@StevenBalch

Helping Professionals and Retirees Enjoy Life Now Without Jeopardizing Tomorrow • Tax, Retirement & Investment Planning • posts ≠ advice • schedule a fit call ⬇

 New Jersey
stevebalch.com/resources
Joined December 2020
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The $1.5 Million Retirement Tax Trap Many Couples Miss

Here is a scenario that catches a lot of successful people off guard: a $1.5 million traditional 401(k) can push a retired couple into a higher tax bracket in retirement than they ever hit during thei…

Article · @StevenBalch
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One structural change that could save you thousands annually.

The retirement account many people build wrong

If you're a high earner planning to leave your corporate job before 60, there's one account that quietly determines how much of your wealth you keep, and many people build it completely wrong.

Article · @StevenBalch
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A few of these deadlines disappear the moment the calendar flips

7 moves many people skip before year-end

Many people don't think about their finances until tax season arrives and by then, the window to act has already closed. Here are seven moves worth considering before December 31, along with a note on…

Article · @StevenBalch
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The retirement mistake well-meaning parents make

Every week I talk with high earners who have done a lot of things right. They have a strong income, growing career, and a genuine desire to take care of their family. And yet, one of the most common t…

Article · @StevenBalch
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75% of Americans Delayed a Life Goal Over Money. Are You One?

A new survey just landed, and one number stood out to me.

Article · @StevenBalch
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How Much Do You Need to Retire?

BlackRock ran a recent survey, and Americans said they think they need about $2.1 million to retire comfortably.

Article · @StevenBalch
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The Strategy That Could Add Thousands of Tax-Free Dollars to Your Retirement

For many savers, maxing out a 401(k) feels like crossing the finish line.

Article · @StevenBalch
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How Much Should You Keep in an Emergency Fund?

An emergency fund isn't the most exciting part of a financial plan.

Article · @StevenBalch
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The Retirement Tax Problem Many Couples Never Plan For

Most retirement planning conversations focus on investments, income, and making sure the money lasts. But there is another risk that often gets overlooked:

Article · @StevenBalch
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Your Biggest Winner Might Be Your Biggest Risk

One of the hardest decisions successful investors face is knowing when to sell a winning stock.

Article · @StevenBalch
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Trump Accounts Are Here: Four Ways High-Income Families Should Think About Them

The new Trump Accounts are officially available, giving families another way to invest for their children’s future.

Article · @StevenBalch
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The Mid-Year Financial Review Every High-Net-Worth Individual Should Be Doing

The halfway point of the year is a great time to pause and ask a simple question:

Article · @StevenBalch
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