cap retweeted
Most lending decisions are made by intermediaries risking other people's money. What if underwriters had to back every loan with their own collateral? New episode with Benjamin Sarquis Peillard, Founder and CEO of Cap.
Full episode in the replies 👇
cap retweeted
Dennis Dinkelmeyer (@DennisMidas), CEO of Midas (@MidasRWA), explains why non-USD stablecoins need term structures in onchain lending to scale. Borrowers want duration, he said, and term could bring more real-world loans and a more diversified currency mix. Listen to the panel for thoughts from Piotr Saczuk (@stablecoin_p) of Stablewatch (@stablewatchHQ), Benjamin Peillard (@Benjamin918_) of Cap (@CapApp), and Aidan Bristow of Gauntlet (@gauntlet_xyz).
cap retweeted
Announcing our final set of partners for Onchain Day at TOKEN2049 Singapore, powered by @StellarOrg!
Built by @wrappedxyz, hosted by @momentumxglobal and amplified by @realmotioninc.
🟩 @usecowboy
🟩 @Ymaxapp, built by @agoric
🟩 @Anchorage
🟩 @CapApp
🟩 @cybrid_xyz
🟩 @KAIO_xyz
🟩 @Multichain
🟩 @solana
And thank you to all of our current partners!
@AlgoFoundation | @CertiK | @FlareNetworks | @0G_labs | @ChainPatrol | @Dune | @ethereuminsti | @GoKiteAI | @Mercuryo_io | @moraleshr | @_quakeai
🗓️ RSVP: luma.com/onchaindaytokensing…
cap retweeted
Putting private credit on-chain can make settlement faster, improve transparency, and automate payments. But who bears the loss when a loan goes bad?
@Benjamin918_ from @CapApp, argues that the biggest problem is misaligned incentives: thefr.com/news/tokenizing-pr…
cap retweeted
When yield has no visible source,
you are the source.
@defidave of @CapApp on separating sustainable onchain yield from the kind that ends badly.
The question isn't what's the rate. It's who's paying it and why.
Brought to you by @wrappedxyz and @realmotioninc
cap retweeted
Franklin Templeton, with $1.7-1.8 trillion in assets, has been moving deeper into crypto, and one exec says that's a signal worth paying attention to.
@TimeTrialSteve, Head of EMEA at @CapApp, tells @RPether "this is coming" and there's little risk of it reversing, which is why he left Franklin Templeton to go all-in on crypto himself.
#Money2020MiddleEast #Money2020 #Riyadh
cap retweeted
The future of onchain yield is funding real world businesses
Not only is that more sustainable than trading strategies & yield farming, but it's also more interesting as a builder
Your stablecoin yield can come from a film production borrowing against its release.
One of the yield sources @Benjamin918_ traces inside stcUSD.
cap retweeted
To the hundreds of @fomo trenchers that have recently followed me, if you took profits and want to park your stables, @CapApp is the place to do it
- Consistent performance
- Protection via funded underwriters
- Institutional-grade yield
Deposit here 👉 cap.app/get-started
cap retweeted
Cap deposits powered by Halliday.
Last week, we announced the neobankification of Cap with @HallidayHQ, allowing anyone to seamlessly access Cap USD with Apple/Google Pay, cards, 8+ chains, etc.
Here, we have @DanteReminick demo step-by-step how simple the process is.
Try for yourself: cap.app/get-started
cap retweeted
Cap cooking as usual.
According to @DefiLlama, average APY of Cap USD for the month of August was 5.17%.
This level of consistency beats the median of our peer group of 66 comparable venues by 1.63%.
Source: defillama.com/ai/chat/shared…
cap retweeted
Security doesn't stop at the smart contract level.
Scams live off-chain too — fake sites, impersonator X accounts, spoofed TG admins. @ChainPatrol helps us hunt them down and take them offline.
Protecting users is the protocol's job. Every step counts.
As the leading onchain credit platform that's backed by financial guarantees, @CapApp has a fast-growing community that we are proud to help protect across every attack vector.
39% of the threats we've blocked came from X/Twitter alone. Together, we're protecting users from impersonation accounts, malicious wallet drainers, cloned sites and other phishing attempts.
cap retweeted
Onchain solves distribution.
It hasn't solved underwriting yet.
@LouisMohnjr of Franklin Crypto (@FTDA_US) on why private credit onchain is still experimental, and the sourcing, risk, and liquidity work that's still TradFi's to do.
Protocols like @CapApp are just scratching the surface of what a new distribution channel could unlock.
More Block House Broadcast clips are still on the way.
Brought to you by @wrappedxyz and @realmotioninc
cap retweeted
Coinbase account? Apple Pay? ACH? ETH on Base? Doesn't matter. Halliday makes it as easy as possible to start earning covered credit yield with stcUSD.
It's never been easier to get Cap USD.
Deposit into Cap via @HallidayHQ. Earn Yield. Now available via Apple/Google Pay, credit/debit cards, 8+ chains, and major CEXs across 64 currencies in 150 countries.
The Neobankification of Cap is here.
cap retweeted
"Neobankification"
Today, the tech exists so that every single product can offer banking-like services.
Cap, Klarna, Doordash, and more all are adding additional financial capabilities that deliver even more value to their users.
We need more of this.
It's never been easier to get Cap USD.
Deposit into Cap via @HallidayHQ. Earn Yield. Now available via Apple/Google Pay, credit/debit cards, 8+ chains, and major CEXs across 64 currencies in 150 countries.
The Neobankification of Cap is here.
cap retweeted
Halliday is proud to support deposits on @CapApp!
It's never been easier to get Cap USD.
Deposit into Cap via @HallidayHQ. Earn Yield. Now available via Apple/Google Pay, credit/debit cards, 8+ chains, and major CEXs across 64 currencies in 150 countries.
The Neobankification of Cap is here.
cap retweeted
Big integration coming in for Cap.
Neobanks around the world make it easier for anyone to earn dollar-denominated yield. Now with @HallidayHQ, Cap steps into that arena allowing users to bypass much of the friction that comes with being onchain and deposit into Cap USD.
It's never been easier to get Cap USD.
Deposit into Cap via @HallidayHQ. Earn Yield. Now available via Apple/Google Pay, credit/debit cards, 8+ chains, and major CEXs across 64 currencies in 150 countries.
The Neobankification of Cap is here.
cap retweeted
Yield used to mean trusting whoever offered it.
Onchain credit changes what backs the number.
@defidave, Head of Growth at @CapApp, breaks down where onchain yield actually comes from, and how to tell the durable from the decorative.
The mechanics matter more than the APY.
Brought to you by @wrappedxyz and @realmotioninc
cap retweeted
Most of Cap's dollar deposits come from neobanks and fintechs.
When speaking with them, they consistently tell me they choose Cap two reasons:
First is knowing every borrower. Every borrower at Cap is identified and whitelisted before they can access capital, preventing sanctioned parties or malicious actors from borrowing.
Second is recourse. Borrowers sign legal agreements with underwriters binding them to repay their Cap loans. Recourse isn't limited merely to the value of onchain collateral.
This is also why we're excited to work with Blend. Both our teams are building for mass adoption by leaning into clear user protections and compliance
The future of dollar yield is transparent, accountable and user-controlled.
That’s why we’re partnering with @CapApp to bring covered credit to fintechs and neobanks through Blend: vetted borrowers, posted collateral and an onchain audit trail, all through one integration.