PensionCraft helps you become a better investor. Check out our membership at https://teapawt.org/t.co/fPH1uujATU & videos at https://teapawt.org/t.co/vplcQIzcU0 Tweets by @ramincharles
Amersham, South East
Joined December 2016
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The cost of insuring against Big Tech defaults has hit record highs, as massive data centre spending eats up free cashflow. Further down the AI food chain, markets are pricing in serious odds that CoreWeave defaults, and treating Oracle more like a junk borrower than a tech giant.
Is the credit market spotting cracks the stock market has missed?
buff.ly/qDk0oyg
Join me tomorrow night ( 28th October @ 7 PM UK time) for my YouTube live stream response to the UK Budget.
Use this link to join me live or set a reminder 👉 buff.ly/GNMezH6
Return Stacking, Not Risk Stacking
Watch the full version of this video on YouTube: The 60/40 Portfolio Is Broken: Return Stacking Might Fix It 🔗 buff.ly/BhAKXYn
The Big Bond Myth Most Investors Believe.
Watch the full version of this video on YouTube: The 60/40 Portfolio Is Broken: Return Stacking Might Fix It 🔗 buff.ly/biQTOId
When “Safe” Bonds Lost Twice as Much as Stocks
Watch the full version of this video on YouTube - The 60/40 Portfolio Is Broken: Return Stacking Might Fix It 🔗 buff.ly/biQTOId
Cheapest European-listed accumulating ETFs in 9 categories, with fees from 0.03% (as of 4 Oct 2026).
Full list: buff.ly/YUdUS8f
Educational only. Not financial advice or a recommendation to buy, sell or hold any investment.
#ETFs
Honoured to have been named Best Investment Education Creator at the Finfluencer Awards 2026 🏆
This belongs to our community. Thank you for learning with me and asking the questions that shape every video.
Congratulations to all the winners and finalists! #FinfluencerAwards
Some ISAs let you put money back. Some make you start again.
Take £100k out of the wrong kind and you can only return £20k a year. That's five years to rebuild.
The question worth asking: can I put it back?
The Blue Whale Growth Fund has delivered outsized returns since its inception nine years ago. Recently those returns have come from concentrated bets on the picks and shovels behind the AI boom.
We talk to Stephen Yiu, Chief Investment Officer, about how he picks stocks, when he decides to sell, and what the recent chip sell-off means for a fund built on AI hardware.
buff.ly/h8cN1zu
How I Would invest £10k, £100k and £1M
Watch the full version of this video on YouTube -How I Would Invest £10k, £100k & £1m & What Changes 🔗 buff.ly/q4PmRkI
Once a pot is well ahead of your goals, a bad stretch in the market matters less.
Watch the full version of this video on YouTube: How I Would Invest £10k, £100k & £1m & What Changes 🔗 buff.ly/q4PmRkI
No Need For Cleverer Investments.
Watch the full version of this video on YouTube - How I Would Invest £10k, £100k & £1m & What Changes 🔗 buff.ly/q4PmRkI
The fund managers topping this year’s table look like the safe pick, but researchers who tracked the best quarter of European stock-picking funds found something surprising five years later: only 12% were still at the top. Where did the rest end up? The answer is the best reason not to choose your first fund from a best-performers list.
Annuity vs Drawdown: The Trade-Off That Changes Everything.
Watch the full version of this video on YouTube - Retirement - Annuity vs Drawdown 🔗 buff.ly/nwGPkkC