Blog: How Digital Financial Services Can Simplify Your Everyday Life Digital financial services have changed the way we manage our money. Instead of waiting in line or rushing to a branch before it closes, you can take care of most everyday transactions whenever and wherever it works for you. And while convenience is a big part of it, digital tools also give you more control, a clearer picture of your money, and a little more peace of mind. To learn more about digital financial services and how you can take advantage of them at SeaComm, check out our most recent post on the Weekly Wave Blog at seacomm.org/blog.html And don't forget about The Spooky Sweepstakes! Head over to our Instagram page to learn more about how to play - and keep checking back in throughout the week so you don't miss out on all of the skele-fun!

Discover the SeaComm difference, for YOUR business! "I have been a member of SeaComm for over three years now, and they still treat me and my children like family every time I walk through the door. I also love the fact that there are branch locations in Vermont and New York as I do spend considerable time on both sides of the pond." -Rebecca Kruger, SeaComm Business Member Reach out to our Member Business Loan Officer Christina Smutz at [email protected] to see what we can do for your business! And don't forget about The Spooky Sweepstakes! Head over to our Instagram page to learn more about how to play - and keep checking back in throughout the week so you don't miss out on all of the skele-fun!

Attention all Ghost Hunters! SeaComm's Spooky Sweepstakes starts TODAY! Moola Moola and the Money Minders are haunting the SeaComm Instagram, and we need YOUR help to find them! Each day, Monday through Friday, head over to our Instagram page where our spooky friends are hiding in the daily post. Will you be able to use your Ghostbusting abilities to find them all? We hope so! Each day that you successfully scope out the ghost, you'll be entered for a chance to win a $100 VISA gift card! Head over to our Instagram page to learn more about how to submit your guess - and don't forget to keep checking back in throughout the week so you don't miss out on all of the skele-fun!

Blog: Collision vs. Comprehensive: What’s the Difference? You know that sinking feeling when you hear a loud crunch while backing out of a parking spot? Or when you walk outside after a storm and find a tree branch sitting on top of your car? These are two very different situations, and your auto insurance may handle them differently. That's where collision and comprehensive coverage come in. While both can help protect your car, they cover different types of damage. To learn more about the difference between collision and comprehensive insurance, check out our most recent post on the Weekly Wave Blog at seacomm.org/blog.html

Exceptional service deserves to be recognized! If a SeaComm employee has made your day a little easier or gone the extra mile, we'd love to hear about it. For this Thursday's 50 For Your Feedback, tell us: Has a specific SeaComm employee ever gone above and beyond to help you? Tell us who! Head over to our Facebook page to answer this "50 for Your Feedback" question of the week for your chance to win! #win #giveaway #play #yourchancetowin #50foryourfeedbackFor more information and T&Cs, please visit: seacomm.org/50FeedbackRules.…

SeaComm recently held an educational presentation for kids at the Massena Public Library. This presentation was designed to teach children about important, age-appropriate money topics, PLUS everyone had the opportunity to meet SeaComm's very own mascot, Moola Moola! If your school or community group is interested in hosting a financial education presentation for youth, please reach out by emailing [email protected]. We are proud to offer these programs free of charge for the community.

Tune in to the latest episode of the SeaComm Podcast for a conversation with the owners of Brainardville Bake House about their journey as a local, family-owned business. You can listen at seacomm.org/podcasts.html or on your favorite podcast platform!

We are honored to announce that SeaComm has been recognized by the Small Business Administration with their Small Community Lender of the Year Award! We are committed to supporting small businesses with lending opportunities that help them expand their operations and contribute to the economic growth of the North Country and Vermont.

SeaComm hosted two free public presentations on fraud and identity theft at the Massena Community Center on October 7, led by former U.S. Secret Service Special Agent Sean Donlon. Drawing on 24 years of federal law enforcement experience, Donlon shared the warning signs of common scams along with practical ways that community members can protect their information, while members of the New York State Police Bureau of Criminal Investigation added local insight and helped answer attendees’ questions.

