Pessimists sound smart, optimists make money | Founder @Lithionxyz
Joined January 2021
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🌐 #HTTP the standard for moving information across the internet… was donated to consortium called #W3C
Guess what else was donated to the #W3C? 😳
The #InterledgerProtocol – the standard for moving value, developed by @Ripple
Because the #ILP doesn't have its own native token, it relies on bridge assets to settle the actual value crossing these different networks. The #XRPL’s native asset - $XRP is used as the highly efficient bridge asset to instantly settle cross-border liquidity in conjunction with the #ILP
Not only did @Ripple donate the #ILP…
They now co-chair the #W3C Web Payments Working Group (writing the rules for how value moves across the globe)
$XRP is a universal payment layer that connects directly to #HTTP – meaning it can be used by every browser on earth the same way #HTTP can.
Now connect the dots… 🧩
@Ripple is in HIGH-Level working groups, designing the future of value transfer for:
✅ @BIS_org (Project Agora)
✅ IMF (High-Level Advisory Group on Fintech)
✅ @federalreserve (Faster Payments Council)
✅ W3C (Web Payments Working Group)
✅ @The_DTCC (Tokenisation Working Group)
How can you NOT see what’s happening here…??
$XRP is being positioned as the next GLOBALLY used protocol – similar to what #HTTPS did for information, but for value transfer…
The LARGEST Securities Settlement system on EARTH ($4.7 QUADRILLION/YR) JUST VALIDATED THE $XRP THESIS 👀‼️
@The_DTCC in their latest report:
“Without interoperability, assets remain trapped in isolated pools… market participants need rails that are safe, neutral and offer a high degree of reliability”
#ILP and $XRP were built for exactly this, a decade ago.
🧩 Now connect the dots:
2025: @The_DTCC patent US20250078162A1 is published after 18 months under confidentiality → meaning @The_DTCC was designing around the #XRPL as a cross-ledger liquidity network back in 2023.
Mar 2026: @Ripple Prime goes live in @The_DTCC NCSS clearing directory.
May 2026: @Ripple Prime joins the DTCC’s tokenization working group to design their tokenisation service to bring $114 Trillion in assets on-chain.
Watch the video below to the end. Then watch it again. These are NOT coincidences…👀
Credit @24hrscrypto1 for 🎞️
Tom retweeted
Big partnerships call for big ambitions! We're bringing the full power of Ripple’s blockchain infrastructure to @RobinhoodApp, one of the industry's largest retail and institutional trading platforms. From $RLUSD settlement on the @XRP Ledger to prime brokerage and treasury operations, this is our end-to-end strategy in action. 🚀
Ripple is officially going under the hood. 👀
We're expanding our partnership with @RobinhoodApp across $RLUSD, Ripple Prime and Ripple Treasury, bringing together stablecoins, prime brokerage and treasury management to support both customer-facing services and core financial operations.
Together, we're bridging traditional and digital.
on.ripple.com/3WPPHEH
79th U.S Treasurer on stage at @RippleSwell
43rd U.S Treasurer sat on @Ripple Board of directors.
You can call it a coincidence.
I call it distribution $XRP
@Ripple didn’t chase headlines.
It built access.
▸ Hardest banking license secured
▸ RLUSD launched under NYDFS
▸ BNY Mellon custody ($53T AUC)
▸ Applied for Fed master account
▸ Helped shape FedNow (ISO 20022)
▸ XRP is compliant and ready
▸ Board: U.S. Treasurer. Ex-Fed official.
Not speculation.
Infrastructure.
Let the person who’s signature is on every $100 note (@RosieRios) make it clear for you:
🚨 $RLUSD has just received Moody’s highest possible short-term credit rating (P-1)
According to @Ripple, no other stablecoin has received an investment-grade rating from Moody’s before... 🤯
Pretty significant milestone for $RLUSD and $XRP
More good news for $RLUSD this week - @moodysratings has assigned RLUSD an A2 long-term rating and P-1 short-term rating, the highest possible short-term rating under its new stablecoin framework.
TL;DR: RLUSD is the first stablecoin to have ever received an investment-grade Moody’s rating. This is one of the most respected independent credit rating agencies in the world, and a massive validation of the quality, transparency and institutional-grade infrastructure behind RLUSD.
Moody’s assessed everything from the credit quality and liquidity of @Ripple’s reserves to redemption arrangements, custody relationships, regulatory oversight, and operational controls in their rigorous methodology.
As RLUSD continues to grow, this kind of independent validation matters more than ever. Moody’s has helped set the standard for assessing credit quality and risk across traditional finance for decades, and bringing that same level of assessment to stablecoins themselves is a major step forward for the industry.
Proud to see RLUSD helping set a new benchmark for institutional trust in stablecoins. ratings.moodys.com/ratings-n…
Tom retweeted
Ripple is officially going under the hood. 👀
We're expanding our partnership with @RobinhoodApp across $RLUSD, Ripple Prime and Ripple Treasury, bringing together stablecoins, prime brokerage and treasury management to support both customer-facing services and core financial operations.
Together, we're bridging traditional and digital.
on.ripple.com/3WPPHEH
Highly recommend anyone holding $XRP to read this 🫠
Geoff Kendrick, Global Head of Digital Assets Research at @StanChart, says money will move at the speed of information 🌐
The Internet of Value $XRP
The LARGEST Securities Settlement system on EARTH ($4.7 QUADRILLION/YR) JUST VALIDATED THE $XRP THESIS 👀‼️
@The_DTCC in their latest report:
“Without interoperability, assets remain trapped in isolated pools… market participants need rails that are safe, neutral and offer a high degree of reliability”
#ILP and $XRP were built for exactly this, a decade ago.
