i don't think our civilization is doing a good job maintaining what is actually important, esp the things that make life worth living
even if you have money, the world seems deserted as if the apocalypse already happened
people use insurance it's there to handle minor annoyances
and then wonder why premiums go up
$2k you cover yourself
insurance is there for big risks/liabilities you could never handle on your own
CAN SOMEONE EXPLAIN THIS TO ME WITHOUT MAKING ME FEEL DUMB?
I pay $2,400 a year for car insurance. Over 20 years of driving, that’s $48,000. I’ve never been in an accident, never filed a single claim. That money just disappears into corporate profits.
Then I get into one minor fender bender, my repair costs $2,000, and they raise my monthly rate by $80 "due to market conditions."
THEN WHY IS IT CALLED "PROTECTION"?
I'm not trying to start a fight. I genuinely want someone to show me where the rest of that $48,000 went.
Readers added context they thought people might want to know
The post presents personal 20-year US car insurance experience as fact, but the account is based in Nigeria (Africa) per signup data and unrefuted replies discussing location.
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if you want to save money and reduce the long term sunk cost of pooling risk with other people, then raise the deductible and invest that amount so it's always there if you need to access it
then it grows. and continues to grow as long as you're a responsible/prudent driver
if you can cover any gap by other means, toss the value of the deductible in $SPY /$RSP
if you can't, then put it in 1 yr bonds/CDs, and transfer the periodic interest into risk assets
the bill should be the responsibility of the asker
buuut, splitting the bill is definitely the ultimate male shittest to see if she wastes resources
God is with El Salvador
Muchos mensajes, análisis y comentarios como este, asegurando que las pandillas de Haití no son como las de El Salvador; que son sanguinarias, que están fuertemente armadas, que nadie ha podido vencerlas, que todas las misiones han fracasado, que estamos cayendo en una trampa, que no sabemos a lo que nos enfrentamos, que será nuestra ruina, que vamos camino a nuestro Waterloo.
Pero cuando Dios nos conceda la victoria, los mismos que hoy dicen todo eso cambiarán su discurso. Dirán que siempre fue fácil, que cualquiera podía hacerlo, que las pandillas de Haití no eran tan peligrosas como se pensaba.
En fin, nunca los hemos escuchado y no vamos a empezar ahora.
Todos los que se han enlistado son creyentes y hemos encomendado esta misión a Dios, mientras que las pandillas de Haití son satánicas y es de conocimiento público que hacen sacrificios humanos.
Dios nos concederá la victoria. El Creador del Universo está con nosotros.
Deuteronomio 28:7
“Jehová derrotará a tus enemigos que se levantaren contra ti; por un camino saldrán contra ti, y por siete caminos huirán de delante de ti”.
your state of mind, when multiplied across the minds of many other participants, is the market season
spring- fresh, new growth. potential seems infinite
summer - peak potentials hitting
fall - die back, energies waning
winter - widespread death, quiet, frozen, perilous
Two years ago I was the biggest believer you have ever met. Rountripped everything. Never sold coins unless I really needed to or they were really overinflated shit.
Something about the amount of shit I got for roundtripping most of a public 7-fig pnl broke me. I thought people would love me for that, thats why I did it in 2024 too (on more money, but privately). I got more shit for roundtripping 7 figs than I have for any little quick trade.
I broke into ultra short term trading. I broke into buying multiple copies of a coin all the time (will still do this but much less). My system of belief broke.
But I think its coming back. I will never be able to believe like I did when I was a college kid with no real friends and interest in crypto stemming purely from the desire for a community and an interest in learning.
Im still very interested, I still (somehow) really enjoy a lot of the people here, but I do have a future and a family and some PTSD informing me to take more profits.
So... heres to finding an in between. A way to stay loyal but not in a way thats suicidal to my bottom line.
Fall is the perfect opportunity to use the strange cuts of meat you couldn't figure out what do with from your 1/2 or 1/4 cow
Basically just boil the crap outta it to break it all down, and then add what you want later to make a hearty soup
high fat, collagen, minerals
i'm a fan of outsourcing cleaning to a housekeeper
but you need to be strategic
locked doors on bedroom, trading office. no entry, ever.
entertainment stuff locked down in creative ways
no garage entry
anything else is expendable












