U.S. Federal Housing (FHFA) is an independent federal regulator overseeing the housing finance market. Privacy policy: https://xitter.cf/t.co/SuZhbTeRJw

Washington, D.C.
Joined February 2013
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$3.7B net income in 1Q 2026, growing net worth to $112.7B. Watch the earnings webcast replay to see how financial discipline and mission focus drove our results and impact.
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If you pay your rent and utilities on time, your credit score should reflect it. FHA is moving forward with two modern credit scores that give homebuyers credit for paying their rent and utilities — increasing accuracy for lenders and opportunity for first-time buyers.
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.@pulte: "People look at their FICO score often times and they think, 'This isn't reflective of what I've actually been paying on time.' So this will hopefully allow more people to access a home, who can frankly afford to do so."
.@SecretaryTurner on Fannie Mae and Freddie Mac now accepting credit scores ​that account for rent and utility payments: "We are taking bold steps to open up the credit market for credit-worthy people—for Gen Z, millennial first-time homebuyers."
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Today, I chaired the United States Federal Housing Finance Oversight Board and was joined by Securities & Exchange Commission Chairman, Paul Atkins, and HUD Secretary, Scott Turner, and representatives from Treasury. We had a productive meeting covering, amongst other things, the safety and soundness of the United States Housing and Mortgage Markets, as well as Fannie, Freddie, and the Federal Home Loan Banks’ activities to support affordable housing and underserved areas. We also discussed our continued commitment to proactively mitigate any risks to the stability of the United States Housing Finance System. Overall, it was a productive meeting and I appreciated my colleagues’ participation and input. @SECPaulSAtkins @SecretaryTurner
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“Lower insurance costs and mortgage rates shrink the monthly payment of a new mortgage,” said @FHFA Director Bill Pulte. By @bcynic nationalmortgagenews.com/new…
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From the head of The United States Mortgage Bankers Association: Thanks for the insurance changes! As we talked about a while ago, this makes tens of thousands of units eligible for Fan/Fred financing that were not before, which we highlighted in our statement.
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MUST WATCH video of President Trump discussing the two strong executive orders he recently signed to improve housing affordability: "Under the Trump Administration, we want to make it possible for every American to live that American Dream in a beautiful home." - @POTUS 🏡🇺🇸
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Mortgage rates are down. Inflation is down. Spring selling season is upon us. Fannie and Freddie employees are in the office. The businesses are more efficient than ever. The teams are focused on ROE, and generating returns, like a business should. Thanks to President T!
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*Walter Bloomberg
@DeItaoneMar 2
FEDERAL HOUSING, FANNIE AND FREDDIE ENDING ANTHROPIC USE: PULTE
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The 30 Year Mortgage Rate going BELOW 6%, and now being in the 5%'s, is DIRECTLY because of President Trump's genius move to BUY $200 Billion in Mortgage Bonds and his CRUSHING of inflation. NO OTHER PRESIDENT would have been able to reverse Joe Biden's 8% Mortgage Rate!
The avg. 30yr FRM decreases to 5.98% freddiemac.com/pmms
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THANK YOU PRESIDENT T!
CNN
@CNNFeb 26
US mortgage rates have dropped below 6% for the first time in more than three years cnn.it/46vsz0t
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"Low interest rates will solve the Biden-created housing problem while at the same time protecting the values of those people who already own a house that really feel rich for the first time in their lives," @DonaldTrump said. nationalmortgagenews.com/new…
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American families should not have to compete with Wall Street to attain the American Dream of homeownership.  @POTUS is taking swift action to ban large institutional investors from buying up our housing supply.
For too long, large corporations have priced hardworking Americans out of the American Dream. President Trump is safeguarding our homes for people, not corporations.
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