
CardRatings features top credit card offers, unbiased reviews, industry news and financial advice. Founded by finance expert @CurtisArnold.
Joined August 2008
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New survey data shows that roughly 1 in 6 Americans struggle with credit card debt. And it's not just lower-income brackets — even high earners are feeling the squeeze. Check out strategies to get back on track: bit.ly/4saVMY6
A CardRatings survey shows that over a third of cardholders have faced fraud—yet 88% say their issuer effectively resolved it. See the full findings and tips: bit.ly/4s9sUzB #CreditCards #CyberSecurity #PersonalFinance
Fee hikes, rate jumps, or sliced rewards? Over 40% of cardholders say cost increases are their #1 reason to ditch a credit card. Check out what triggers credit card cancellations and how your card stacks up: bit.ly/4rcPirb
85% of Americans say they’re satisfied with their credit cards — yet 81% think there's a better card out there for them.
What drives cancellations most? Fee and interest rate increases, while non-cost factors fall behind.
See the full survey breakdown: bit.ly/467DnRI
Think you need a high salary to build an 800+ credit score? Think again. Our survey data shows nearly 2/3 of households earning under $35K pay more than their monthly minimum credit card balance. Consistent payment habits > income size.
Full findings:
bit.ly/4qdo5UH
Thinking about adding your teen to your credit card? 💳
It can be a great way to help them build credit early, but issuer minimum ages and rules vary.
Here's what parents need to know before handing over a card: bit.ly/3Iu7g0m
Nothing ruins a vacation buzz quite like surprise resort fees or $40/night parking. 🛑 Before you book your next getaway, check out our guide on how to spot (and sidestep) hidden hotel fees: bit.ly/3U549au
Facing a sudden $1,500 auto repair bill? You don’t have to take the full financial hit all at once. From 0% intro APR offers to flat-rate cash back, the right credit card strategy can save you hundreds.
See our top picks: bit.ly/4xaGPXf 🚗💳
Did you know just two factors make up 65% of your FICO score? 📉 With average U.S. credit scores dropping, knowing how these metrics are calculated is key to protecting your financial flexibility. bit.ly/4vtDEIQ
Debt Snowball 🤝 Debt Avalanche
Both are popular, but which one actually saves you the most money? (Hint: It’s all about the interest rates.)
Check out our step-by-step guide to building a debt payoff plan that actually sticks: bit.ly/4xHTQZx
Should your spouse have their own credit card account? If the primary cardholder's account is frozen, an authorized user can be left without access to credit. Individual cards ensure both partners have a safety net when they need it most. Learn more: bit.ly/49tjJS6
Politicians are treating credit card companies like "public enemy number one"—but do consumers agree?
A new CardRatings survey shows an 85% satisfaction rate among cardholders. Is the push for new regulations actually what voters want?
See the data: bit.ly/3RmoPtd
1 in 7 #GenZ borrowers recently saw credit scores plunge by 50+ points. With job growth at its weakest since 2020, lenders are raising the bar. Don't let a "thin file" hold you back. Learn how to navigate the 2026 credit landscape: bit.ly/3OI9fr1 #PersonalFinance
Points are great, but in 2026, perks are where the real value is.
Stop ignoring these 4 benefits that often outweigh your annual fee:
1️⃣ Lounge access
2️⃣ Hotel elite status
3️⃣ TSA PreCheck credits
4️⃣ Trip insurance
See all 8 underrated perks: bit.ly/41zUQzV
Myth: Your billing cycle is always 30 days. ❌
Fact: It typically ranges from 28 to 31 days. 🗓️
Missing this distinction can lead to late fees if you're just "winging it." Check your statement closing date to stay ahead of the game. #FinancialLiteracy bit.ly/4bSbfo4
While Dave Ramsey advocates for skipping plastic to avoid debt, the reality is that credit cards only have the power you give them. For those with discipline, they can be a major advantage for security and rewards.
Read the expert breakdown: bit.ly/4lt4cqz
Thinking about charging your mortgage to your credit card to rack up points? Points are great, but 3% fees and credit score impacts are not. We break down the workarounds and the traps to avoid: bit.ly/4smpubu
Americans have a complicated relationship with their credit cards.
A new CardRatings survey shows 85% of us are satisfied with our cards—yet 56% plan to switch this year.
Don't settle for "fine." Audit your wallet for 2026: bit.ly/46XkMbR
#CreditCards #MoneyTips
Don't let your credit history shrink! If you have a card you rarely use, set it up for a small monthly subscription (like Netflix) and turn on autopay. It keeps the account active and your score healthy. bit.ly/4cjPsHO #CreditTips #FinancialLiteracy
High credit limit ≠ a trap. It’s a tool! 💳✨
3 ways to use it like a pro: 1️⃣ Set a budget cap: Don't spend just because you can. 2️⃣ Pay early: Report a lower balance to boost your score. 3️⃣ Keep cards open: Longevity helps your history. bit.ly/4rDRy9N