We’ll help you learn about #money so you can have the #freedom & #flexibility you crave! #PersonalFinance #FinancialIndependence #FIRE
Pennsylvania, USA
Joined July 2018
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John & Samantha | How To FIRE®🔥 retweeted
HEY:
Do you wish to save, invest, and build wealth?
If so, we encourage you to *AVOID* goofballs and grifters on this app.
These are the accounts that “teach” folks to trade options, or focus on dividends, or be their own bank, or beat the market, or read candlestick charts…
John & Samantha | How To FIRE®🔥 retweeted
NOOOO MY 401K THAT I CAN'T PULL OUT FOR 20 MORE YEARS WENT DOWN TODAY NOOOOO
John & Samantha | How To FIRE®🔥 retweeted
If someone says a 401k is a scam…
They either
- Don’t understand 401ks
- Are selling you life insurance
John & Samantha | How To FIRE®🔥 retweeted
I just don't know how Dave can say this honestly
He mistakes the fact that 12% does not mean 12% yearly
If you withdraw 8% and the market was down for 3 years, you could have only 50-70% of your portfolio left
He is setting people up to run out of money during retirement
Just absolutely horrible, horrible advice
From the Ramsey Show (November 2, 2023):
This disturbing video rant from Dave Ramsey demonstrates an ongoing ignorance of safe withdrawal rates and sequence of returns risk, plus a combative insistence on using 12% average linear returns assumptions over decades.
Dave publicly humiliates team personality George Kamel for merely suggesting that a 3% SWR could be used for a 30-year retirement timeframe.
The sheer volume of issues in the video speaks for itself.
John & Samantha | How To FIRE®🔥 retweeted
3️⃣0️⃣ Highest Paying Apps📱 bit.ly/2JKKubL via @HowToFIRE
John & Samantha | How To FIRE®🔥 retweeted
Why ESG is the devil …
NEW: From S&P Global to the London Stock Exchange, tobacco companies are crushing Tesla in the ESG ratings. How could cigarettes, which kill over 8 million a year, be deemed a more ethical investment than electric cars?
One answer: Tobacco’s gone woke.🧵freebeacon.com/latest-news/h…
John & Samantha | How To FIRE®🔥 retweeted
Best Food Delivery Service to Work For: 13 Lucrative Options in 2023 #PFshare via @HowToFIRE bit.ly/3UWMNJn
John & Samantha | How To FIRE®🔥 retweeted
Attached is our initial MPI/IUL Monte Carlo simulation. Please note, for comparison purposes, we've assumed no 401(k) employer match and investment fees of 1.00%.
Access to our resources and analysis is currently free. You can support us by sharing our work.
John & Samantha | How To FIRE®🔥 retweeted
What % of the population would you consider to be lazy/not very driven?
20%<10%
20%10-20%
20%20-30%
40%>30%
10 votes • Final results John & Samantha | How To FIRE®🔥 retweeted
🌴 Discover Top Financial Independence & FIRE Blogs. 📣 Currently In the Spotlight: 1️⃣ @TicTocLifeStory 2️⃣
@HowToFIRE 3️⃣ Retire By 45
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John & Samantha | How To FIRE®🔥 retweeted
I could not possibly agree with this more!
Nothing wrong with dividend paying stocks, and I see the allure of the "free income," but not at the expense of growth
Our goal in our 20s-40s should be net worth maximization
The dividend fetish is not the optimal way to achieve that
John & Samantha | How To FIRE®🔥 retweeted
If you have any interest in helping us pursue the truth for the benefit of investors and advisors, please consider sharing this tweet.
Thank you.
John & Samantha | How To FIRE®🔥 retweeted
Making money takes time and effort, but there are a few ways you can make extra cash quickly and easily.
Everyone has opportunities, from online surveys to delivering food and groceries. With a little bit of creativity and hard work, you can start earning money in no time!
