Financial adviser focusing on retirement income planning. Devoted follower of the Wildcats

Berwyn, PA
Joined May 2012
Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
I reread this every year. I cry like a baby every year. Todd Beamer died a father, husband, and hero. Todd: Hello… Operator… listen to me. I can’t speak very loud. This is an emergency. I’m a passenger on a United flight to San Francisco. Our plane has been hijacked. Lisa: I understand. Can they see you? Todd: No. There are three that we know of. They have knives — razor knives, like box cutters. Someone announced from the cockpit there was a bomb. It sounded fake. Lisa: Your name?Todd: Todd Beamer. United Flight 93.Todd: They killed one passenger in first class. They forced most of us back. Fourteen of us here. Five flight attendants. The guy with the bomb ordered us to sit on the floor. Lisa: Are you okay? Todd: We’re going down… wait. No. We’re leveling off. We changed directions. We’re flying east again. Todd: A guy named Jeremy called his wife. She told him two planes hit the World Trade Center. Lisa, is that true? Lisa: I have to tell you the truth. It’s very bad. Both towers are gone. A third plane hit the Pentagon. Our country is under attack. I’m afraid your plane may be part of their plan. Todd: Oh God. Lisa, will you do something for me? Call my wife and my kids. Promise me you’ll call. Lisa: I promise. Todd: Our home number is… You have the same name as my wife. Lisa. We’ve been married ten years. She’s pregnant with our third child. Tell her I love her. I’ll always love her. We have two boys — David, he’s 3, and Andrew, he’s 1. Tell them their daddy loves them and he is so proud of them. The baby is due January 12th. I saw an ultrasound. We still don’t know if it’s a girl or a boy. Lisa: I’ll tell them. I promise, Todd.(Lisa patches in the FBI.) Agent: Todd, your plane is on a course for Washington. Best guess is the White House or the Capitol. Todd: I understand. I’ll be back. Todd: Everyone knows this isn’t a normal hijacking. We have decided we will not be pawns in their plot. Lisa: What are you going to do? Todd: Four of us are going to rush the one with the bomb. Then the cockpit. A stewardess is getting boiling water. We’ll take them out. Todd: Would you pray with me?They pray the Lord’s Prayer. Then: Yea, though I walk through the valley of the shadow of death, I will fear no evil, for thou art with me. Todd: God help me. Jesus help me.Are you guys ready? Let’s Roll.
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
Every American man who’s over 50 years old and worth knowing has imitated Joe Morgan’s batting stance at least once in his life. Fact.
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
Retirees have both spending tolerance and spending capacity. Capacity often rises with age. Willingness usually arrives later—sometimes after health and energy have narrowed the options. The math gives evidence. Sometimes what we need is permission.
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
Retiring at a young age sounds great in theory until you realize all your friends still have jobs and you’re forced to spend your weekdays hanging out with boomers.
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Over the last 250 million years, at least five completely unrelated lineages of crustaceans have independently evolved into crab-like forms, a phenomenon so common that biologists gave it its own name: carcinization. And despite decades of study, scientists still don’t fully understand why it keeps happening. Detailed evolutionary research shows that “crabbiness”, the distinctive wide, flattened body, tucked tail, and armored shell, has appeared, disappeared, and sometimes reappeared across different branches of the crustacean family tree. In one of the strangest cases, king crabs actually re-evolved crab-like traits after their ancestors had already lost them (a process called decarcinization). This repeated convergence suggests the crab body plan offers powerful survival advantages. Crabs are incredibly successful and adaptable, thriving in virtually every marine and coastal environment on Earth — from coral reefs and rainforests to deep-sea vents and underground caves. Their sideways scuttling allows quick directional changes while keeping an eye on predators, and their hard exoskeleton provides excellent protection. Yet the mystery remains: some crab-like species walk forward, others have ditched the shell entirely, and plenty of non-crab crustaceans do just fine without ever evolving into crabs. The real fascination for biologists lies in what this tells us about evolution itself: under certain environmental pressures, nature seems to repeatedly converge on the same highly effective solutions — almost as if the crab shape is one of evolution’s favorite “optimal” designs. [“One hundred years of carcinization – the evolution of the crab-like habitus in Anomura (Arthropoda: Crustacea).” Biological Journal of the Linnean Society]
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
Day 2 of Slott Advisor conference. Starting off discussing the various rules about Inherited Roth IRAs. Must be an important topic since we just talked about it on our latest newsletter. Do the have RMDs? Yes, but maybe not the way you think.
