*“In the clinic I heal bodies, in the market I grow wealth💊📈** inspired by warren , Charlie & Mohnish. nature lover & baba to 2 little angels.
Peshawar, Pakistan
Joined November 2023
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Doctor in PSX retweeted
Understanding ENGROH’s buyback: what does it mean for EPS?
-Using 36,231,994 shares repurchased—3.008% of the original shares—and assuming cancellation, the remaining share count becomes 96.992%. With unchanged earnings, this increases EPS by 3.101%, calculated as 1 ÷ 0.96992 − 1.
Add underlying earnings growth, and the impact becomes clearer:
• 1% earnings growth translates into 4.132% EPS growth.
• 2% earnings growth translates into 5.163% EPS growth.
Fewer shares mean each remaining share represents a larger slice of the company’s earnings.
-What if the same cash had been distributed as a dividend instead? Assuming the expenditure equates to a 3.008% dividend yield, a 15% dividend tax leaves 2.5568% available for reinvestment. At the theoretical ex-dividend price, this buys 2.6361% additional shares.
-Reinvestment increases your shareholding rather than company EPS, so the fair comparison is the earnings attributable to your total holding. With dividends reinvested, these increase by 3.662% at 1% underlying growth, or 4.689% at 2% growth, compared with 4.132% and 5.163%, respectively, under the buyback.
#ENGROH #PSX #KSE100
Doctor in PSX retweeted
𝗪𝗲𝗱𝗻𝗲𝘀𝗱𝗮𝘆 𝗰𝗼𝘂𝗹𝗱𝗻’𝘁 𝗵𝗮𝘃𝗲 𝗯𝗲𝗲𝗻 𝗯𝗲𝘁𝘁𝗲𝗿! 💚💰
#FFC just made dividend investors’ day with a massive Rs. 18.50/share Q3 2026 dividend! 🔥
That takes the total interim dividend for 2026 to an incredible Rs. 41.50/share (415%).
Doctor in PSX retweeted
As an investor in the stock market, it's your sole responsibility (not broker or someone else) to protect your money by make prudent investment decisions based on your age, wealth and financial literacy.
Brokers are not in the business of giving you BEST investment advice. 1/7
Doctor in PSX retweeted
🇵🇰Investing in the stock market ?
1. Time Horizon
Never invest money you will need in the next 2–3 years.
Equities reward patience — volatility is normal, compounding works only with time.
2. Consistency
Add to your portfolio every month without fail.
Skipping months breaks the compounding habit.
Treat investing like paying rent — non-negotiable.
3. Saving Mindset
Correct formula:
Expenses = Income – Saving ✅
Wrong formula:
Saving = Income – Expenses ❌
Pay yourself first; save before spending.
4. Understanding
Know what you buy:
Learn financial statements, accounting basics, and valuation.
Study business models, industry cycles, and competitive advantages.
Understand management quality: winners usually have strong leadership.
Learn about moats (defenses against competition) and value migration (how industries shift).
5. Position Sizing
Think carefully about how much to put in each stock.
There’s a reason mutual funds are restricted from putting more than 10% in one stock — concentration = risk.
Don’t let one bad pick sink your portfolio.
6. Diversification
Spread risk across sectors and themes.
Even the best investors get things wrong; diversification protects you.
7. Alternatives
If all this feels overwhelming:
Put your money in a mutual fund or ETF.
You’ll still benefit from long-term compounding without the stress.
8. Long-Term Perspective
It’s about 100x in 25 years, not about chasing a “2 rupee gola stock tip.”
Avoid speculation with money you don’t have and can’t afford to lose.
Focus on wealth creation, not thrills.
Doctor in PSX retweeted
“My largest positions aren’t the ones I think I’m going to make the most money from. My largest positions are the ones where I don’t think I’m going to lose money.”
— Joel Greenblatt
Doctor in PSX retweeted
World is connected and thats why every major event that happens in any part of the world affects your investment.
Russia Ukraine are far from Pakistan but events in that part of the world affects oil, coal and other commodity prices which increase inflation in Pakistan thereby affecting your investments. So if you are an active investor in PSX, you will have to be the student of geopolitics.
Great depression in 2008 and now talks about dollar debasement is a macro economic event that is happening in distant part of the world (USA) but this affect our investments esp when foreign sellers offload. So if you are an active investor of PSX, you will have to be the student of Macroeconomics.
