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Joined April 2026
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This.
Taking social security at 62, 67 or 70? Let’s break it down with these numbers.
62 - $1800/month
67 - $2400/month
70 - $3000/month
The difference between taking the money at 67 instead of 62 means you miss 5 years of $21,600/yr which comes out to $108,000. By waiting until 67, you only get an additional $7,200 per year. Take that $108,000 divided by $7200 and you get 15. This means it’d take 15 years to break even, putting you at age 82.
Let’s say you wait until 70 for the maximum benefit. The same math we worked above comes out to 12. Meaning it would take 12 years to break even, putting you at age 82.
So here’s my question and why I think the answer is so clear and obvious…
Would you rather have money at 62 or 82?
Comment below and let me know!
Jess ✝ retweeted
I’ve said it before, and I’ll say it again.
A repost is one of the most selfless things you can do for a mutual.
It says, “I like what this person has to say, and I think you should see it too.”
A quote post says, “Here’s what they said, but let me add my two cents.”
Both have their place, but a simple repost puts the spotlight entirely on original poster.
Want to get someone’s attention or earn a follow-back? Repost their content. Show genuine support.
Sometimes the best way to be noticed is to help someone else be seen. ❤️
