@FinityWW

The room where fintech actually talks. Fewer pitches than LinkedIn, better takes than the conference bar. Usually.

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Joined September 2020
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25Media

A Ramp to Future Growth

Everyone says Ramp is valued at $44 billion because it's growing fast. Here's why that answer raises more questions than it answers.

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249

The Charter…Trap?

Chime confirmed it will (at some point) become a bank. Mercury got conditional OCC approval on its national bank charter and raised $200 million at a $5.2 billion valuation in the same week. The narra…

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222

Robinhood’s Agentic Whimper

What happened?

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247

Fake Fintech Trades: Experian Doubles Down on Cash Flow Underwriting

One of the great accomplishments of the NBA in recent decades has been turning the off-the-court side of the business into a legit product for fans. We spend nearly as much time (or sometimes more) sc…

Article · @FinityWW
303

Fixing Consumer Credit’s Human-in-the-Loop Problem

Everyone in financial services is asking the same question right now: where should we use AI, and where do we keep a human in the loop?

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84

How Much Are Fintech Banks Worth?

Mercury got conditional approval from the OCC to become a national bank:

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145

Prediction Markets Are a Mess. Here's the Proof.

Kalshi raised $1 billion at a $22 billion valuation this week. The CFTC chair gave a rare interview defending prediction markets as serious financial products. Kalshi donated $2 million to the Nationa…

Article · @FinityWW
161

A Crisis of Confidence: Today and the 1970s

The Michigan Consumer Sentiment Index just hit an all-time low of 44.8.

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127

Selling Stablecoin-shaped Picks and Shovels

Offering your own stablecoin is becoming a bad business. Enabling other companies' stablecoins is becoming a good one.

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155

Anthropic is Building a New Type of Financial Services Vendor

Anthropic just announced a $1.5 billion joint venture with Goldman Sachs, Blackstone, and Hellman & Friedman. Plus 10 ready-to-run AI agent templates for financial services. Plus a partnership with FI…

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211

The Future of Fair Lending

Fair lending law was built for a world where you could identify how a lender discriminated. It assumed there was a variable, a proxy, a decision point you could isolate and challenge.

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158

PFM's AI Moment, Super Apps, and the PACE Act

Personal finance apps have had the same ceiling for 25 years.

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