errand hall

If you apply for marketplace that’s based on income. So the more you make the less tax credits you get depending on household size. If you make too much money then you don’t qualify for subsidies and that’s why a plan for you will be more expensive than someone that makes less. Some people in those instances shift towards private health insurance policies since those aren’t based on income & in some cases can be used as a tax write off depending on if the annual premium expense is 7.5% of your AGI

Health Insurance Open Enrollment: November 1st - December 15th That means you pick a plan with the Marketplace for a plan to start January 1st. If you’re already on a plan you still need to check if things changed or you’d be opted into the next best plan and sometimes a price increases if that’s the case. Some states do extensions from December 16th to January 15th but any plan picked between then will start on February 1st. Then other weird states allow extensions to run till the 31st of January