Save. Grow. Spend. A savings technology built like a fortress. Earn 12% target APY in the Fountain. Ecosystem live on Base since 2024. $URM
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Joined October 2025
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Every money system has tried to be stable enough to spend and scarce enough to trust. Few have managed both.
Gold is scarce, but its supply can't grow. In the Great Depression, people hoarded it, money couldn't expand, and prices collapsed.
Bitcoin, digital gold, has the same limit: one asset trying to be both the money and the reserve.
URM splits the two, then connects them.
URM is the money. Its supply expands with demand.
HESTIA, Ultraround and RAGE are the reserves. HESTIA and Ultraround stay scarce, and RAGE is backed by a growing treasury.
Separate parts that feed each other. New deposits fund reserve purchases, and stronger reserves back more URM.
The proof is in the yield. Stablecoin yields today:
The Fountain: 11.4%
Aave (Base): 5.1%
Ethena sUSDe: 4.8%
Sky sUSDS: 3.8%
Aave (Ethereum): 3.8%
Paid by real borrowers. 12% target.
The new gold standard.
ultraroundmoney.com/urm/foun…
11.4% on a stablecoin. More than double aave on @base.
How it works in 10 seconds 👇
Every money system has tried to be stable enough to spend and scarce enough to trust. Few have managed both.
Gold is scarce, but its supply can't grow. In the Great Depression, people hoarded it, money couldn't expand, and prices collapsed.
Bitcoin, digital gold, has the same limit: one asset trying to be both the money and the reserve.
URM splits the two, then connects them.
URM is the money. Its supply expands with demand.
HESTIA, Ultraround and RAGE are the reserves. HESTIA and Ultraround stay scarce, and RAGE is backed by a growing treasury.
Separate parts that feed each other. New deposits fund reserve purchases, and stronger reserves back more URM.
The proof is in the yield. Stablecoin yields today:
The Fountain: 11.4%
Aave (Base): 5.1%
Ethena sUSDe: 4.8%
Sky sUSDS: 3.8%
Aave (Ethereum): 3.8%
Paid by real borrowers. 12% target.
The new gold standard.
ultraroundmoney.com/urm/foun…
Deposit $URM, get fURM, redeem for URM + yield.
ultraroundmoney.com/urm/foun…
Fountain update:
50,036 URM staked and 25.75 URM in yield accrued.
Fountain brings a yield-bearing use case to URM through fURM, primarily funded by interest from CDP borrowing.
11.20% effective yield. 12% target yield.
Put your URM to work now
ultraroundmoney.com/urm/foun…
Fountain turns borrowing activity into yield for $fURM holders.
Borrowers pay stability fees when they use the URM CDP.
Those fees generate protocol revenue, which flows into Fountain and supports the yield earned by fURM holders.
The flow is simple:
- Borrowing activity generates fees
- Fees fund Fountain
- Fountain supports fURM yield
That creates a direct link between borrowing activity across $URM and the yield available through Fountain.
Fountain currently targets 12% APY, with simple mechanics and full on-chain visibility.
See Fountain live and follow the vault on-chain:
ultraroundmoney.com/urm/foun…
Public verification post for listing of Ultraround Money URM on @coingecko
Request ID: CL1310260048
Terminal URL:
geckoterminal.com/base/pools…
The Fountain is live.
Deposit URM and receive fURM, a savings share whose value in URM grows over time, targeting 12% APY. The yield is funded by real protocol fees.
Audited by CTDSEC and checked with multiple advanced security scanners.
Over the next 2 weeks, we're confirming everything runs smoothly. A redeploy remains possible during this period.
Once confirmed:
- The 12% bonus goes to early $URM holders who entered the Fountain
- The Uniswap v4 hook goes live, so any token can swap directly to $fURM on Uniswap
fURM:
0xBe8364A086E0DbA64F186B412C2Dae6Ee0F4242B
Access Fountain here:
ultraroundmoney.com/urm/foun…
fURM turns a Fountain deposit into a position you can keep using across DeFi.
When you deposit into Fountain, you receive $fURM, an ERC-4626 vault share that represents your position in the vault.
