What would you do with a lower car payment? Maybe you'd build your savings. Maybe you'd pay down debt. Or maybe you'd just enjoy having a little more breathing room in your monthly budget. If you haven't checked out auto refinancing lately, it's worth another look. You may be able to lower your monthly payment or reduce your interest rate. See if auto refinancing is right for you today. afcu.org/auto/auto-refinance…

🚨 Fraud Alert 🚨 Fraudsters can make it look like we’re calling, texting, or emailing you. But we’ll never ask for your account number, PIN, or Social Security number out of the blue. If you get a message asking for this info, hang up, ignore, or delete it! Quick Tips to Stay Safe: 🔑 Use strong passwords ⚠️ Avoid suspicious links 🔐 Enable Two-Factor Authentication Stay alert, and trust your instincts. For more info, visit our Fraud & Identity Theft page.

⛳️ What an amazing day on the course! Thank you to everyone who joined us for the Arkansas Federal Foundation Golf Classic benefiting Easterseals Arkansas. Our golfers, sponsors, and volunteers truly made it a day to remember. We couldn’t have asked for better weather, better company, or a better cause. 💚

Big congratulations to our Senior Vice President of Mortgage, Brandon Webb! 🎉 Brandon was recently recognized at the Mortgage Bankers Association's Annual Convention in Chicago for earning his Certified Mortgage Banker (CMB) designation! The designation recognizes expertise, ethics, and leadership in mortgage banking. We're proud of Brandon's dedication to his profession and the knowledge he brings to serving our members. Way to go, Brandon! 👏

Planning to buy a home? 🏡 Before you start house hunting, it helps to know which upfront costs to expect. From the home inspection and appraisal to your down payment and closing costs, understanding these common homebuying expenses can help you plan ahead and feel more prepared.

October is World Financial Planning Month! 💸 If you’ve been meaning to take a closer look at your finances, the 50/30/20 rule can be a simple place to start. It gives your after-tax income a job, with 50% for needs, 30% for wants, and 20% for savings and paying down debt. And remember, it’s a starting point, not a strict rule. Adjust the percentages to fit your life and goals. Ready to make a plan that works for you? Reach out to our team. We’re happy to help!

Ready to join a uniquely inspiring culture with generous benefits and perks? Whether working at our cool new headquarters in Little Rock, or at one of our many branches, it doesn’t take long for new employees to see why we’ve been recognized as one of the Best Places to Work in Arkansas eleven times! View our list of benefits and open positions - afcu.org/careers

Thank you to @catalystcorpfcu and @GoSegra for sponsoring the driving range for the Arkansas Federal Golf Classic! Your support is making a difference for Easterseals Arkansas.

🏡 When was the last time you checked what your home is worth? If it's been a while, you might be surprised. If your home's value has increased, you may have more equity than you realize. Whether you're planning a renovation, consolidating debt, or tackling another big expense, your home's equity could help you access the cash you need.

We're grateful to these amazing organizations sponsoring the putting green at the 20th annual Arkansas Federal Credit Union Golf Classic! Thank you to @weareabrigo , @ElementFleet , Scienaptic Systems, Inc, @SWBCServices , and @TransUnion for your support.

Arkansas Federal is closed today in observance of Columbus Day. We’ll reopen with regular business hours tomorrow, October 13. Remember, Digital Banking is available 24/7.

Thinking about refinancing? 🏡 You may have heard the term “cash-out refinance” and wondered how it actually works. A cash-out refinance lets you replace your current mortgage with a larger one and receive a portion of your home’s equity in cash. You can use the funds for things like home improvements, debt consolidation, or other major expenses.

We had an amazing night supporting families at Ronald McDonald House Charities — A Night in Vegas on 10/1! Thank you to @rmhcarnla , the volunteers, sponsors, and everyone who came out — your support helps keep families close when they need it most.

Meet Scott 👋 For Scott, the best part of the job is helping members find the right financial solutions for their needs. As Branch Manager of our Benton branch, he enjoys building lasting relationships and helping members reach their financial goals. Before joining Arkansas Federal, Scott served 20 years in the U.S. Navy and owned a mortgage company, experiences that continue to shape how he serves members today. When he's not at work, Scott enjoys golfing, spending time with his family, and making memories with his two grandchildren. 👉 Stop by our Benton branch and say hello!

🎉We're officially open in Springdale🎉 Stop by and say hello to our wonderful new team, ready to help you with all your financial needs. Whether you're opening an account, looking for a loan, or just want to chat, we're here for you! Come see us at 3681 West Sunset Ave. We can't wait to meet you!🩵🏦

Want a little more breathing room in your monthly budget? 🏡 A 40-year mortgage may be worth exploring. By spreading payments over a longer term, it can help lower your monthly payment and give you more flexibility as you buy a home. Whether you're buying your first home or looking for ways to make homeownership fit your budget, our team is here to help you compare your options and find the loan that's right for you. Ready to learn more? Reach out today. 👉 afcu.org/mortgage/mortgage-l…

A little golf for a great cause! ⛳️❤️ Our Arkansas Federal team had a great time hitting the course for the Ronald McDonald House Annual Golf Scramble, all while supporting an organization that helps keep families close when their children need medical care. Thanks to @rmhcarnla for a great day and for all you do for families in our community!

The 20th Annual Arkansas Federal Foundation Golf Classic — benefiting Easterseals Arkansas — is Monday, Oct. 19 at Chenal Country Club. We’re so grateful to our cart sponsors: Allied Solutions, Mitchell Williams Law Firm, Auto Financial Group, and MeridianLink. Thank you for helping us make this event possible. See you on the green! ⛳️🤝❤️

Hooray for new team members! 🎉 Ashley, Teller Evette, Call Center Agent Jeremy, Call Center Agent Kyle, Financial Service Representative Michael, Call Center Agent Savannah, Financial Service Representative Welcome! We're so glad you're here! #BeTheDifference

🏌️⛳ Mark your calendars—October 19th! The 20th Annual Arkansas Federal Golf Classic is here, benefiting Easterseals Arkansas. Huge thanks to @Hydcocorp as the Presenting Sponsor. Let’s tee off for a cause and keep making a difference! #BeTheDifference