Microsoft just offered buyouts to about 60,000 employees. That's roughly 1 in 4 workers. This is their second buyout this year, after 15,000 layoffs last summer. Meanwhile they're spending billions on AI. The robots aren't coming for your job. They're already sitting at your desk. If you work on the Eastside, now's the time to pay down that debt and build your savings. Nobody's coming to rescue your mortgage.