You can hold fURM and earn yield through Fountain, use it as collateral, pair it with another asset, loop it, wrap it, or integrate it into other protocols.
That gives your Fountain position more utility while keeping it represented by a fungible on-chain asset.
The entry flow stays simple. You deposit USDC, the protocol routes it through $URM and into fURM, and you receive your vault share in a single transaction.
From there, fURM continues to represent your share of Fountain while remaining usable across the wider DeFi ecosystem.
You deposit $USDC.
You receive $fURM.
fURM represents your Fountain position.
That position stays usable across DeFi.
Fountain is almost here, and fURM is about to make URM yield a lot more usable.
Fountain is built to keep the 12% APY target sustainable over time. CDP fees cover the payout when activity is strong, while the Fortress surplus acts as a buffer during slower periods.
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When coverage stays above 1.0, excess fees keep building that surplus.
At the same time, $URM supply growth adds more reserve assets across base:0xc0df50143ea93aec63e38a6ed4e92b378079ea15 , base:0xbc7755a153e852cf76cccddb4c2e7c368f6259d8 , $ULTRAROUND and USDC.
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Introducing Fountain.
Deposit USDC. Receive fURM. Earn yield from real economic activity inside URM.
Fountain targets a variable 12% APY, sourced from CDP stability fees.
Borrowers pay those fees when they mint URM. The protocol captures that revenue, builds surplus, and directs it to fURM holders.
The Fortress stands behind it all, backing URM and defending the peg.
The flywheel:
More deposits → more backing
More backing → more CDP capacity
More borrowing → more fees
More fees → more yield
fURM is a standard ERC-4626 vault share, built to be held, paired, used as collateral, looped, and integrated across DeFi.
One transaction takes you from USDC to fURM, powered by a Uniswap v4 hook.
Onchain reporting is built in, ready for dashboards, aggregators, and DeFiLlama.
Real yield. Fully onchain. Built on Base.
Launching soon.
URM | The Productive 💵 (🔥,🔥) retweeted
Introducing two new financial primitives this fall. The 4th and 5th wave of Stablecoin design *implementation*.
One earns you 12% APY (liquid savings) — the other uncapped supply expansion
Wave 1: Fiat-backed (USDC, USDT)
Wave 2: TradFi-yield (sDAI, USDG)
Wave 3: Synthetic-yield (sUSDe)
Wave 4: Productive/self-backing (URM)
Wave 5: Elastic, atomic-rebase (uAMPL)
URM is transforming money
URM | The Productive 💵 (🔥,🔥) retweeted
if you ever held $HESTIA on Base, it's time to pay attention because the ecosystem has made some serious developments.
let me introduce you to $URM the productive dollar.
normally most stablecoins are backed by cash or USD which just sit there. $URM is a stablecoin on Base, backed by the $HESTIA ecosystem.
the stablecoin URM is designed to stay around $1 like every stablecoin but the mechanism is interesting.
it is managed by a smart contract "Fortress" — it owns the liquidity, mints or burns URM, and tries to defend the $1 price automatically.
It owns the URM/USDC pool + reserve tokens (RAGE, HESTIA, ULTRAROUND).
If URM goes above ~$1, it mints URM, sells it, takes USDC, and uses that to deepen the pool + buy more reserve.
If URM goes below $1, it spends reserve to buy URM back.
So above $1 the vault grows. Below $1 the vault is used to defend the peg.
And the CDP is already live — you can borrow $URM against supported collateral without selling your crypto.
Coming early October: $fURM — the productive dollar's liquid savings token. Deposit $URM, receive $fURM, and hold a position targeting 12% APY from real protocol fee income (not inflationary emissions).
more on that in the next post.
🤝 Paid partnership
URM | The Productive 💵 (🔥,🔥) retweeted
fURM = productive liquidity.
Powered by a Uniswap V4 hook.
Pair it with anything. Earn twice:
→ the pair asset's yield
→ fURM's real yield (targeting 12% APY)
Plus concentrated liquidity fees.
Your capital finally works overtime.
First week of October.
🤖 Made with AI
