Finance. Explained. Properly. 🇬🇧 Plain English Money Guides & Tools. Saving | Investing | Pensions | Mortgages | Tax & Deals
England, United Kingdom
Joined August 2026
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Money isn't taught in school.
So we built the site we wish we'd had
✅ Straight answers on pensions, ISAs and mortgages
✅ Free calculators
✅ Free budget, investment and pension trackers
Now live: moneyactually.co.uk
Not a lot of things are genuinely free this day and age but the local fireworks display never disappoints 🎆
The start of a new month. Rather than setting a huge financial goal you’ll forget about by Friday, pick one small thing to improve this month.
Save a little more. Check your pension. Review a bill. Learn one investing term.
Small steps count when you keep taking them.
A simple Sunday money check:
1. Check what’s due to leave your account this week.
2. Look for any subscriptions you no longer use.
3. Set a realistic amount to move into savings on payday
What’s one money lesson you wish you’d been taught at school?
Budgeting? Pensions? Mortgages? Investing? Tax?
There’s a lot of important stuff most of us end up learning by trial and error. What would you put at the top of the list?
Money Actually Explains #3 📚
A Stocks & Shares ISA is a tax wrapper, not an investment itself.
You can hold investments such as funds, ETFs and shares inside it, and eligible returns are sheltered from UK income tax and Capital Gains Tax.
The value can still fall as well as rise, so it’s worth understanding what you’re buying.
Finance. Explained. Properly.
Check out episode 1 of Sav Says
POV: your partner just opened the bank app 😬
Steve spent the mortgage money on AI credits. Amara is NOT happy. 🐶
Meet Sav the CashSavvi Mascot 💚 Episode 1 of #SavSays
What's your "AI credits"? 👇
(Illustrative story. Not financial advice.)
Sunday sense check advice from our friends at @CashSavvi
Your State Pension forecast on the gov.uk website shows any gaps in your National Insurance record. Some gaps can be filled
If you're unsure about your state pension it's worth looking. Your future you will thank you!
🇺🇸 401(k) vs 🇬🇧 UK pension — what's actually different?
Both are workplace pensions, but
💰 US: workers can put in up to $24,500 in 2026. UK: £60,000 a year across all pensions, counting your employer's money and tax relief
🤝 UK employers must pay in (auto-enrolment). In the US, a match is optional
🔓 US access from 59½. UK from 55 — rising to 57 from 6 April 2028
UK lets you take 25% tax-free
@andyburnham latest announcement 📣
Got a side hustle?
The tax-free trading allowance is tripling, from £1,000 to £3,000 a year, from 6 April 2027.
Dog walking, tutoring, crafts, odd jobs: earn up to £3,000 a year and you won't pay tax on it or need to report it to HMRC.
Around 400,000 people should pay less tax, saving £380 on average
⚠️ The £3,000 is income, not profit
Finance. Explained. Properly.
1,700 of you 💚
Grid #2 is 70% full.
300 to go until 2,000
Happy Halloween 🎃
#BuildInPublic
We hit 500 verified followers. To get paid on X we also need 500K impressions in 90 days.
We are on 12.7K.
Lesson we’d tell anyone, don't build a budget around side-hustle income you haven't earned yet. Build first, count later.
After visiting the @Tesla showroom last week we were back again to test drive the Model Y.
Have to admit it’s seriously impressive and considering putting the order in.
Any Tesla owners give us some honest feedback?
