🇺🇾 in 🇪🇺| CPA @ucuoficial 🇺🇾 | MBA @luxembourg_sb 🇱🇺 | #finance & #education | today @inswitch |🗣️100% mine
Montevideo, Uruguay
Joined August 2010
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Seba🛰🔭👨🚀 retweeted
Hablando de Francia y los franceses. Un amigo estadounidense que vive allá me comentaba -cuando estuve en París- que su startup desistió de intentar venderle a grandes empresas francesas, porque las personas clave que necesitaba para cerrar un acuerdo estaban constantemente de vacaciones.
Visitando Uruguay 16/10 al 31/10🇺🇾❤️❤️❤️
lnkd.in/p/dynmZ2-6
Seba🛰🔭👨🚀 retweeted
The biggest, and stupidest, myth in European politics, particularly popular in France, is that Europe suffers the consequences of "austerity" and "neoliberalism". In the biggest 5 countries in Europe, more than half of the population makes its income from the state, less than half from the private sector. This is what makes the problem of reducing the welfare state so impossible: more than half of the voters are net recipients. No surprise that Italy's budget has not been balanced in 100 years, France's in 50 years (ooh la la, l'austérité!!):
-France: 30 million from the state versus 21m private sector workers. State spending is 57% of GDP, taxes more than half the economy. The budget hasn't been balanced in the lifetime of most French (since 1974).
- Germany: 35 million adults from the state, versus 34 million from the private sector. 10% of the population is registered as severely disabled. Public spending is over half of GDP. Germany has had a continuous budget deficit since 2019.
-Italy: 23 million from the state, versus 20.5 million private-sector workers. Public spending is 51% of GDP. Italy has had a budget deficit every year since 1925, for 100 years.
- Spain more people get their income from the state since 2024: 18.21 million from the public sector versus 17.9 million people working in the private sector. Since 2025, Spain also had more government employees than self-employed workers (autónomos) for the first time in history. State spending is at 45%, budget has not been balanced since 2007.
- UK: 54% of households now receive more in state benefits than they pay in taxes. State spending is 44.5% of GDP, taxes (40%) are at their highest since 1950, the budget hasn't been balanced since 2001, and 1 in 5 new cars is paid by the government through a bizarre state disability scheme (Motability).
Seba🛰🔭👨🚀 retweeted
Uruguay es ese pibe del salón del que nadie esperaba nada. Y de grande la terminó rompiendo.
Seba🛰🔭👨🚀 retweeted
Uruguay and Argentina sit on opposite banks of the same river. The top 1% in Uruguay hold 40.5% of national wealth. In Argentina, 25.8%. That is a 1.5x gap between neighbors.
latinometrics.com/articles/h…
Seba🛰🔭👨🚀 retweeted
Singapore PM why his government doesn't cap prices to reduce cost of living pressures.
What western leader today could explain the value of price signals in such a way?
Felicitaciones @solenu gran candidata!
Quién es Soledad Núñez, la intendenta electa de Asunción que derrotó al candidato colorado elobservador.com.uy/mundo/qu…
Seba🛰🔭👨🚀 retweeted
à Marseille, ma ville, à mon grand désespoir ce n'est pas le drapeau français qui flotte mais celui du hamas
Seba🛰🔭👨🚀 retweeted
Average Salary in Every European Country
🇨🇭 Switzerland — €107,487
🇮🇸 Iceland — €85,950
🇱🇺 Luxembourg — €77,844
🇩🇰 Denmark — €71,961
🇳🇱 Netherlands — €69,028
🇳🇴 Norway — €68,420
🇩🇪 Germany — €66,700
🇬🇧 United Kingdom — €65,340
🇦🇹 Austria — €63,054
🇧🇪 Belgium — €62,348
🇮🇪 Ireland — €60,258
🇫🇮 Finland — €55,462
🇸🇪 Sweden — €50,338
🇫🇷 France — €45,964
🇵🇱 Poland — €45,646
🇨🇿 Czechia — €43,155
🇸🇰 Slovakia — €40,369
🇸🇮 Slovenia — €40,308
🇪🇪 Estonia — €37,838
🇮🇹 Italy — €36,594
🇱🇹 Lithuania — €36,469
🇱🇻 Latvia — €34,586
🇭🇺 Hungary — €34,290
🇪🇸 Spain — €32,678
🇭🇷 Croatia — €32,343
🇲🇹 Malta — €32,360
🇵🇹 Portugal — €31,386
🇷🇸 Serbia — €31,345
🇷🇴 Romania — €31,708
🇲🇪 Montenegro — €30,103
🇬🇷 Greece — €28,944
🇲🇩 Moldova — €28,348
🇧🇦 Bosnia & Herzegovina — €28,421
🇧🇬 Bulgaria — €26,675
🇹🇷 Türkiye — €26,070
🇺🇦 Ukraine — €25,589
🇲🇰 North Macedonia — €25,443
🇦🇱 Albania — €24,875
Source: OECD, Taxing Wages 2026 — 2025 gross average wages.