Talks on provinces and system reset is a local event but this affects investments because if all the stakeholders do not agree, political instability risks emerges which then affect every thing from rupee devaluation to economic growth. So if you are an active investor of PSX, you will have to be the student of Political Sciences (Political analysts)
Companies announce results which are filled with financial Jargons and whatever financial decisions companies make such as MLCF PIOC merger, raising of right shares, acquisitions, you will have to understand deeply to make informed decisions. So if you are an active investor of PSX, you will have to an student of finance/accounts.
Companies produce products thru engineering processes, they use power, machines to convert raw material to desired products and the better you know the process, the quicker you would be able to connect the dots. So if you are an active investor of PSX, you will have to be the student of Engineering, Power economics and every other subject the companies undergo.
So when you decide to invest, you also decide to upskill yourself. This field is rewarding but demands hardwork and a lot of effort and passion is required and yet success is not guaranteed because markets are driven by sentiments and thus you also need to be the student of human psychology (learn patience) if you are an active investor of PSX.
Doctor in PSX retweeted
“Avoid people who are full of self-pity, and people who feel like victims. Avoid them like the plague.”
“Avoid the crooks, crazies, egomaniacs, people full of resentment.”
- Charlie Munger
Doctor in PSX retweeted
The easiest part of investing is finding the good stock to purchase.
The hardest part of investing is holding that stock long enough to let it prove being the right investment.
Doctor in PSX retweeted
Based on historical data, some of the most successful retail/individual investors in the stock market are those who bought shares and forgot about them or are dead.
Doctor in PSX retweeted
Pro-Tip:-
👉 This screenshot is not about showing a loss. It is about understanding something far more important in markets the person giving you advice may be able to survive a risk that you simply cannot.
Today’s loss: Rs 2.93 Mn
📢 For one person, Rs 3 Mn may represent his entire life savings. For another, it may be 1/10th of his investable wealth. For someone else, even 1/100th of what he can afford to risk.
Yet on X, YouTube, WhatsApp or anywhere else, all three may hear exactly the same advice:
“Hold”
“Buy more”
“Don’t panic”
“Long term hai”
That is where the danger lies 🤷♂️
🤔 The person you follow is speaking from his capital, his cash flows, his liabilities, his time horizon, his temperament and his ability to absorb pain. You are listening with yours.
💯 So learn from people. Listen to their thesis. Understand their reasoning. Even borrow their ideas.
✨️👉 But never borrow their risk tolerance because advice can be generalized; risk is always subjective
👉 The real question before following anyone shouldn't only be “Can he make money?”
It should also be:
“Can I survive the kind of loss he can survive?”
🤔👉 Never borrow someone else's conviction without understanding the balance sheet behind that conviction 😇💪
👉 A great investor may survive being wrong for 2-3 years. You may be forced to sell after two months.
And that difference alone can turn his good investment into your bad one.
Doctor in PSX retweeted
💡 Let's crowdsource the best PSX Opportunities !
Which PSX stock offers the best value for money in each sector right now, and why?
Drop your picks with reasons (undervaluation, dividend yield, growth potential, strong balance sheet, industry outlook etc.)👇
#PSX #Hiddengem
Doctor in PSX retweeted
😑
“Short-term market forecasts are poison and should be kept locked up in a safe place, away from children and also from grown-ups who behave in the market like children.”
— Warren Buffett, 1992 Berkshire Hathaway shareholder letter
Doctor in PSX retweeted
Investing is a combination of skill, judgment, discipline, and luck. Even the best analysis can not eliminate uncertainty, and market outcomes are often influenced by factors beyond an investor’s control.
The objective, therefore, is not to avoid risk altogether but to manage it intelligently. Identify value, understand the investment thesis, diversify the core portfolio, and limit the downside. Long-term success comes from staying invested while ensuring that a few mistakes do not permanently impair your capital.
Doctor in PSX retweeted
When a young investor famously asked JP Morgan what the stock market would do.
Morgan gave a legendary three-word reply: "It will fluctuate."
Doctor in PSX retweeted
There will be another 10% dip.
There will be another 20% correction.
There will be another 50% crash.
You simply won’t see it coming.
You can’t predict it, you can only prepare for it and embrace it.
Buy the fear. Stay consistent. Time in the market beats timing the market.