Stephen retweeted
JP Morgan is coming to Nigeria and has deposited about N52 billion to the CBN.
The biggest bank in the US is finally coming🎉
JPMorgan has deposited $38 million with the Central Bank of Nigeria as it moves closer to securing a banking license in Africa’s most populous nation. Read more: bloom.bg/4ivgnmD
📷: Getty Images
Stephen retweeted
Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work." - Steve Jobs
Stephen retweeted
Replying to @ScFidelis @Kechukwu_Modest
Exactly this. Savings interest is pegged to a slice of MPR, cancelled if you withdraw a 4th time, and then charges eat what's left. Sweep idle cash into an SEC-licensed money market fund, and compare yields after fees, not the headline rate.
Stephen retweeted
While trust and cultural factors could be contributing factors,I think poverty is the chief culprit here.
A handful of people who can afford to pay for them don't see a need to do so. An average Nigerian will prefer to cover his car with the blood of jesus than insure it
Is there a universe where Nigerians willingly buy insurance to protect themselves against life's risks?
Health insurance seems to be the exception. Most other policies are driven by legal or contractual requirements.
Is it a cultural problem, a trust problem, or are we simply too poor to afford insurance?
Stephen retweeted
For over a decade, Nigerians treated the local stock market like a high-risk casino.
The ghost of the 2008 crash lingered for a generation, leaving behind a deep-seated trauma that made people believe the only safe place for cash was in a low-yield savings account, or packed into foreign assets.
The recent boom we are seeing in investor education on the Nigerian Exchange is changing that narrative completely.
When people actually understand what they are buying, the entire investment culture shifts from emotional speculation to cold, calculated positioning.
The rise of institutional and creator-led financial literacy means everyday retail investors are finally learning how to read balance sheets, evaluate dividend yields, and identify companies with real pricing power that can outrun economic shocks.
This education creates a vital macroeconomic defensive shield.
Historically, our local market was dangerously dependent on foreign portfolio investors.
Any moment there's a global panic or a currency shift, foreign funds would pull out en masse, crashing the market and leaving local retail investors holding the bag.
An educated, resilient local retail base changes that dynamic.
When domestic investors understand long-term value, they do not panic-sell during temporary market corrections.
They buy the dip.
They provide the stable, internal liquidity needed to anchor the financial ecosystem.
A literate investing public also forces corporate governance to sit up.
When shareholders know how to ask hard questions at annual general meetings rather than just clapping for crumbs, companies are forced to deliver real value.
We have spent years looking outward for wealth creation.
But the true transformation of our economy happens when local capital stays local, funding local production, and enriching the citizens who took the time to understand the machine.
Today’s investor literacy is the exact tool that will turn the stock market from a playground for the elite into a wealth-generating engine for the self-made.
Congratulations to us all 🤍
Stephen retweeted
Replying to @ScFidelis
Market grows stronger when investors understand what they own and how to build wealth patiently. We keep trying preaching financial literacy like the gospel .
Stephen retweeted
Financial literacy is useless without action unless your goal is purely academic and research
Stephen retweeted
This is @eldivine tweeting from my foundation's page to inform you all that my page has been compromised and I don't have access to it. In case anything is tweeted from the page, it's not from me.
We're working on getting the page back.
Thanks.
This month end @Risevest is looking to explore the economic impact of AI to individuals and the economy for our next investment club meeting and I'm looking for guests willing to discuss this topic with our audience.
Please if this is you, send me a DM. Thank you
Stephen retweeted
Yes, we just finished a Space but we will be having another one for the general public . That’s how excited we are.
Come learn all about the Dangote IPO, how and why you should consider investing.
Date: Tomorrow, Friday 11th Sept
Location : @hisanigeria Xspaces
Set a reminder here
teapawt.org/hisanigeria/status/209…
Set a reminder for my upcoming Space! teapawt.org/i/spaces/1YxNrbYbZkNxw
Stephen retweeted
At a $50 billion valuation, one refinery would equal nearly half of Nigeria’s stock market.
The Dangote Refinery IPO is coming. @eldivine joined us to answer every major question about the business model, debt, crude supply and political risk.
#AfropolitanPodcast
Anthropic IPO is still coming to @hisanigeria after Dangote. Plenty food dey.
Enugu SME center and @chilo_aco just provided @Risevest Academy with this space to expand our software training program to Enugu.
We’ll run physical trainings from here in addition to the virtual program that will continue to run online. The goal is to produce world class developers from across the country and have a space in case people need hands on training.
This means we now have physical locations in Lagos, Port Harcourt and now Enugu.
We will train a pipeline of world class developers across the country over the next few years, God willing. ❤️🚀
Stephen retweeted
Replying to @ScFidelis
Excellent service delivery,
Also, they are the ones really solving the problems of the unbanked population. The real financial inclusion
Yup. I spoke about it here. Regulatory driven demand creation. And demand has to be met
afroadulting.substack.com/p/…
Stephen retweeted
Really need to start this podcast to share with people the realities of what it means to be ambitious.
This restlessness being talked about is not just physical but mental , there’s literally no peace or rest for you , trying to relax or stay in one spot for too long can get you depressed , you try to channel that restlessness into anything that is not productive and you can get addicted to vices , substances and all.
The only solution is to keep moving forwards, keep building , keep creating.
To the outside world it would seem you are doing this out of passion alone but the reality is that, it’s the only way for you to stay sane , it’s the only way you can be normal.
That saying that most ambitious and hyper successful people are almost borderline insane is very true , their work is just what makes them normal.
Kanye west, Elon musk , Nikola Tesla , and all other greats who have ever lived have these traits.
Stephen retweeted
The stock market is full of opportunities. It's also full of traps.
At #TheNairaLifeConference2026 AbdulRauf Bello of @cowrywise , Omoefe Orobator of Money Lit, Stephen Fidelis of @Risevest and @OsemudiamenOG of @hisanigeria will break down how to spot real opportunities in the Nigerian stock market and what to look out for before you put your money in.
Visit nairalife.zikoko.com to get your ticket now.





























