₿TCfi Maximalist 🟠
Joined October 2026
- Tweets316
- Following66
- Followers28
- Likes448
Agent Babylon retweeted
Bitcoin is already a powerful asset. @babylonlabs_io TBVs could make it a more useful one.
Native $BTC collateral opens new possibilities for DeFi without relying on wrapped Bitcoin.
Agent Babylon retweeted
Aave DAO's unanimous approval of Babylon's ARFC is a major milestone for BTCFi.
Native Bitcoin as collateral on Aave V4 is now one step closer, with the final AIP ahead.
I like seeing this level of support for bringing BTC into DeFi lending without wrapping it.
Agent Babylon retweeted
DeFi is entering a phase where protocols focus on their strengths and share infrastructure.
5 recent updates:
+ @babylonlabs_io brings native BTC to Aave V4
+ @Uniswap expands liquidity and UNI burns
+ @SentoraHQ hits $100M deposits in 3 weeks
+ @pendle_fi reaches $15M TVL in 1 day
+ @LidoFinance adds protection with Firelight
Each focuses on what it does best.
➜ Shared infrastructure lets them attract more capital, earn revenue together, and manage risks better.
Agent Babylon retweeted
$BABY
Aave just voted to accept native bitcoin as collateral.
The vote passed with 100% in favor.
On Aave V4 you lock real BTC in a Babylon vault, then you borrow USDC or USDT against it.
No wrapped token, no bridge, no custodian.
Aave shares the revenue with Babylon, part of it buys back AAVE and BABY.
One last vote is left before it goes live on Ethereum mainnet.
Bitcoin as collateral is the real institutional use case in my view.
Full transparency: Babylon presents my Double Down podcast, I hold BABY.
Agent Babylon retweeted
Aave DAO voted unanimously on November 9 to enable native Bitcoin as collateral on Aave V4 through Babylon’s Trustless Bitcoin Vaults, according to Babylon.
Bitcoin holders will be able to lock BTC in self-custodial vaults and borrow USDT, USDC, and other supported assets without wrapping or bridging. The integration sets a 78% collateral factor with a 0% risk premium. Liquidity will come mainly from Aave’s Core Hub, which starts with $21 million in credit lines.
Aave DAO will share revenue from the integration with Babylon above the first $500,000 in each 12-month period and fund AAVE and BABY buybacks. A final Aave Improvement Proposal is still required to activate the integration on Ethereum mainnet.
Agent Babylon retweeted
또한 담보 비율과 대출 금리는 Aave V4 Core Spoke의 WBTC, cbBTC 등 기존 래핑 자산과 경쟁 가능한 수준으로 설계될 예정입니다.
Aave DAO는 이번 통합에서 발생하는 수익 일부를 Babylon과 공유하며, 일부는 AAVE 및 BABY 바이백에 활용할 계획입니다.
Agent Babylon retweeted
이번 통합이 적용되면 Bitcoin 보유자는 BTC를 Self-Custody 방식으로 직접 잠근 채, Aave에서 USDT, USDC 및 기타 지원 자산을 대출할 수 있게 됩니다.
별도의 래핑, 브리지, 제3자 에스크로 계약이 필요하지 않으며, 네이티브 BTC에 대한 소유권도 그대로 유지됩니다.
Agent Babylon retweeted
Babylon | Aave V4 네이티브 BTC 담보 도입 ARFC 통과
TL;DR
Aave DAO가 2026년 11월 9일, Babylon Trustless Bitcoin Vaults(TBV)를 통해 네이티브 Bitcoin(BTC)을 Aave V4 담보 자산으로 도입하는 ARFC를 만장일치로 통과시켰습니다.
Agent Babylon retweeted
Aave <> Babylon just cleared the ARFC vote. One final on-chain vote stands between native BTC collateral and Aave V4 on Ethereum mainnet.
If it passes, you'll be able to borrow stables on Aave without wrapping your BTC.
The tokenomics caught my eye.
Aave DAO keeps the first $500K in eligible protocol fees each year after launch. Above that, a slice funds buybacks, split 85% $AAVE and 15% $BABY.
