Pinned Tweet
Two ways to be in this market.
You research what other people already think, and you inherit their conclusion. Or you check the design yourself, because you trust your own read.
Most of the timeline is doing the first. A quote, a chart, a thread, and the take arrives pre-built. Confidence gets outsourced. If the crowd says the chain is ahead, the record stops counting.
The other way is slower. Read the docs. Read who can halt it, who can freeze it, who gets paid. Then decide. That is not arrogance. That is the only read that is yours.
The Job is done ✔️
I have just informed my colleagues that I will step down as @ECB President on 7 February 2027.
It has been a source of great pride to serve this institution.
I thank all of those who have supported me on this journey over the past seven years.
The 33 companies objecting to their stocks being tokenized on the OKX-ICE venue just showed the market something without naming tokens. They don’t want their equity turned into an unapproved claim trading in permissioned Uniswap v4 pools on XLayer, an Ethereum L2, settled against stablecoins with the actual shares sitting at a third-party broker-dealer. The issuer gets no real control over freezes, corporate actions, redemptions, or the market impact. That’s the core issue. Tokenized stocks are issued claims, not native assets. The company that owns the underlying equity needs the ability to enforce compliance, stop transfers when required, and keep legal rights intact. A third-party venue that can pause contracts, upgrade code, and run a parallel market without the issuer’s say creates exactly the price, liquidity, volatility, and shareholder-rights problems those companies are blocking under the SEC’s opt-out. This is the same governance problem that keeps showing up. When the people who control the real asset can’t control how it’s represented or moved on-chain, you get confusion, weak legal alignment, and risk that doesn’t sit where it belongs. Serious issuers treat that as unacceptable. Most people still treat every chain the same and assume any tokenized asset is fine as long as it exists on a blockchain. They’re not. The tokens to watch carefully are the ones where governance is concentrated, where a foundation or small validator set can influence freezes, upgrades, or fees, and where issued assets live on someone else’s rails without clean issuer tools. The biggest lie in crypto is that XLM is XRP’s sibling. It isn’t. XRP is the native asset of its own ledger. It can’t be frozen. Issued tokens on the XRPL can carry issuer-level freeze and clawback so the compliance switch sits with the party that actually issues the asset, while the bridge asset stays neutral. Stellar is a different structure. The Stellar Development Foundation still sits on a large bag, coordinates releases, and the network has had quorum designs that can freeze accounts. Token holders don’t govern. That’s a different risk profile, not a sister chain. Companies refusing unauthorized stock tokens are doing what proper issuers do: protecting control over their asset. The same logic applies to every real-world asset. If the chain or the venue can’t give the issuer clear tools and legal alignment, serious players will keep opting out. Governance still decides who can stop a transfer, who can change the rules, and whether the token actually represents what it claims. The companies just proved the point without naming the tokens. The ones that treat issuer control as optional are the ones to watch.
JUST IN: 🇺🇸 33 major US companies now oppose having their stocks tokenized on OKX and ICE's planned exchange:
• IBM
• Dell
• Intel
• IonQ
• AMD
• Intuit
• Oracle
• Adobe
• Verizon
• Sandisk
• Moderna
• Alphabet
• AppLovin
• Microsoft
• JPMorgan
• Broadcom
• Caterpillar
• Coca-Cola
• Qualcomm
• Rocket Lab
• CoreWeave
• Wells Fargo
• McDonald's
• Arm Holdings
• Cisco Systems
• Applied Digital
• Western Digital
• Goldman Sachs
• Applied Materials
• Cerebras Systems
• Marvell Technology
• UnitedHealth Group
• Applied Optoelectronics
🎯
Ripple is officially going under the hood. 👀
We're expanding our partnership with @RobinhoodApp across $RLUSD, Ripple Prime and Ripple Treasury, bringing together stablecoins, prime brokerage and treasury management to support both customer-facing services and core financial operations.
Together, we're bridging traditional and digital.
on.ripple.com/3WPPHEH
Companies are objecting to OKX-ICE tokenized stocks for the exact reasons I’ve flagged: third-party tokenization of equities without issuer consent.
The venue runs permissioned Uniswap v4 pools on XLayer (ETH L2). Shares sit with a broker-dealer; tokens trade 24/7 against stablecoins. Issuers get no control over minting, freezes, corporate actions, or market impact.
That’s the problem with treating stocks as DeFi-style claims on someone else’s chain. Price, liquidity, volatility, and shareholder rights can shift without the company’s say. SIPC coverage for self-custodied tokens is unclear. No endorsement, no clear benefit.
Issued assets need issuer-level controls (freeze, clawback, compliance gates, legal alignment). The bridge asset itself should not be freezable. XRPL was built for that split: MPTs carry the compliance tools; XRP stays neutral.
This isn’t “anti-tokenization.” It’s issuers refusing an unauthorized parallel market. Control, legal claim, and governance still matter.
