Idle capital is dead weight. DeFi just got used to it. We didn't. Introducing mUSDC (Monstro USDC). mUSDC is not a stablecoin. It's an ERC-4626 vault that makes USDC productive by default. Deposit USDC, receive mUSDC. Hold mUSDC, its value grows over time. No lockups. No farming. No babysitting. Capital in DeFi sits idle everywhere. Waiting to be lent. Parked between positions. Stuck in pools doing nothing. That's lost yield, protocol-wide. mUSDC fixes the default state of USDC so your dollars stop standing still the moment they're not actively deployed. Value flows into the vault from two sources: . Protocol fees routed in from integrated products . External USDC deposits (fee splitters, treasuries, partners routing flows) Every inflow lifts NAV for every holder. No dilution. No emissions. No rewards theater. If the vault grows, holders benefit. That's the whole mechanism. mUSDC is immutable. No owner. No admin. No upgrade path. No one can turn it off, redirect flows, or change the rules after the fact. The code is the contract. That's the point. mUSDC is in final audit. Once complete, it becomes the foundation of the Monstro ecosystem, and the default liquidity layer for @based_loans. Launching on @base. Built by Monstro. Used by everyone.