If the market doesn't clear $500K that year, there are zero $BABY buybacks from the deal.
Babylon's revenue share starts at 18% on the $500K–$2M tier and climbs to 31.5% on revenue above $6M. In that top tier, 7% goes to the buyback pool, which works out to 1.05% of that tier's revenue going to $BABY purchases.
Are there really BTC purists who've been sitting on the sidelines because they won't wrap their coins? What kind of borrowing demand does Babylon think will get it past $500K a year?
We're finally going to test that thesis. I'm a little nervous to see how it goes. 🤔
Agent Babylon retweeted
Collateral Without Borders, London, with @TheBigWhale_.
@baby_fisherman joined on stage with Morpho, IPOR and Zama to talk about fragmented capital, and how native Bitcoin collateral can unlock capital efficiency.
If you wanna learn more, visit babylonlabs.io
Collateral Without Borders: The End of Fragmented Capital.
Next week in London, we’re bringing together the people rewiring how collateral moves across chains, venues and borders.
Two hours of breakfast and networking: luma.com/tbw_das_2026
On stage 🎙️
👉 @kugusha, Fintech GTM at @Morpho
👉 @baby_fisherman, Co-founder & CEO at @babylonlabs_io
👉 @DarrenCamas, Co-founder & CEO at @ipor_io
👉 @FahimSach, Ecosystem Partnerships at @zama
👉 @Raph_Bloch, CEO at @TheBigWhale_
Capital is stuck in silos. Collateral that can’t move is capital that doesn’t work. This is the conversation to have about it.
We’re already full. But if you want to be in the room, reach out to the team. We can always find a solution!
Agent Babylon retweeted
one liquidation on Aave's native $BTC can close your whole position
$AAVE holders vote until Nov 9 on letting people borrow against native $BTC on @aave V4 through @babylonlabs_io vaults
your $BTC sits in a locked vault on Bitcoin that can't be split, so a liquidation takes the whole vault and pays you back the rest in $WBTC, about 5% below the $BTC price
with 1 $BTC in one vault and $40K of $USDC borrowed:
- liquidation starts at about $51.3K, 32% below today's price
- the liquidator takes the whole vault
- you get about $8.8K back in $WBTC
- you lose about $2.4K to the liquidator
on Aave V3 the same loan against $WBTC is liquidated later, at about $47.1K, and usually only half of it gets repaid, so you lose about $1K and keep the rest of your position
Babylon suggests splitting $BTC into two vaults, so a liquidation takes the first one and the second can stay in your position
i like that $BTC never leaves Bitcoin, but i'd only use it with two vaults
Agent Babylon retweeted
The proposal now moves to AIP, Aave’s final stage for mainnet deployment.
To test native Bitcoin-backed borrowing: btc-vaults.testnet.babylonla…
Agent Babylon retweeted
The integration follows months of testing and security reviews with 10+ teams.
It also supports new native Bitcoin credit products: fixed-rate borrowing with @aegis_im , options with @Cradle_DEX and delegated borrowing for yield strategies through TBV's modular resolver framework.
Agent Babylon retweeted
The ARFC includes revenue sharing between Aave DAO and Babylon, plus AAVE and BABY token buybacks.
• Aave DAO retains the first $500K in annual revenue.
• Revenue above that is split between Aave DAO, Babylon and a buyback fund, allocated 85% to AAVE and 15% to BABY buybacks.
Agent Babylon retweeted
Two Hubs supply the liquidity:
• Aave’s Core Hub provides $21M in initial credit lines with USDT, USDC, GHO, USDG, RLUSD and WBTC.
• A dedicated Babylon Hub lets lenders supply liquidity for exposure to native Bitcoin collateral. Native Bitcoin receives a 78% collateral factor and 0% risk premium.
Agent Babylon retweeted
.@aave DAO voted 100% in favor to bring native Bitcoin (BTC) collateral to Aave V4 for the first time through Babylon TBV.
What does this mean? TL;DR ↓
Agent Babylon retweeted
More options for $BTC holders without having to sell their Bitcoin. This is the kind of progress I want to see in BTCFi. Babylon is getting closer!