First Gen & Current Graduate Student | Empowering Young Adults Through Financial Education | More Content 👇
Joined March 2021
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Finance for Gen Z retweeted
DO NOT. I repeat. DO NOT EVER get comfortable at any job. If you are not getting raises, if you are not moving up, apply to other jobs. Look out for yourself, do better for yourself. Especially if you’re a good worker.
"I'll be happier when I [fill in the blank]"
There's always something we will be worried about but as soon as it's resolved, something else to worry about will probably come up.
Thus, it's so important to take a break from thinking about the future and focus on the now.
I do not believe 9-5s are for everyone.
I also do not believe entrepreneurship is for everyone.
What I do believe in is people choosing something that works for them and makes them happy.
I'm a firm believer in education.
I attended college and graduate school.
I watch YouTube videos on topics I'm unfamiliar with.
I read books to expand my knowledge of my interests.
I buy courses that expand on concepts I already know about.
Education comes in so many forms.
Finance for Gen Z retweeted
Watching shows all day, everyday after work is easy
Skipping the gym & eating comfort foods is easy
Not working on your business & partying is easy
Spending all your money at the mall is easy
Gossiping about politics, sports and your old friends is easy
Easy doesn’t pay well
In 2020, U.S. banks charged $12.4 billion in overdraft fees.
There are alternatives, many online FDIC-insured banks do not charge overdraft fees AND have higher interest rates than traditional banks.
Finance for Gen Z retweeted
The baby steps to adulting include getting your first apartment, to having the mattress on the floor to buying a bed frame, to buying your own plates and glasses... Let’s appreciate the little things that make us feel like we are one step closer to our dreams.
Finance for Gen Z retweeted
I don’t think anyone is shallow for wanting to date financially stable people. It’s a wise decision. You can’t guilt trip someone into dating you. Stop that shit.
There's only so much you can learn online and by watching people do what you want to do.
Eventually, you need to do it in real life and gain experience by actually doing what you want to do.
Things you can negotiate for within a job offer besides a higher salary:
- Remote or Telework
- Flexible Work Schedule (4/10 or 9/80)
- Relocation
- More Paid Time Off (PTO)
- Your Title
- Commuter Reimbursement
- Tuition / Education Reimbursement
Finance for Gen Z retweeted
It’s sad I didn’t learn this until I was well grown because like most of us I was conditioned to accept whatever I was offered. It wasn’t until I started asking for $10k over the national average and getting hired that I shifted my mindset
Interested in reading personal finance books but don't want to pay for them?
Download the Libby app, connect your library card to the app, and borrow the e-books you want FOR FREE!
If you are new to personal finance, focus on one thing at a time rather than everything at once.
Learn what budgeting is and figure out what works for you. THEN learn about emergency funds and debt repayment.
It's better to do one thing well than ten things poorly.