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
This is the original from February. Why was the winged demon in the sky added to Trump's TS post?
This quoted post is unavailable.
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
I’ve probably watched this over 100 times now and the ending still kills me every time 😂😭
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
A timely example of how grief looks wildly different depending on the person, and often comes with gallows humor, which is HEALING.
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Its amazing (depressing) how accurate this show still is
"Yes, Prime Minister" anticipating the EU response to Iran 40 years ago
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
Here goes... My wife and I have "maxxed" out out legal donation to Massie. For your kids sake, do all you can to support him. If a person can be measured by his enemies, Massey can be proud.
If you’re among the tens of thousands of grassroots supporters who’ve already donated, I want to ask you for a different favor today. Can you share my donation link with a personal note asking your followers to donate today? Thanks for considering it! secure.thomasmassie.com/dona…
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
"The only function of economic forecasting is to make astrology look respectable." -John Kenneth Galbraith
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
We need Republicans willing to remain loyal to the conservative cause—before *and* after getting elected
Republicans Before Election After Election
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
Jesse Livermore’s 12 Risk Management Rules 1. Never average a losing position Averaging down is how small losses become fatal ones. 2. Always use a stop loss A trade without a stop is a bet without limits. 3. Cut losses quickly Losses must be taken immediately, without debate. 4. Let winners run Big money comes from a few big winners, not many small ones. 5. Trade only when the market confirms your idea Your opinion means nothing until price agrees. 6. Never trade on hope Hope is not a strategy — it is a confession of being wrong. 7. Risk only a small portion of capital on any trade Survival comes before profit. 8. Trade with the primary trend Fighting the trend is the fastest way to ruin. 9. Sit tight when you are right Impatience kills profits more than bad entries. 10. Stay out of the market when conditions are unclear No position is a position. 11. Increase size only when winning Pyramiding works only in your favor — never against you. 12. Protect capital above all else You can’t recover if you’re wiped out. Every rule was paid for in losses, pain, and blown accounts.
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
“We’re not rich… we just accidentally retired never.” Lifestyle inflation doesn’t just steal from today — it steals from future you. Retirement doesn’t fail because of one bad decision… it fails quietly over time. #AFMG #RetirementPlanning
“Mom, how did we get so rich?” “We’re not rich, honey. Your dad failed to avoid lifestyle inflation creep and we live paycheck to paycheck.”
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
Can we talk about how this never should’ve happened and yet they fucking crushed it? Christmas magic.
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
🚨 Ben Shapiro completely dismantles Tucker Carlson Watch every second of this
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
The problem of America is not with Musk, Bezos, or Zuckerberg. Tesla, Amazon, and Meta employees have excellent salaries and bonuses. The problem is that Bernie Sanders is empirically rich and part of the 1% richest, yet he creates zero jobs, wealth, or prosperity. politico.com/magazine/story/…
While millions of families struggle to put food on the table Elon Musk, Jeff Bezos & Mark Zuckerberg own more wealth than the bottom HALF of Americans. That’s what oligarchy is about. That’s what a rigged economy is about. Is it any wonder that people in this country are angry?
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Kevin "Take Back Retirement" Gaines CFP® RICP® retweeted
Social Security's key advantage is its annual increase with inflation, offering better growth compared to static payments like annuities and pensions, even if it doesn't match personal spending rises. #SocialSecurity #Inflation #RetirementIncome buff.ly/kS9jViU
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