SeaComm Joins Credit Unions around the World in Celebration - A Message from President and Chief Executive Officer, Scott A. Wilson. October 15th is International Credit Union Day. The theme this year is Cooperative Finance: A Steady Signal in a Noisy World. This one day affords us an opportunity to be thankful to our movement and a celebration of the unique differences and impacts SeaComm and other financial cooperatives have made and continues to make for our members and the communities in which we do business. All credit unions share a common goal to offer access to affordable financial services to their members and provide even the most financially disadvantaged, the tools and the opportunities to be financially self-sufficient. Making life choices and dreams a reality is the credit union difference that makes a real impact in our world. Exceptional member service and democratic control are just some of the many benefits of being a credit union or cooperative member. That’s as true at SeaComm as it is in other cooperatively-owned financial institutions from Brazil to Zimbabwe. Credit unions and other financial cooperatives are founded on community service, a principle that has set them apart for more than 164 years. At SeaComm, it all started with a toolbox (which is iconic for us today and can be seen in the lobbies of all our branches), $50 and a shared vision of then ten Chevrolet Foundry workers, who each wanted to improve the financial lives of not only themselves, but those they worked with. That vision is no less important today than it was back on June 6, 1963. On behalf of the Board of Directors, management and our entire staff, we join more than 400 million members around the world in this celebration and look forward to carrying on this rich history of improving the financial lives of our members and continuing the journey that was started by those ten men of People Helping People attain their dreams. Happy International Credit Union Day! To read this message on our website, visit seacomm.org/ceoupdates.html

Schine and SeaComm Partner in Support for Next 10 Years SeaComm has finalized an agreement to support the Massena Schine Theater for the next 10 years with a pledged gift of $250,000 to support programming and operations. In recognition of this gift, the theater will be known as the Massena Schine Theater: A SeaComm Community Arts Center through 2036. This funding, separate from the capital campaign Unlock the Schine, has been designated to ensure that the Massena Schine Theater: A SeaComm Community Arts Center, is able to provide top-tier programming to the local community for the duration of the agreement. The Massena Arts and Theater Association Board of Directors will use the funding to support events and performances at the theater once construction is complete. SeaComm President and CEO, Scott Wilson recently said, “We are proud to continue investing in Massena.  Our partnership from day one on this project to include the refurbishing of the marquee is an extension of what our Credit Union has done for the past 63 years through its ongoing support of the community in which we solidly began our humble foundation.  We couldn’t be more pleased to see the next phase of the project move forward and to have our name affiliated with it.” “SeaComm in celebrating more than six decades of doing business, Massena is committed to ensuring that organizations such as the Massena Arts and Theater Association are able to fulfill its mission.  The Schine Theater, which at one time was the centerpiece of our downtown, will once again play a vital role in providing quality film, creative performances and events within its historic walls,” Wilson added. In addition to providing programmatic support for the coming years, and support for the marquee restoration, SeaComm, along with the Development Authority of the North Country and St. Lawrence County IDA, have worked together to provide construction loan funding for the project while grants are reimbursed. “We are incredibly grateful to Scott, and the entire SeaComm family for their belief in this project. We are proud to have the SeaComm name on the marquee and for their support in making this project a reality,” Allison Smith, President of Massena Arts and Theater Association recently said. The restoration project went out to bid and the board is still deciding on the contractor for the project. The capital campaign is still going and is looking for support to close the gap between the reimbursement grants, and the cost to renovate the theater. The board is hopeful that construction will be finished in the middle of 2027, pending fundraising efforts and construction schedules. Massena Arts and Theater Association (MATA) is 501(c)3 non-profit organization that is leading the renovation of the Massena Schine Theater: A SeaComm Community Arts Center. Founded in 2013, the organization has purchased the old Massena Schine Theater and has completed two phases of renovation of the theater, including asbestos abatement and exterior facade restoration, including the re-lighting of the marquee in October of 2025. The organization is in the middle of a capital campaign called “Unlock the Schine.” The campaign is running to unlock the matching grants that will allow interior construction to be completed and open the theater to the public. The Massena Schine Theater was built in 1918 and became a centerpiece in the bustling downtown area through the 1980s. MATA’s vision is for the theater to become a cultural hub in downtown and lead the revitalization of the downtown corridor. Once open, the theater will feature a variety of different events, from live music, to classic films, and community events. MATA is a community organization governed by a board of directors, and welcomes volunteers of all ages to help join in the mission of revitalizing downtown Massena through arts and entertainment.

