS
ALT GENIUS Act Final Rule. Fact: The OCC’s final rule establishes capital requirements for permitted payment stablecoin issuers tailored to their business models and risk profiles.
President Trump signed the GENIUS Act into law to reshore innovation, reassert dollar dominance, and cement America’s leadership in digital assets. @USComptroller Jonathan Gould discussed the OCC’s final rule to implement this historic legislation and create a federal framework around payment stablecoins from the floor of the @NYSE as the Trump Administration propels American capital markets into the future.
As required by the GENIUS Act, requirements are tailored to issuers’ business models and risk profiles, with examination cycles reflecting their size and complexity. This approach combines robust oversight with proportionate requirements, supporting opportunities for community banks to
participate in the new industry. Learn more at occ.gov/GENIUS.
ALT GENIUS Act Final Rule. Fact: The OCC’s final rule supports fair competition and responsible innovation by generally applying the same requirements to bank and nonbank payment stablecoin issuers. OCC.gov
Read the OCC’s enforcement actions for October at occ.gov/news-issuances/news-….
ALT OCC Announces Enforcement Actions for October 2026.
The GENIUS Act final rule advances @POTUS’ and @SecScottBessent’s vision for American leadership in digital assets. The @USOCC is providing a clear, practical framework for payment stablecoin innovation, with strong standards for reserve backing, redemption, and risk management. occ.gov/topics/charters-and-…
President Trump fundamentally transformed the future of finance with the signing of the GENIUS Act last year.
Today, U.S. Treasury’s @USOCC took a critical step toward implementing this historic legislation with the release of a final rule that delivers a federal framework for payment stablecoins that further cements American dominance in digital assets.
OCC retweeted
The GENIUS Act marks a watershed moment in American finance, further cementing the United States as the crypto capital of the world. Just as President Abraham Lincoln’s National Currency Act of 1863 established a national framework for bank-issued currency, the GENIUS Act establishes a federal framework for payment stablecoins in the digital age.
The @USOCC's final rule carries that landmark legislation forward, providing a clear, practical foundation for private-sector innovation, competition, and American leadership in digital assets.
OCC retweeted
At the @USOCC, we have worked diligently and expeditiously to deliver the GENIUS Act final rule ahead of schedule to support President Trump's vision and @SecScottBessent's leadership to grow the economy and lead the global digital currency revolution.
Today marks the birth of a new industry having a federal framework for payment stablecoins in the digital age. It also brings us back to our original mission when the OCC was charged with the responsibility for organizing and administering a system of nationally chartered banks and a uniform national currency.
.@USComptroller Jonathan V. Gould: Today’s final rule advances @POTUS Trump’s and @SecScottBessent’s vision for American leadership in digital assets. We are providing a clear, practical framework for payment stablecoin innovation, with strong standards for reserve backing, redemption, and risk management. The OCC is drawing on its longstanding supervisory expertise to support responsible growth and innovation for this new industry. occ.gov/news-issuances/news-…
ALT OCC Advances U.S. Digital Asset Leadership with Final Rule to Implement GENIUS Act
Comptroller of the Currency Jonathan V. Gould discussed @USOCC’s newly-released report on large banks’ debanking activities during a press conference in Lexington, Ky., hosted by U.S. Congressman @RepAndyBarr. The Comptroller was joined by Sam McKown of @KentuckyCoal, @Barrett_Block, representatives of the coal and firearms industries, and advocate for debanking victims @ADFLegal. Read the @USComptroller’s remarks on debanking in the coal and firearms industries and efforts to guarantee fair banking access to all Americans under the leadership of @POTUS and @SecScottBessent. occ.gov/news-issuances/news-…
The OCC’s supervisory review of debanking activities at the nine largest national banks it supervises found that these banks had policies that required, encouraged, or otherwise influenced banks to deny or limit access to financial services to Americans because of their political or religious beliefs or affiliations or their lawful business activities. Read about the OCC’s findings and its efforts to guarantee fair banking for all Americans. occ.gov/FairBanking
ALT Image of buildings with text overlaid: Debanked. Guaranteeing Fair Banking for All Americans.
Under the leadership of @POTUS and @SecScottBessent, @USComptroller Jonathan V. Gould is ending the weaponization of finance. Read about the OCC’s supervisory review of debanking activities in its nine largest national banks and its efforts to guarantee fair banking for all Americans. occ.gov/FairBanking
ALT A person signs a document at a desk in an office setting, surrounded by three others standing in the background. An emblem for the Office of the Comptroller of the Currency is visible. The text reads, "Guaranteeing Fair Banking for All Americans.
The @Treasury and @USOCC today announced a $750 million civil money penalty against Bank of America for violations of the Bank Secrecy Act and its implementing regulations. This amount is the largest in OCC history. Read more at occ.gov/news-issuances/news-….
.@USComptroller Jonathan V. Gould: @POTUS and @SecScottBessent are leading a community bank comeback by unleashing Parallel Prosperity for Main Street and Wall Street. We are cutting unnecessary regulatory friction, tailoring supervision to actual risk, and strengthening community banks’ ability to grow and continue to meet the needs of the customers and small businesses they serve.
Under @POTUS and @SecScottBessent’s leadership, the @USTreasury’s Do Not Pay program has prevented fraud and stopped improper payments totaling $175 million. There is no tolerance for waste, fraud, and abuse and this critical tool better protects taxpayer dollars. The OCC supports this effort and is delivering concrete tools and resources to strengthen fraud reporting for our community bankers.
Read about the @Treasury’s Do Not Pay program at: home.treasury.gov/news/press…
.@USComptroller Jonathan V. Gould: Cracking down on fraud has been a top priority of the Trump Administration from day one. Under the leadership of @POTUS Trump and @VP Vance – who coordinates the interagency Task Force to Eliminate Fraud – as well as @SecScottBessent, we have put the force and gravitas of the entire U.S. government behind that commitment.
The OCC issued a proclamation allowing its supervised institutions to close offices in areas of Alabama, Florida, and Mississippi affected by Hurricane Isaias. Read the full announcement at occ.gov/news-issuances/news-….
ALT OCC proclamation for Alabama, Florida, and Mississippi due to Hurricane Isaias.