Buy Now Pay Later lenders selling disguised debt to people as they're about to pay for instinct buys or takeaways is something I've long criticised and called for regulation of (hopefully coming in the budget) Yet fair's fair @klarna has just announced it'll start allowing people to interest free spread payments for plumbers and car repairs. I think that's actually useful for some (if done carefully) as these are often unexpected necessities. A far more appropriate purpose (still needs regulation tho).