Seba🛰🔭👨🚀 retweeted
US$ 12 billion: the largest private investment in Paraguay's history is underway 🇵🇾💻
Araico Corporation is developing Iguazú AI City hyperscale campus for AI training and deployment in Yguazú, Alto Paraná. It is set to host the biggest data centre in Latin America.
💰 US$ billion over the first three years, split into 3 phases
⚡️ Phase 1: US$ 300 million, six modules and 6 MW live by December
📈 Phases 2 and 3: US$ 5.5 billion each, designed to scale to gigawatt level
👷 Around 3,000 jobs in the advanced stage, plus a boost for transformers, cables and metalwork
🎓 Engineer training with the Paraguay-Taiwan Polytechnic University
Behind it: Paraguayan and US capital, including a top global tech fund (early backer of Facebook, SpaceX and Nubank)
Seba🛰🔭👨🚀 retweeted
WOAH! Nubank is in talks to buy Monzo for up to $13bn
Once the darling of the UK fintech scene. Now an acquisition target.
Sky News reports early talks valuing Monzo at £8bn to £10bn ($13bn), about double its £4.5bn valuation in 2024.
Its board is also weighing a new round above £8bn ($10.4bn) to fund a push into mainland Europe.
....
This hits different for me. In the UK. A Monzo customer. Having just met the CEO of Nubank last week.
Monzo has struggled with leadership changes and feature velocity. CEO TS Anil stepped down after a boardroom row last year, and ex-Google exec Diana Layfield took over in February.
....
Revolut, meanwhile, has 70m customers, a reported $115bn valuation and a full UK banking licence since March.
Monzo launched in the US in 2019 and has yet to establish a second market.
....
What it does have is UK and EU banking licences, 15.2m customers, £25.7bn of deposits and deep integrations that would take years to build.
It makes a sensible acquisition target.
....
I find the strategy of this fascinating...
Monzo barely uses its balance sheet to lend. It held £2.3bn of loans against £25.7bn of deposits at its March year-end, so it lends out less than 10p of every £1.
Monzo would need much more capital to lend at scale. It still uses standardised risk weights, which make each loan more expensive to hold.
....
Nubank is the master of lending. It has a $39.4bn credit portfolio against $45.3bn of deposits, so it lends out about 87 cents of every dollar.
It could turn Monzo into something very different, with the capital and credit models to lend out far more of that £25.7bn.
...
Nubank also won conditional approval for a US bank charter in January.
Monzo would add the UK and EU, right on Revolut's home turf.
It's about to get spicy between the big two.
....
Remember, these are early talks and Monzo declined to comment. It might never happen.
UK credit also pays thinner margins than Nubank's home markets, where its net interest margin is 22.9%.
...
Still. 🍿.
If Nu comes to Europe.
European franchises have another thing to worry about besides Revolut.
Seba🛰🔭👨🚀 retweeted
Praxis is proud to be building in Uruguay. Beautiful, culturally-rich countries will be great beneficiaries of AGI.