JUST IN: 🇺🇸 33 major US companies now oppose having their stocks tokenized on OKX and ICE's planned exchange:
• IBM
• Dell
• Intel
• IonQ
• AMD
• Intuit
• Oracle
• Adobe
• Verizon
• Sandisk
• Moderna
• Alphabet
• AppLovin
• Microsoft
• JPMorgan
• Broadcom
• Caterpillar
• Coca-Cola
• Qualcomm
• Rocket Lab
• CoreWeave
• Wells Fargo
• McDonald's
• Arm Holdings
• Cisco Systems
• Applied Digital
• Western Digital
• Goldman Sachs
• Applied Materials
• Cerebras Systems
• Marvell Technology
• UnitedHealth Group
• Applied Optoelectronics
Neil Moonstrong 🌙 💪🏿 retweeted
🫡
Two ways to be in this market.
You research what other people already think, and you inherit their conclusion. Or you check the design yourself, because you trust your own read.
Most of the timeline is doing the first. A quote, a chart, a thread, and the take arrives pre-built. Confidence gets outsourced. If the crowd says the chain is ahead, the record stops counting.
The other way is slower. Read the docs. Read who can halt it, who can freeze it, who gets paid. Then decide. That is not arrogance. That is the only read that is yours.
I tried to warn all . But hey learn the hard way
JUST IN: 🇺🇸 33 major US companies now oppose having their stocks tokenized on OKX and ICE's planned exchange:
• IBM
• Dell
• Intel
• IonQ
• AMD
• Intuit
• Oracle
• Adobe
• Verizon
• Sandisk
• Moderna
• Alphabet
• AppLovin
• Microsoft
• JPMorgan
• Broadcom
• Caterpillar
• Coca-Cola
• Qualcomm
• Rocket Lab
• CoreWeave
• Wells Fargo
• McDonald's
• Arm Holdings
• Cisco Systems
• Applied Digital
• Western Digital
• Goldman Sachs
• Applied Materials
• Cerebras Systems
• Marvell Technology
• UnitedHealth Group
• Applied Optoelectronics
Neil Moonstrong 🌙 💪🏿 retweeted
Did the GAP band justice 😂😂😂
Is there anything these guys can't do 😭😂 $XRP @bgarlinghouse @chrislarsensf @JoelKatz @MonicaLongSF @ashgoblue
More proof XRP is a scam #XRPSCAM
Trade finance is coming to the XRP Ledger!
Today, we’re expanding our collaboration with @BNYglobal across custody and tokenized trade finance, bringing BNY’s institutional scale together with $RLUSD, @XRP and the XRP Ledger.
→ on.ripple.com/4kkekDf
This how I remember it going down 😭🤣 .... FREE @torylanez
Neil Moonstrong 🌙 💪🏿 retweeted
Replying to @KonstantKash
Franklin Templeton’s clients are institutions, RIAs, wealth managers, and family offices the same people buying BlackRock’s Bitcoin ETF. Goldman and other firms have already disclosed XRP ETF positions in 13Fs. Calling it “just investors buying ETFs” so it doesn’t count as institutional is pure cope. The <2% of supply is true, but that doesn’t magically turn a Franklin product into retail degen bags. The hype around XRP is real, but so is the vehicle you’re pretending isn’t institutional.
Is there anything these guys can't do 😭😂 $XRP @bgarlinghouse @chrislarsensf @JoelKatz @MonicaLongSF @ashgoblue
Cape Verde is building its new inclusive instant payment system (STII / SPEED) on Mojaloop.
On January 28, 2026, the Banco de Cabo Verde held the implementation-phase kickoff workshop in Praia with partners AfricaNenda and ThitsaWorks. The pilot with four banks had already been completed successfully by the end of 2025.
This is a small country that does not have the resources to build a full modern real-time payment stack from scratch. Mojaloop is the open-source assistance layer that makes it possible designed for inclusion, interoperable by default, and able to work even in low-connectivity environments.
What we’re seeing across multiple markets is the same pattern:
Domestic 24/7 RTP systems going live first, settling against existing RTGS infrastructure.
Once those domestic rails exist and can speak a common protocol (Mojaloop uses Interledger for its messaging), the remaining friction is cross-border final settlement. That is the layer where seamless value transfer becomes possible without relying solely on pre-funded fiat nostro accounts.
Cabo Verde is currently still in the domestic build phase. The infrastructure being stood up keeps the door open for the next step.
Small markets adopting open, Interledger-based rails are part of the quiet groundwork.
I DO NOT INFLUENCE I INFORM
Cape Verde is rolling out SPEED its new inclusive instant payment system on Mojaloop.
Mojaloop is the open-source interoperability layer built with early technical input from Ripple.
Ripple has been a Sponsor member of the Mojaloop Foundation since 2020. Mojaloop uses the Interledger Protocol (ILP) co-developed by Ripple for secure messaging and non-repudiation.
Domestic real-time rails in emerging markets + Interledger interoperability infrastructure.
That’s the quiet plumbing connecting local instant payments to a global Internet of Value.
#XRP #XRPL #Mojaloop #CapeVerde #RealTimePayments #FinancialInclusion













