
Investor - Real Estate/Private Equity | @RBIEnterprises | šAuthor @iAintRichBook & @WhatOwnsYou | https://teapawt.org/t.co/LnRyGPxok9 - Consulting/Mentor/Coach | #MAGA Supporteršŗšø
Tulsa, OK
Joined February 2012
- Tweets45K
- Following890
- Followers5.4K
- Likes6.8K
Addiction isnāt always what you think. It can also look like success, ambition, work, money, food, social media, your phone, or the constant need for othersā approval. If you or someone you know has ever felt controlled by something, this book might change how you see freedom and help you make positive changes in your life.
š WHAT OWNS YOU?: The Addictions We Fight, the Ones We Celebrate & the Choices That Set Us Free. By Jeff Filali
Available NOW in paperback and Kindle at Amazon and other book retailers.
š WhatOwnsYou.com
Tired of trading your life for a paycheck? Or making good money but never having enough time for family, friends, and the things you really enjoy doing in life? If that sounds like you or someone you know, discover how to build cash flow, reclaim your time, and start creating true financial freedom in my new book š
š I AINāT RICHā¦BUT I AM FREE!: A Practical Guide to Building Financial Freedom on Your Own Terms. By @JeffFilali
Available NOW in paperback and Kindle at Amazon and other book retailers.
š iAintRich.com
Jeff Filali | MrTulsa.com retweeted
š I AINāT RICHā¦BUT I AM FREE!: A Practical Guide to Building Financial Freedom on Your Own Terms.
Tired of trading your life for a paycheck? Or making good money but never having enough time for family, friends, and the things you really enjoy doing in life? If that sounds like you or someone you know, discover how to build cash flow, reclaim your time, and start creating true financial freedom.
Available NOW in paperback and Kindle at Amazon and other book retailers.
š iAintRich.com @iAintRichBook
#Book #FinancialLiteracy #FinancialFreedom #Author
Jeff Filali | MrTulsa.com retweeted
š WHAT OWNS YOU?: The Addictions We Fight, the Ones We Celebrate & the Choices That Set Us Free.
Addiction isnāt always what you think. It can also look like success, ambition, work, money, food, social media, your phone, or the constant need for othersā approval. If you or someone you know has ever felt controlled by something, this book might change how you see freedom and help you make positive changes in your life.
Available NOW in paperback and Kindle at Amazon and other book retailers.
š WhatOwnsYou.com @WhatOwnsYou
#Book #FinancialLiteracy #FinancialFreedom #Author
America Should Eliminate ALL Political Parties!
Too many people use it to gauge their decisions in elections and pretty much just vote the party. Most elections are just popularity contests and not based on the facts. People actually believe everything they read on social media, hear on TV or from friends/family instead of researching the facts about candidates history on the policy positions they feel strong about. All elected officials should be voted on based solely on their true position on the issues & from candidatesā actual voting history.
Maybe we shouldn't even know their names & have a "blind election" where we have a list of 5 or so candidates just labeled A, B, C, D or E and a list of all their true positions on the major issues & concerns of the people and vote based solely on their TRUE positions.
Or even better vote on our positions on the major issues and an automated system auto calculates who we most align with.
If everyone voted solely on the candidates "true" position on issues, I think most years a third party candidate would actually be elected, instead of the most popular person who spends the most money.
#Voteš³ļø#America šŗšø
Jeff Filali | MrTulsa.com retweeted
The Truth About Healthcare Costs! š¤¬
Like many people I just received my updated health insurance rates & changes for 2027.
2027: just for ME
Premium: $1,112.26 mo +26.5% š
Deductible: $8,000 +17.6% š
OOP Co-Ins: $12,000 +13.2% š
The insurance companies ARE the problem NOT Trump, Biden, or either political party. The healthcare crisis was started long before either one became President. Weāve been subsidizing healthcare cost paying tax money direct to insurance companies allowing them to raise rates every year without any real control and thereās not enough competition or choices to help keep costs down.
My Health Insurance: (for exact same plan for last 10 years)
* notice the changes were minimal during Trumpās first term, then started double digit increases following the EXTRA COVID SUBSIDIES passing
2027: $1,112.26 +26.5% š ($8,000 deductible +17.6% š & $12,000 OOP +13.2% š)
2026: $879 +41.5% ($6,800 deductible & $10,600 OOP)
2025: $621 +11.9%
2024: $555 +11.4%
2023: $498 +20.0%
2022: $415 + 1.5%
2021: $409 + 3.0%
2020: $397 + 4.2%
2019: $381 - 3.6%
2018: $395 +10.0%
2017: $359
My 2025 Total Healthcare Expenses I Paid:
(just for me)
Premiums I paid: $7,452
Deductible, Co-Ins & Uncovered items I paid: $5,410.98 (Medical) + $9,378.67 (Rx)
TOTAL: $22,241.65 I paid
So far in 2026: (through today)
Premiums I paid: $9,669
Deductible, Co-Ins & Uncovered items I paid: $3,650.70 (Medical) + $8,345.97 (Rx)
TOTAL: $21,665.96 Iāve paid already!
