Karnataka Bank

Invest your money today and enjoy attractive risk-free returns over the long-term with Karnataka Bank Fixed Deposit. Visit your nearest Karnataka Bank Branch or Karnataka Bank Website to learn more. #KarnatakaBank #Investing #FixedDeposit #Finance #Banking [Karnataka Bank, Fixed Deposit, Long Term Investment, Risk Free Investment, Personal Finance, Attractive Interest Rate]

Celebration of wealth, well-being and new beginnings. May this Dhanteras bring abundance and happiness to you and your loved ones. #KarnatakaBank #Dhanteras #Diwali

Some legends don't just play the game; they redefine it. Their passion, discipline and pursuit of greatness inspire generations and leave a legacy that time can never fade. Thank you for the unforgettable memories. Happy Retirement, Legend! #Cr7 #Football

What do you have in mind for Diwali? Let us know in the comments! #KarnatakaBank #Diwali #DiwaliCelebration

You look up a customer care number on Google and get directed to the top search results. When you call that number, you find they are only trying to get you to reveal your bank details. That is a Customer Care Scam. Fraudsters will pay to advertise their fake customer care numbers for banks and other service providers. When customers call for help, they will ask for money or try to extract banking and personal details. #KarnatakaBank #CyberSafety #StaySafeOnline #CyberScam #BeCybersafe [Karnataka Bank, Cyber Security, Be Safe, Bank Statement PDF Scam]

Those of you who figured out the answer, leave a comment below. #KarnatakaBank #BankingBasics #ContestAlert

Let the festive shopping begin with bigger savings. Celebrate the Big Bang Diwali Sale on Flipkart with 10% instant discount using your Karnataka Bank co-branded credit card. #KarnatakBank #CreditCard #FlipkartSale #DiwaliSale #DiwaliOffer [Karnataka Bank, Credit Card, Diwali Shopping, Diwali Offer, Big Bang Diwali Sale, Flipkart Sale, Discount Offers]

Shri. H Mahalingappa, Chairman, The Shamanur Education Trust, Davanagere inaugurated Jagalur Branch. Also present on the occasion were Shri. Raghavendra C L, General Manager, Shri. Sanjeevkumar, Assistant General Manager, Shivamogga Region, Shri. Mallikarjuna P A, Branch Head, Staff Members and well wishers of the Bank. Shri. H Mahalingappa, Chairman, The Shamanur Education Trust, Davanagere inaugurated Mini e-Lobby of our Jagalur Branch. Also present on the occasion were Shri. Raghavendra C L, General Manager, Shri. Sanjeevkumar, Assistant General Manager, Shivamogga Region, Shri. Mallikarjuna P A, Branch Head, Staff Members and well wishers of the Bank.

ಕನ್ನಡ ನಾಡಿನ ಹೆಮ್ಮೆ, ಸಂಸ್ಕೃತಿಯ ಸೊಬಗು, ಪರಂಪರೆಯ ಶ್ರೀಮಂತಿಕೆ ಸದಾ ಚಿರಸ್ಥಾಯಿಯಾಗಿರಲಿ. ಎಲ್ಲರಿಗೂ ಕರ್ನಾಟಕ ರಾಜ್ಯೋತ್ಸವದ ಹಾರ್ದಿಕ ಶುಭಾಶಯಗಳು! ❤️💛 #KarnatakaRajyotsava #KarnatakaBank

Dr. Abhijit Saranagi, (OAS) Block Development Officer of Nimapada inaugurated Nimapada Branch. Also present on the occasion were Shri. Basavaraj Desalli, General Manager, Shri. Ramakrishna Hegde, Assistant General Manager, Shri. Sailendra Kumar Saurabh, Chief Manager, Kolkata Region, Shri. Gurrala Ananda Babu, Chief Manager, Bhubaneshwar Cluster, Shri. Sandeep Kumar, Chief Manager, Bhubaneshwar Branch, Shri. Karthik K, Chief Manager, Bengaluru North Cluster, Shri. Sachidananda Sahoo, Branch Head, Staff Members and well wishers of the Bank. Dr. Abhijit Saranagi, (OAS) Block Development Officer of Nimapada, along with Shri. Suresh Chandra Choudhary, Managing Director, J&T Gems and Jewellery inaugurated Mini e-Lobby of our Nimapada Branch. Also present on the occasion were Shri. Basavaraj Desalli, General Manager, Shri. Ramakrishna Hegde, Assistant General Manager, Shri. Sailendra Kumar Saurabh, Chief Manager, Kolkata Region, Shri. Gurrala Ananda Babu, Chief Manager, Bhubaneshwar Cluster, Shri. Sandeep Kumar, Chief Manager, Bhubaneshwar Branch, Shri. Karthik K, Chief Manager, Bengaluru North Cluster, Shri. Sachidananda Sahoo, Branch Head, Staff Members and well wishers of the Bank. #KarnatakaBank #BranchOpening

