Helping professionals travel more without waiting for retirement. PTO strategy. Smart travel planning. Days well spent.
Joined January 2026
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Our reality right now:
Two corporate jobs
Saving for a house
About 20 PTO days a year
We can’t take months off to travel the world, yet.
But we’re not waiting for “someday” either.
We’re figuring out how to travel now
while still building our future.
In Chicago for the day for work 🏙️
It’s a quick 24 hour trip but still managed to grab a deep dish slice at Lou Malnati’s last night.
Always look for the small wins 🍕
What is one area you’ve visited multiple times within the past year?
For us, it is Boston.
We love how walkable the city is, the different vibes (Back Bay, South End, North End), and the seasonal changes in fall.
If you enjoyed a vacation so much it’s okay to repeat it!
Curious, what’s the best credit card points hack you have done?
For me, an IHG card provided a 5 night stay at a premium resort in Grand Cayman earlier this year.
It would’ve cost over $3,000 retail but the credit card bonus allowed 5 free night awards.
Right about now is when we start the initial planning for our 2027 summer trip.
We are considering going to Greece and leveraging a credit card welcome offer to help cover flights and hotels.
Using points significantly helps make travel more affordable.
Daylight savings change is tough.
We would love to go on walks after work in the evenings.
Now the sun goes down at 5:45pm.
What are some travel plans you have for the remainder of 2026?
Here are a few of ours:
🌆 Chicago
⛳️ Golf trip in Florida
🌴 Miami for the holidays
Lots of quality time with loved ones to close out the year!
Going to a football game with a large group of friends today.
- Quality time
- New experiences
- More memories
Time and money intentionally spent!
“I’m going to make that change heading into next year.”
But why wait?
Is it a budget change? A lifestyle change? A new habit or goal you’ve been putting off?
It’s easy to wait for January 1st to hit the reset button. To convince yourself that a new year will bring the motivation you need.
But you don’t need a new calendar to start making progress.
Start small. Make the adjustment today.
How do you split additional income outside of your salary? Do you have a certain rule?
If you were to receive $10,000 today, how would you decide how much goes to saving, investing, and spending?
One of the best financial habits you can build is a monthly money check-in.
Take 20–30 minutes to sit down with yourself or your significant other and:
→ Review last month’s spending
→ Track progress toward your goals
→ See if your money is being spent intentionally
→ Make adjustments for the month ahead
It’s not about judging every purchase or cutting out everything you enjoy.
It’s about making sure your money is supporting the life you want to build.
You can’t make intentional financial decisions if you never stop to look at where your money is going.
Get VERY specific when defining your rich life.
“More travel, dining out, and quality time with family” is a good start, but it’s too broad.
Travel: Weekend getaways or two weeks exploring Europe?
Dining out: Fancy restaurants once a month or weekend coffee shop dates?
Quality time: Slower mornings, more family dinners, or working fewer hours?
The more specific you get, the easier it is to build a financial plan around the life you actually want.
Don’t just define the life you want. Define what it looks like day to day.
What are some of your favorite credit cards for bonuses or points?
We are trying to stretch our travel budget next year. Would love to hear some of yours!
Homeownership is practically America’s religion.
We’re taught that buying a house is the ultimate sign you’ve made it. That renting is throwing money away. That owning a home is just what you do when you become an adult.
And to be fair, homeownership can be a great way to build wealth.
But I know plenty of young adults who bought homes without really running the numbers or asking themselves a simple question:
“Do I actually want this, or am I doing it because everyone told me I should?”
I wonder if by “afford” that means qualify for.
If you buy a house at what you qualify for, you will be house poor.
Get closer to your goals each day.
- emergency fund
- travel fund
- housing goals
- career goals
Each day presents an opportunity to make steps forward.
Why don’t we track our rich life goals like we track work goals?
At work we are all aware of
Deadlines.
Milestones.
Progress.
Why don’t we do the same for our personal lives?
Goal: Buy a house
What’s your projected timeline based on your current savings rate?
Goal: Try a new restaurant every month
Where’s your list?
Goal: Travel more without spending more
What’s your points strategy?
A rich life rarely happens by accident.
It happens because someone made a plan.
Anyone else feel there’s always something that you could be saving for in a HYSA?
- cash for a car
- down payment for a house
- dream vacation in a few years
- emergency fund
Seems like there’s always something you could justify putting cash aside for.