Again, THE INSURANCE COMPANIES are the problem. Allowing them any subsidies just allowed them to get access to guranteed Gov funds and theyāve raised rates every year and the extra covid subsidies just opened another door for them to increase costs even further.
#Healthcare #Insurance #Government
The Truth About Healthcare Costs! š¤¬
Like many people I just received my updated health insurance rates & changes for 2027.
2027: just for ME
Premium: $1,112.26 mo +26.5% š
Deductible: $8,000 +17.6% š
OOP Co-Ins: $12,000 +13.2% š
The insurance companies ARE the problem NOT Trump, Biden, or either political party. The healthcare crisis was started long before either one became President. Weāve been subsidizing healthcare cost paying tax money direct to insurance companies allowing them to raise rates every year without any real control and thereās not enough competition or choices to help keep costs down.
My Health Insurance: (for exact same plan for last 10 years)
* notice the changes were minimal during Trumpās first term, then started double digit increases following the EXTRA COVID SUBSIDIES passing
2027: $1,112.26 +26.5% š ($8,000 deductible +17.6% š & $12,000 OOP +13.2% š)
2026: $879 +41.5% ($6,800 deductible & $10,600 OOP)
2025: $621 +11.9%
2024: $555 +11.4%
2023: $498 +20.0%
2022: $415 + 1.5%
2021: $409 + 3.0%
2020: $397 + 4.2%
2019: $381 - 3.6%
2018: $395 +10.0%
2017: $359
My 2025 Total Healthcare Expenses I Paid:
(just for me)
Premiums I paid: $7,452
Deductible, Co-Ins & Uncovered items I paid: $5,410.98 (Medical) + $9,378.67 (Rx)
TOTAL: $22,241.65 I paid
So far in 2026: (through today)
Premiums I paid: $9,669
Deductible, Co-Ins & Uncovered items I paid: $3,650.70 (Medical) + $8,345.97 (Rx)
TOTAL: $21,665.96 Iāve paid already!
Again, THE INSURANCE COMPANIES are the problem. Allowing them any subsidies just allowed them to get access to guranteed Gov funds and theyāve raised rates every year and the extra covid subsidies just opened another door for them to increase costs even further.
#Healthcare #Insurance #Government
Are people more likely to become wealthy by āEARNING MORE, ā SPENDING LESS orā INVESTING BETTER?
100%āEARNING MORE
0%ā SPENDING LESS
0%ā INVESTING BETTER
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š Is the famous 1% RULE still enough to make a rental property a GOOD DEAL? š¤
For YEARS, investors have used the 1% rule to evaluate rental properties.
But letās RUN THE NUMBERS!
Same $1,500/month RENT. Two different purchase prices.
OPTION A: THE 1% RULE
ā
Purchase price: $150,000
ā
Down payment (25%): $37,500
ā Mortgage P&I (7.5%, 30 years): $787
ā Operating expenses & reserves: $550
š° NET CASH FLOW: $163/month!
OPTION B: THE 1.5% RULE
ā
Purchase price: $100,000
ā
Down payment (25%): $25,000
ā Mortgage P&I (7.5%, 30 years): $524
ā Operating expenses & reserves: $550
š° NET CASH FLOW: $426/month!
Same RENT, but approximately $263 MORE monthly cash flow!
Thatās an additional $3,156 per YEAR!
Both examples assume similar property conditions and operating costs, including taxes, insurance, management, vacancy, repairs and CapEx reserves.
Of course, a cheaper property isnāt automatically a BETTER investment. Location, tenant quality, future repairs and appreciation potential ALL MATTER!
But hereās MY approachā¦
I generally want at least a 1.25% rent-to-price ratio, preferably closer to 1.5%!
And thatās just my INITIAL screening!
THE 1% RULE IS A STARTING POINT, NOT A REASON TO BUY!
Because Iām not investing just to COLLECT RENT.
Iām investing to generate CASH FLOW that buys back my TIME and FREEDOM!
Would YOU buy a rental at the 1% rule today, or do you require a HIGHER RETURN? š¤
#RealEstateInvesting #RentalProperties #CashFlow #FinancialFreedom
Small Investors Capture 66.2% ofĀ Investor Home Purchases.
