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Replying to @HaveMoreFi
@HaveMoreFi x @CreativeHQ
Pleased to share that HaveMore has been selected for @CreativeHQ's Fintech Lab 2026.
15 companies accepted, from under 100 global applications.
Only a few days in and the value is already clear.
High-calibre founders, structured workshops, a strong founder network, and a community that moves fast.
Fintech Lab alumni include @SharesiesNZ , Hnry, Tapi, Cove Insurance, First AML and more.
We’re excited to build on that momentum as we progress to launch across NZ, Australia, and into the wider APAC region.
Looking forward to the next three months.
@HaveMoreFi
#Fintech #DigitalAssets #Onchain #APAC
What feels increasingly clear:
Trust is shifting away from branding and promises
toward systems that can be inspected and understood.
- Transparency isn’t just reassuring.
+ It’s becoming expected.
@HaveMoreFi #Beliefs #DigitalAssets #Onchain
Where we think things are heading:
Income strategies are starting to rely less on
predicting markets and more on how systems function.
Fees, activity, and infrastructure are becoming
a more consistent source of income than direction alone.
- Timing matters.
+ But structure is starting to matter more.
@HaveMoreFi #Beliefs #DigitalAssets #Onchain
What we believe is emerging:
The idea of a “savings account” is evolving.
More capital will live in vault-like structures
that are transparent, programmable, and adaptable
to how markets and networks actually operate today.
- It’s less about replacing savings.
+ More about rethinking what savings can be.
@HaveMoreFi
Quick question:
Would you rather have
• higher performance with limited visibility
or
• slightly lower performance with full transparency?
Why?
What do you value more in financial infrastructure?
• Control and transparency
• Convenience and abstraction
At scale, this trade-off matters more than most people realise.
#Onchain #DigitalAssets
What matters more when evaluating income strategies?
A) Where returns come from
B) How returns are generated
Most people start with A.
Serious allocators start with B.
#Onchain #DigitalAssets
Vaults have always been about safeguarding value.
What’s changing is how they’re built, and what they’ll store.
The next wave of vault innovation is already emerging:
→ Programmable
→ Auditable
→ Onchain
That’s where modern financial infrastructure is moving, and where we’re focused.
@HaveMoreFi
Onchain income isn’t for everyone.
It’s for people who care about:
-> Consistency over hype
-> Structure over timing
-> Transparency over promises
If that resonates, you’re thinking about this the right way.
Check out havemore.fi for More.
#OnchainIncome #DigitalAssets #DeltaNeutral
Not all yield is created equal.
Some comes from price going up.
Some comes from incentives.
Some comes from real economic activity.
Sustainable onchain income usually comes from the last one.
Fees. Usage. Infrastructure.
That’s the difference.
Check out havemore.fi for More.
#OnchainIncome #DigitalAssets
Speculation asks:
“Where will price go next?”
Structured income asks:
“How does this system generate value?”
One depends on timing.
The other depends on design.
Different risks. Different outcomes.
Check out havemore.fi for More.
#OnchainIncome #DigitalAssets #DeltaNeutral
Most people think income depends on market direction.
+ Up markets feel easy.
- Down markets feel impossible.
But some strategies are designed to earn
regardless of whether price goes up or down.
Structure matters more than sentiment.
Explore more at havemore.fi
Delta-neutral strategies built for today’s up markets, tomorrow’s downwards… and whatever the weekend brings.
#OnchainIncome #DigitalAssets #DeltaNeutral
This is what structured onchain income looks like.
-> No spikes.
-> No hype.
-> Just steady execution over time.
114 days live.
Designed to earn from structure, not direction.
@HaveMoreFi
#OnchainIncome #DigitalAssets #DeFiInfrastructure
Not everything that earns yield is the same.
-> Some depends on price going up.
-> Some depends on incentives lasting.
-> Some depends on real activity and structure.
What do you think separates speculation from sustainable income?
@HaveMoreFi
Awesome Podcast - we too believe vaults will bring millions of new users onchain from Traditional Finance. That's the world we're building for...
Our latest episode with @sunandr_ and @JohnZettler is out NOW
We discuss:
- @krakenfx x @veda_labs
- The evolution of vaults
- Bringing vaults to Kraken
- And more!
Timestamps:
02:45 What is a vault
09:26 The Evolution of Vaults
14:31 Vault Key Parties
21:49 Vault Business Models
29:14 Building Vaults with Coinbase and Morpho
33:29 Vaults Today vs BlockFi & Celsius
37:42 Bringing Vaults to Kraken
39:55 Determining Yield & Adding More Vaults
41:51 What made Yano Bullish on Vaults
45:52 Behind the Scenes
50:24 Vault Risks
56:37 Morpho's Model vs Veda's Model
57:59 Closing Comments on Vaults and DeFi TVL