🧩 Now connect the dots:
2025: @The_DTCC patent US20250078162A1 is published after 18 months under confidentiality → meaning @The_DTCC was designing around the #XRPL as a cross-ledger liquidity network back in 2023.
Mar 2026: @Ripple Prime goes live in @The_DTCC NCSS clearing directory.
May 2026: @Ripple Prime joins the DTCC’s tokenization working group to design their tokenisation service to bring $114 Trillion in assets on-chain.
Watch the video below to the end. Then watch it again. These are NOT coincidences…👀
Credit @24hrscrypto1 for 🎞️
Tom retweeted
🔥 LONGITUDE: Money will move as fast as information on the internet within the next 5 to 10 years, @StanChart’s Geoff Kendrick predicts.
“That’s inevitable.”
Tobias Adrian from the @IMFNews & Scott Bessent from the @USTreasury will be speaking at @RippleSwell
Those that know who both these Gentlemen are, know that they are both FULLY aware of $XRP and are not attending purely for fun.
THE #IMF AND U.S TREASURY folks... 🫠
Crazy how you can go from being attacked by @SECGov to being approved as a bank 😎
Well done @bgarlinghouse 👏🏽
This one is for everyone who persevered and stood strong through years of relentless FUD.
Your time is nearly here! $XRP
Big news heading into @RippleSwell: the @USOCC has granted final approval for Ripple National Trust Bank.
This gives Ripple a federally supervised platform to support $RLUSD and provide digital asset custody to enterprises.
We’ve always said crypto and banks work better together — this is what that looks like. Real innovation, real accountability, federal oversight.
The revolution isn't happening outside the system. It's happening from within it.
Tom retweeted
The XRPL has entered the Federal Banking System.🏦
Congratulations @Ripple 🤝💨
Big news heading into @RippleSwell: the @USOCC has granted final approval for Ripple National Trust Bank.
This gives Ripple a federally supervised platform to support $RLUSD and provide digital asset custody to enterprises.
We’ve always said crypto and banks work better together — this is what that looks like. Real innovation, real accountability, federal oversight.
The revolution isn't happening outside the system. It's happening from within it.
Back in 2022, we predicted @Ripple would become a bank.
In 2025, @Ripple submitted its trust bank application.
This tweet aged like fine wine 🍷 $XRP
Regulatory clarity ✅
Become a Bank ✅
IPO ⏳
Ripple game plan
- Get regulatory clarity
- IPO & go public as a Bank
- Become liquidity provider for major institutions
Can anyone add to this?
#XRP #xrpcommunity #xrparmy
@digitalassetbuy @MicahPW20 @XRPBags @XRPPHOENIXX @allthemoney @MackAttackXRP @RippleXrpie @XRP_Productions
🚨 #BREAKING: @Ripple has received FINAL OCC approval for Ripple National Trust Bank! (RNTB) ✅
Back in November, I said this was almost certainly getting approved 👀 Now look at the institutional infrastructure @Ripple has now assembled:
∎ @USOCC Federally supervised national trust bank.
∎ NYDFS, State-regulated trust company issuing ethereum:0x8292bb45bf1ee4d140127049757c2e0ff06317ed.
∎ @BNYglobal Primary custodian of #RLUSD reserves.
∎ @HiddenRoadHQ $1.25B acquisition of Hidden Road for institutional prime brokerage.
∎ @GTreasury $1B acquisition for corporate treasury infrastructure.
∎ @StandardCustody & @palisadeinc Regulated custody and enterprise wallet infrastructure.
∎ $XRPL Native settlement, liquidity and tokenisation infrastructure.
And ethereum:0x8292bb45bf1ee4d140127049757c2e0ff06317ed has already reached a $2.5 BILLION market cap...
@Ripple is assembling the full institutional financial stack: banking, custody, treasury, payments, liquidity and settlement.
@Ripple National trust bank Charter Application 👀 This will almost certainly be approved! ✅
Once it has been approved – this charter would let Ripple custody digital assets, provide institutional lending, and gain direct access to @federalreserve services like FedNow for instant payments.
Tom retweeted
ANNOUNCEMENT: CoinDesk is streaming live from @Ripple Swell on Oct. 28-29. We'll speak with @bgarlinghouse, @CMEGroup's Terry Duffy, @DriveWealth's Naureen Hassan and more of the biggest names at the intersection of traditional finance and the onchain economy.
Interesting... @Lithionxyz 👀
Why are we still buying computers we cannot properly upgrade?
hardware should be modular, repairable and beautiful.
It is time to rethink what we build.
@Lithionxyz Concept 001 🤫
Huge from @Ripple ‼️
@Ripple Treasury is introducing treasury-native AI capabilities to coordinate and automate:
∎ Cash positioning and forecasting
∎ Reconciliation
∎ Liquidity management
∎ Payments and execution
By connecting financial decisions directly to execution, @Ripple aims to reduce manual processes and enable always-on treasury operations.
Corporate treasury is going always-on. 🌐
Today, we're introducing new Ripple Treasury capabilities that bring together AI-powered automation, liquidity management, and digital asset infrastructure to help businesses manage and move money around the clock.
More on what's new: on.ripple.com/4zSO8UM
