Alternatives Federal Credit Union

For the safety of our members, employees & customers, AFCU will close today, December 15th at 4pm and re-open Friday, December 16th at 10 am due to inclement weather. While staying safe & warm at home (or any other time!) please use our Digital Services to complete most tasks.

Meet Jonathan, our newest VLA winner. Each month, staff have an opportunity to nominate fellow coworkers based on their contributions to AFCU. #wheregoodthingshappen #cdfi #staffspotlight

Today is National Savings Day! We want to encourage you to make sure you’re taking the time to plan for your financial future. A great place to start is with a Lucky Savers account at Alternatives, which has the chance to reward you with up to $250! loom.ly/0VVrKcc

Happy National Coming Out Day! Today, we celebrate the LGBTQ+ community on the anniversary of the 1987 National March on Washington for Lesbian and Gay Rights.

An easy way to make sure your money is safe and sound is to take regular inventory of your finances, so you always know where they are and how they're being used. Meet with our Balance coaches for help! loom.ly/hjeu7qc

When paying off multiple debts, it can be hard to know which to prioritize. Focus on costs tied to something you own so you don’t risk losing an asset in your life, then focus on your other debts. Schedule time with our BALANCE coaches for help! loom.ly/hjeu7qc

At Alternatives, we’re a Community Development Financial Institution, or CDFI. We’re dedicated to making sure those who are often overlooked by mainstream financial institutions are given the fair and affordable financial options they deserve. loom.ly/08kFN04

Cheers to all the new joyousness, hopes, and blessings that the New Year is bringing along! Happy Rosh Hashanah! May this new year be full of success! #afcu #community

Budgeting is an idea that gets tossed around a lot, but it’s not always something that gets taught. With our financial services, you can learn the basics of budgeting and find a method that works best for you. Reach out to our balance coaches today for help building your budget!

Small business opportunity with Empire State Development. The NYS Seed Funding initiative application is available immediately Additional details can be found on the online application site FAQ page. -> nyseedgrant.com/

For many people, budgeting doesn't come as second nature. If you aren't sure where to start with creating your budget, reach out for a safe and supportive consultation with a financial counselor at AFCU. loom.ly/_ChH0vU

Check out these money-saving measures that can reduce the cost of energy. Read more at the link below! alternatives.balancepro.org/… #alternativesforyou #afcu #savingtips

We are proud to serve Tompkins, Tioga, Cortland, Cayuga, Seneca, Schuyler, Steuben and Chemung counties. We find solutions to fight economic inequality. If you feel like you've been left behind by mainstream financial institutions, we are here for you! loom.ly/xhiHKnI

Finger Lakes Favorites, presented by Cayuga Health System, has reached out to residents and visitors alike to nominate their favorite individuals and businesses that are the best at what they do. ​ AFCU is so grateful to have been voted the best by you. Thank you! #afcu

With prices on the rise, many families find it increasingly difficult to afford the staples they need. Here are ten easy ways to save money at the grocery store. Read more in the link below: alternatives.balancepro.org/… #alternativesforyou #afcu #financialadvice #savingtips

Our partners Balance Financial Fitness have a great list of webinars focusing on helping to support and improve the personal finance of college students. Check out the list of webinars in the image below. For a full list and to register visit: balancepro.org/resources/art… #afcu

“Anyone who has ever struggled with poverty knows how extremely expensive it is to be poor.” – James Baldwin

White Americans historically average a much higher income than Black and LatinX Americans, and the gap has grown during the pandemic. At AFCU, our goal is to ensure that BIPOC communities have access to fair financial products and the opportunity to build generational wealth.

When you save a little money each month, you’re setting yourself up for financial security. Open a Lucky Savers account at AFCU to start growing your funds today (and maybe win some money prizes along the way). loom.ly/uaJhFVM

The Community Development Financial Institution (CDFI) fund was created in 1994 – when the first minority owned banks focused on low-income areas. As a CDFI, Alternatives provides the products and services needed to financially support these communities.