CA. Miles and points on credit cards. 30+ countries and counting. Redeemed millions of miles and points for flights and hotel stays ✈️

Bengaluru & Delhi
Joined September 2021
Penultimate step towards my dream card stack ✅ HSBC Premier account opened, debit card in hand. One step left: the credit card 🤞
New card loading… TRV requirement: ₹50L. 💀 I’m trying to get two cards sponsored by the same TRV 🤞
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Replying to @cards_wizard
OG Air India Co branded Card
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Follow-up on my Europe-in-December plan. Pricing a business class award, Bangalore → Rome: ✈️ Air India miles: 125,000 ✈️ Same flight via KrisFlyer: 68,000 (≈45% fewer miles) Almost crazy that with miles, a business class ticket to Europe costs just ₹2,900 in taxes and fees.
Hello, planning a solo Europe trip for 2-3 weeks this December 👋 ❄️ Shortlist so far: 🇮🇹 Italy 🇷🇴 Romania 🇧🇬 Bulgaria 🇵🇱 Poland Any other suggestions for places that work well for solo travel? Hidden gems, Christmas markets etc, all welcome 🙏 Already done most of Western & Central Europe, So looking for something new!
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Replying to @skh27
Most of my stays this year has been in budget properties.
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Replying to @PointsPro
I am at branch now to complete the premiere formalities. 🤞
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India has pretty much been excluded this time, except limited options from Ahmedabad to Singapore
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Krisflyer Spontaneous escape for November is now live. 30% off Saver award rates to selected destinations across the Singapore Airlines network. 15% off Economy Saver award tickets on selected Scoot flights. @SingaporeAir
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Replying to @jassneetsingha
About 15 months stash...3 EMT vouchers so far...yet to use Taj Epicure night...great option when need revenue flights
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The family behind your free airport lounge coffee also has a business distributing Marlboro cigarettes. 🤯☕🚬 32% of Encalm is owned by BBM Travel Retail, part of the Bommidala Group from Guntur — a family business with roots in tobacco dating back to 1920. They're also involved in distributing Philip Morris products, including Marlboro, to duty-free shops across the Indian subcontinent. Another 51% of Encalm belongs to a subsidiary of Dubai-based Gateway Fund. So you walk past the duty-free cigarettes, swipe your card for lounge access… …and discover that the businesses behind both are connected through the same family. 👀
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