Thank you President @OrsiYamandu.
Seba🛰🔭👨🚀 retweeted
El FMI culminó hoy su revisión de la situación de la economía uruguaya.
Su evaluación destaca la resiliencia de nuestra economía frente a la sequía y un contexto internacional adverso, respaldada por instituciones sólidas y marcos de políticas creíbles.
🧵 con algunos destaques
El FMI culminó la consulta del Artículo IV de 2026 y destacó la capacidad de Uruguay para contener shocks externos, así como los avances en materia de estabilidad macroeconómica.
Conozca las principales conclusiones del informe 👇
gub.uy/ministerio-economia-f…
Seba🛰🔭👨🚀 retweeted
LUEGO DE THIEL, LLEGA OTRO TECNO LIBERTARIO: INVERTIRÁN USD 1.000 MILLONES EN LA SMART CITY “REFUGIO” DE UN EMPRESARIO CERCANO A MILEI
Será en el proyecto +Colonia, en Uruguay, que comanda el ex asesor presidencial argentino, Eduardo Bastitta. El desembolso lo hará la comunidad Praxis que encabeza el estadounidense Dryden Brown.
Analizaron locaciones en el Mediterráneo, Groenlandia, una base militar en California, pero terminaron el Río de la Plata. Para más datos, +Colonia, la smart city uruguaya –también mencionada como una ciudad ecológica inteligente–, un proyecto que encabeza el argentino Eduardo Bastitta, muy cercano al presidente Javier Milei, miembro de lo que fue su consejo asesores económicos y libertario, según él mismo define.
Infobae 📎 infob.ae/3VIH0eO
Seba🛰🔭👨🚀 retweeted
JUST IN: The world’s first “digital nation,” Praxis, announces Uruguay as the site of its first city — a planned tech utopia for the AGI era.
Seba🛰🔭👨🚀 retweeted
Italian journalist Oriana Fallaci removing her chador during her tense 1979 interview with Ayatollah Ruhollah Khomeini in Qom, Iran...
In October 1979, Italian journalist Oriana Fallaci traveled to Qom, Iran, to interview the Islamic Revolution's supreme leader. To get inside the room, Fallaci was forced to cover herself from head to toe in a heavy black chador, leaving only her face visible.
The conversation inside the room was tense from the very start. Fallaci did not hold back her questions.
She pushed the Ayatollah on political executions, the sudden shutdown of independent newspapers, and the sharp loss of rights for Iranian women under the new regime.
When she asked about the forced wearing of the veil, Khomeini dismissed her concerns and claimed the garment was meant to protect young and respectable women. He then added,
"If you do not like the Islamic dress, you are not obliged to wear it."
Fallaci took his words literally and replied, "Thank you, Mr. Imam. Since you tell me so, I am taking it off right now."
With a quick move, she pulled the chador off her head, leaving her hair completely exposed right in front of the Supreme Leader.
Khomeini was furious.
He stood up without saying another word and walked out of the room. The room fell silent, and the interview was abruptly stopped. However, Fallaci refused to leave Iran until he returned a day later to finish the conversation.
This confrontation became legendary in the history of journalism.
It showed a reporter refusing to bow down to authority, even in one of the most dangerous settings imaginable.
Fallaci proved that real journalism requires standing up to power, asking hard questions, and refusing to be silenced by fear or tradition.
When journalists trade raw courage for easy access and comfortable silence, we lose one of our strongest shields against tyranny.
In an era where true courage in reporting feels rare, her brave stand reminds us that honest journalism still has the power to light up the dark, giving a voice to the voiceless and inspiring future generations to speak truth without fear.
#archaeohistories
Seba🛰🔭👨🚀 retweeted
💵 La revolución del peso en la Suiza de Latinoamérica
🌎 Uruguay avanza poco a poco en la desdolarización gracias a una inflación controlada, sus instituciones y la confianza en el peso.
🔗 Todos los detalles en el link: tinyurl.com/3fnwkmmt