Realtor .comās October analysis shows smaller investors accounted for nearly two-thirds of investor acquisitions during the first half of 2026. Approximately 55.5% of investor purchases were ALL CASH. Investor takeaway: Smaller operators are increasingly dominant, while cash buyers can avoid todayās expensive financing.
Source: realtor.com/news/trends/is-bā¦
Jeff Filali | MrTulsa.com retweeted
What Is That Habit Really Costing You?
āItās only $10.ā Maybe.
But how often?
Once a month? Once a week? Every day?
Thereās a big difference.
A purchase can look small when you consider it by itself. Repeat it often enough, and it becomes a meaningful part of your budget.
The same thing happens with time.
A few minutes here. An hour there. Something you keep doing without thinking much about it.
Before deciding a habit is harmless or affordable, look at what it costs over time. Continue reading š
jefffilali.com/f/what-is-thaā¦
š WHAT OWNS YOU?: The Addictions We Fight, the Ones We Celebrate & the Choices That Set Us Free.
Addiction isnāt always what you think. It can also look like success, ambition, work, money, food, social media, your phone, or the constant need for othersā approval. If you or someone you know has ever felt controlled by something, this book might change how you see freedom and help you make positive changes in your life.
Available NOW in paperback and Kindle at Amazon and other book retailers.
š WhatOwnsYou.com @WhatOwnsYou
#Book #FinancialLiteracy #FinancialFreedom #Author
š I AINāT RICHā¦BUT I AM FREE!: A Practical Guide to Building Financial Freedom on Your Own Terms.
Tired of trading your life for a paycheck? Or making good money but never having enough time for family, friends, and the things you really enjoy doing in life? If that sounds like you or someone you know, discover how to build cash flow, reclaim your time, and start creating true financial freedom.
Available NOW in paperback and Kindle at Amazon and other book retailers.
š iAintRich.com @iAintRichBook
#Book #FinancialLiteracy #FinancialFreedom #Author
What Is That Habit Really Costing You?
āItās only $10.ā Maybe.
But how often?
Once a month? Once a week? Every day?
Thereās a big difference.
A purchase can look small when you consider it by itself. Repeat it often enough, and it becomes a meaningful part of your budget.
The same thing happens with time.
A few minutes here. An hour there. Something you keep doing without thinking much about it.
Before deciding a habit is harmless or affordable, look at what it costs over time. Continue reading š
jefffilali.com/f/what-is-thaā¦
Jeff Filali | MrTulsa.com retweeted
š WHAT OWNS YOU?
Addiction isnāt always what you think. It can also look like success, ambition, work, money, food, social media, your phone, or constant need for othersā approval
NOW AVAILABLE on Amazon & other book retailers in Kindle & paperback
š WhatOwnsYou.com
Jeff Filali | MrTulsa.com retweeted
š I AINāT RICHā¦BUT I AM FREE!
Tired of trading your life for a paycheck? Or making good money but never having enough time for family, friends & the things you really enjoy doing in life?
NOW AVAILABLE on Amazon and other retailers:
š iAintRich.com
Todayās MY 49th birthday! š„³
Just a few years ago, I honestly didnāt expect to be alive today after the serious health issues I developed from complications due to the COVID vaccine. I thank God every single day, and Iām grateful to everyone who prayed for me throughout those difficult years.
Iām not finished yet, and Iām refocused on making the most of this bonus LIFE!
Iām especially excited that TWO books I started writing back in 2019 are finally being released TODAY! Both had to be put on hold when my health deteriorated, but I was able to finish writing them this year.
š TWO BOOKS. ONE POWERFUL THEMEā¦FREEDOM!
š I AINāT RICHā¦BUT I AM FREE!
Tired of trading your life for a paycheck? Or making good money but never having enough time for family, friends, and the things you really enjoy doing in life? If that sounds like you or someone you know, discover how to build cash flow, reclaim your time, and start creating true financial freedom.
š WHAT OWNS YOU?
Addiction isnāt always what you think. It can also look like success, ambition, work, money, food, social media, your phone, or the constant need for othersā approval. If you or someone you know has ever felt controlled by something, this book might change how you see freedom and help you make positive changes in your life.
š Both books are NOW AVAILABLE on Amazon and other book retailers in Kindle and Paperback editions!
This is a tool I highly recommend.
DealCheck App - Accurately Analyze the Numbers on Wholesales, Flips, Rentals, BRRRRs or even Multi-Family! ā
bit.ly/Deal-Check