Complete your Re-KYC on the go, and enjoy a smooth banking experience! #KarnatakaBank #ReKYC #KYCCompliance #RBIRegulations #SecureBanking [RE-KYC update, KYC Compliance, Regulatory Requirement, Account Update, Banking Norms, Customer Verification]

KARNATAKA BANK HITS AN ALL-TIME HIGH OF Rs. 2,07,132.41 CRORES IN AGGREGATE BUSINESS AND Rs. 435.89 CRORES IN NET PROFIT In the Meeting of the Board of Directors held today at Mangaluru, the Board approved the financial results for the quarter ended September 30, 2026. Read full details of our Q2 FY 27 results on our official website: karnatakabank.bank.in/invest…

May your prayers be answered, your hearts stay connected, and every day bring new reasons to cherish your bond. Happy Karwa Chauth! #KarnatakaBank #KarwaChauth

Shri. MA.NI.PRA Dr. Karivrushabha Desheekendra Shivayogishwara Mahaswamiji, Shri Somekatte Kadasiddeshwara Math, Nonavinakere inaugurated our Kibbanahalli Cross premises. Also present on the occasion were Shri. Gopalakrishna Samaga B, General Manager, Shri. Sheshadri K L, Assistant General Manager, Shri. Deepak N L, Chief Manager, Regional Office, Tumakuru, Shri. Muniraja Reddy B M, Chief Manager, Maddur Cluster Head, Shri. Shashikumar M, Branch Manager, Staff Members and well-wishers of the Bank. Shri. MA.NI.PRA Dr. Karivrushabha Desheekendra Shivayogishwara Mahaswamiji, Shri Somekatte Kadasiddeshwara Math, Nonavinakere inaugurated Mini e-Lobby. Also present on the occasion were Shri. Gopalakrishna Samaga B, General Manager, Shri. Sheshadri K L, Assistant General Manager, Shri. Deepak N L, Chief Manager, Regional Office, Tumakuru, Shri. Muniraja Reddy B M, Chief Manager, Maddur Cluster Head, Shri. Shashikumar M, Branch Manager, Staff Members and well-wishers of the Bank. #KarnatakaBank #BranchOpening