The Credit Union Movement When you think about SeaComm, you might think about your checking account, your car loan, or the person who greets you when you walk through the door. But before all of those everyday experiences at your local credit union today, is a story that goes back more than 100 years. Check out our latest Weekly Wave Blog to learn more about the amazing credit union movement. seacomm.org/blog.html

Malone - we hope you've got an appetite because we want to treat you to dinner at the delicious Pines Tap & Table THIS Friday, October 16! Starting at 4:00 pm, we'll give the first 100 people who walk through the door $20 towards dinner. Join us as we go Beyond the Branch! The Pines Tap & Table is located at 135 Bare Hill Rd, Malone, NY. No purchase necessary. Offer is redeemable on Friday, October 16, 2026 ONLY. Distribution will be from 4pm-6pm, or while supplies last, whichever comes first.

SeaComm donated $3,000 to the Massena Rod and Gun Club to support the new Massena High School Trap Team, who will be practicing at the Club. The funds will be used to help sustain the new club for current members and future students.

Retirement Plan Leakage: A Financial Warning Sign Retirement savings are meant for the future, but rising costs, unexpected expenses, and high-interest debt can make those funds feel like a solution to today’s financial challenges. Using that money may provide immediate breathing room, yet it can also weaken long-term financial security. To learn more about Retirement Plan Leakage, check out our most recent post on the Weekly Wave Blog at seacomm.org/blog.html

Turn your child's savings into BIG ADVENTURES with a Moola Moola Kids Account at SeaComm! New members receive a welcome backpack at account opening jam packed with supplies to help them learn more about their account and track their transactions. Plus, they will get to enjoy Kids Corner, a FREE newsletter mailed directly to them four times a year, that is designed to teach them about saving and other important money topics! And the fun doesn't stop there: the best part is that your child will get to participate in Spin-the-Wave, SeaComm's academic recognition program that rewards good grades with fun prizes and money! To learn more about Moola Moola Kids Accounts visit seacomm.org/moolamoola.html or reach out in whatever way works best for you!

Everyone deals with budgeting in their own ways. Whether you write down every expense and know your exact balance, or if you say a little prayer before looking at your account at the end of the month, for this Thursday's 50 For Your Feedback, we want to know: When it comes to budgeting are you a… 1.)Spreadsheet Warrior 2.)App Tracking Acrobat 3.)Notepad Traditionalist 4.)Wing it Warrior Head over to our Facebook page to answer this "50 for Your Feedback" question of the week for your chance to win! #win #giveaway #play #yourchancetowin #50foryourfeedback For more information and T&Cs, please visit: seacomm.org/50FeedbackRules.…

Today is the lucky day for the month of October! Are you a Top Fan on our Facebook page? If so, we invite you to head over to our page to enter to win a $100 SeaComm Visa Gift Card in our exclusive Diamond Club Giveaway! Not a Top Fan? Interact with our Facebook page often by liking our posts, watching our videos, and sharing our content to earn your Top Fan badge!

Who doesn't love a local farmers market?! Join us in Canton at the farmers market this Friday, October 9, where we'll be giving out $15 in market tokens to the first 100 families starting at 10am! The tokens can be used in lieu of cash at any of the market's vendors. Swing by for some fresh produce PLUS some fun SeaComm goodies! You might even be able to snap a picture with our special guest, Moola Moola! The Farmers Market is located at 12 Park St. Canton, NY. No Purchase necessary. Offer redeemable on Friday October 9th, 2026 for the first 100 individuals ONLY. Distribution will be from 10am-12pm, or while supplies last, whichever comes first.