Michael James

I finally finished my ultimate "what I should have said" list of posts after my @wealthy_barber interview: michaeljamesonmoney.com/2026… Many thanks to Dave for having me on his podcast before his well-deserved retirement.

New: Will quantum computers crack bitcoin? michaeljamesonmoney.com/2026…

Not everyone should delay CPP to age 70, but far more should than do. My observation on the way this decision gets made for those who should delay: Skip past solid advice about the benefits of waiting, and zero in on one talking point in favour of starting at 60. Done.

New: Are leveraged ETFs leaky or is that a myth? michaeljamesonmoney.com/2026…

New: How to get back at your spouse and children from the grave michaeljamesonmoney.com/2026…

What do black swans mean for investors? michaeljamesonmoney.com/2011…

New: The types of people who say “RRSPs are a Scam!” michaeljamesonmoney.com/2026…

New: Permanent vs. term life insurance - a perspective from someone who doesn't sell insurance michaeljamesonmoney.com/2026…

Anyone who thinks human capital is bond-like is suffering from hindsight bias.

New: a persistent abuse of statistics to get you to trade michaeljamesonmoney.com/2026…

Chart crime du jour. There are only 4 distinct points. The decades overlap in 119 of 120 months. Then they look up equal-weighted P/E on a chart of regular cap-weighted data. Nonsense. Expected future returns are down, but only slightly. The statistical evidence is weak.

In the first half of your life, you own your possessions. In the second half of your life, your possessions own you. I'm watching my neighbour make the transition.