KARNATAKA BANK HITS AN ALL-TIME HIGH OF Rs. 2,07,132.41 CRORES IN AGGREGATE BUSINESS AND Rs. 435.89 CRORES IN NET PROFIT In the Meeting of the Board of Directors held today at Mangaluru, the Board approved the financial results for the quarter ended September 30, 2026. Bank’s Aggregate Deposits stood at Rs. 1,15,117.15 crores as on 30th September 2026, registering a YoY growth of 12% from Rs.1,02,817.19 crores as on 30th September 2025, while Retail Term Deposits (RTD) was Rs. 72,197.32 crores as on 30th September 2026, as against Rs. 65,531.80 crores, with a 10% YoY increase from 30th September 2025. Gross Advances stood at Rs. 92,015.26 crores registering YoY growth of 25%, as against Rs. 73,644.14 crores as on 30th September 2025. Bank’s NIMs have improved from 2.72% for the quarter ended 30th September 2025, to 3.17% for the quarter ended 30th September 2026, thereby registering a 45bps YoY increase. Bank’s Net Profit for the quarter ended 30th September 2026 was Rs.435.89 crores as against Rs. 319.12 crores for the quarter ended 30th September 2025, which is a 37% YoY improvement. Consequently, Bank’s ROE has improved from 10.14% for the quarter ended 30th September 2025, to 12.51% for the quarter ended 30th September 2026. Furthermore, for the half year ended September 2026, the net profit stood at Rs. 854.84 crores, as against Rs. 611.52 crores for half year ended September 2025. Asset quality has improved significantly, with GNPA% improved by 106 bps to 2.27% from 3.33% as compared to September 2025. Similarly, the NNPA% also declined by 61 bps to 0.74% from 1.35% as compared to September 2025. The PCR (excluding TWO) improved to 68.05% in September 2026 from 60.22% in September 2025. Announcing the results at the Bank’s Head Quarters at Mangaluru, Shri Raghavendra S. Bhat, Managing Director & CEO, said, “The Bank has reached a historic milestone, with its aggregate business climbing to a record Rs. 2,07,132.41 crore and net profit hitting Rs. 435.89 crore. This performance underscores our deep dedication to steady growth, sound fiscal oversight, and a customer-first approach to banking. Notably, our RAM (Retail, Agriculture, and MSME) segment expanded by a robust 19% YoY, surging from Rs. 47,958.40 crore on September 30, 2025, to Rs. 56,968.79 crore by September 30, 2026. This upward trajectory has been fueled entirely by the enduring trust of our customers, the reliance of our shareholders, and the tireless dedication of our workforce. Driven by disciplined underwriting, robust recovery strategies, and the continuous monitoring of our credit portfolios, the bank's asset quality has strengthened remarkably. This is demonstrated by a YoY reduction in Gross Non-Performing Assets (GNPA) by 106 basis points to 2.27%, while Net Non-Performing Assets (NNPA) lowered by 61 basis points to 0.74%. Our evolution into the digital space is picking up speed as we upgrade our technological infrastructure to offer secure, novel, and customer-focused financial platforms. We are leveraging data insights and adopting technological shifts to streamline consumer journeys, optimize internal productivity, and shape a modern institution capable of answering our clients' shifting demands. Concurrently, we intend to draw on our core advantages, scale our operations safely, and generate enduring value for everyone connected to us. Backed by a well-defined strategic blueprint and a firm focus on leadership, innovation, and exceptional care, we expect to maintain this development pace and cement our status as a reliable financial ally. Looking ahead, our priority remains to optimize our core capabilities, grow our footprint ethically, and deliver enduring worth to our stakeholders. Guided by a distinct strategic framework, focused implementation, and a steadfast dedication to reliability, progress, and service quality, we are poised to carry forward this expansion and solidify Karnataka Bank's standing as a dependable financial partner.” Smt. Biji S. S., Executive Director, said, “The Bank’s ongoing advancement is a direct result of disciplined implementation, a robust operational foundation, and the steadfast dedication of our team across the entire institution. We are firmly committed to achieving steady results while generating enhanced worth for both our client base and our stakeholders. As our digital evolution gathers pace, we are utilizing technological advancements to streamline internal workflows, maximize user convenience, and refine service quality across every interaction point. Our ongoing funding of technological assets, procedural refinement, and creative workflows allows us to establish a more nimble, productive, and consumer-focused enterprise. Alongside our focus on technological advancement, we remain committed to improving collection efficiency, enhancing customer engagement and building employee capabilities. We continue to refine our collection processes to ensure timely recoveries and improve overall performance. Through focused customer engagement programmes, we aim to deepen relationships, understand evolving customer needs and deliver more personalised, responsive and convenient banking services. Equally, we recognise that our employees are our greatest strength. We are committed to continuous capacity building through functional and technical training, alongside the development of soft skills, communication, leadership and customer service capabilities. These initiatives will help improve operational efficiency, enhance customer satisfaction and build a more agile, skilled and customer-centric organisation. Moving forward, we will maintain our emphasis on balanced expansion, execution proficiency, and progression, while remaining dedicated to top-tier ethical metrics and client care. Supported by the joint dedication of our staff and the enduring reliance of our clientele, we are certain of our ability to supply uniform value and play a significant role in the institution's enduring prosperity.”

Sold a property and planning to reinvest? Capital Gains Accounts Scheme (CGAS) by Karnataka Bank lets you earn interest on eligible unutilised capital gains while planning reinvestment, with tax benefits subject to applicable conditions. #KarnatakaBank #CGAS #CapitalGains #CapitalGainsTax #PersonalFinance #Banking [Karnataka Bank, Capital Gains Account Scheme, Capital Gains Tax, Finance, Investing, Banking]

Can you spot the lie and avoid getting scammed? One lucky winner could win exciting prizes! Drop your answers in the comments. #KarnatakaBank #BankingBasics #ContestAlert

job scam occurs when a scammer messages someone with a very lucrative job offer that requires minimal experience. The only catch? You have to make a payment before you join. Such scammers convince people seeking employment to part with their hard-earned money in hopes of a position that doesnt exist. If you get approached with an offer like this, always verify before you do anything else! #KarnatakaBank #CyberSafety #StaySafeOnline #CyberScam #BeCybersafe [Karnataka Bank, Cyber Security, Be Safe, Job Scam, Employment Scam]