philip simon d’amico retweeted
US metros where Italians are the top European ancestry:
1. New York, NY-NJ
9. Miami, FL
60. Bridgeport, CT
101. New Haven, CT
119. Waterbury, CT
145. Trenton, NJ
176. Utica, NY
291. Vineland, NJ
319. Hammond, LA
Hey Claude write me entrepreneurslop but make it sound super casual and cool
Met a guy at a gas station who buys used Teslas, rents them on Turo, and clears $19,000 a month while doing absolutely nothing
He's never made a car payment with his own money. The renters pay the banks. He keeps the spread and the title
27 cars. Zero of his own dollars in the fleet
I watched him fill up a Model Y that wasn't even his daily driver. It was car #14 of 27 and it was heading to a pickup at the airport in 2 hours
Here's the full play:
He buys used Model 3s and Model Ys in the $28,000 to $38,000 range. These are the highest-demand vehicles on Turo because renters want to try a Tesla and tourists want something that looks good in photos. A $32,000 Model Y rents for $95 to $140/day depending on the city and season
Average booking rate in a strong market (Miami, LA, Austin, Phoenix, Nashville): 22-26 days per month. Call it 24
Revenue per car: $110/day average x 24 days = $2,640/month
Monthly costs per car:
Auto loan payment: $580 (60 months at 6.5%)
Insurance (commercial Turo + gap): $280
Cleaning between rentals: $120
Maintenance reserve: $100
Platform fees: Turo takes 25% of bookings = $660
Total monthly cost per car: $1,740
Net cash flow per car: $900/month
$900/month x 27 cars = 24,300gross.Afterhisvirtualassistant(2,200/month) and miscellaneous ($1,500): $19,000 to $20,000 net
How the funding works:
The down payments come from 0% business cards. A $32,000 Tesla needs $6,400 down (20%). He runs the down payment through a business card. The auto loan covers the remaining $25,600. Total credit card exposure per car: $6,400
6 cars per funding round at $6,400 each = $38,400 on 0% cards. The 6 cars generate $5,400/month combined in net cash flow. Cards paid off from car revenue by month 8. Then he applies for the next round of 0% cards and buys 6 more
He started with 4 cars in early 2024. Added 4 every 6-8 months. Now at 27 and his "job" is managing a VA in the Philippines who handles bookings, key exchanges, and cleaning schedules
"what about accidents"
Turo has a host protection plan that covers up to $750,000 in liability. He also carries a separate commercial auto policy. A totaled car on a 27-car fleet is a $3,000 insurance deductible and a Tuesday. He's had 2 total losses in 3 years. Both covered. Both replaced within a month from cash flow
The part that makes this a machine: auto loans are secured debt. They barely touch your revolving utilization. So while 27 car loans sit on his credit file, his revolving utilization stays under 5% because business cards don't report to personal credit. His score stays above 740. Banks keep approving him
he owns a rental car company funded entirely by banks and operated entirely by renters and he hasn't worked a real day in over a year lmfaooo
(we get 700+ score business owners 100K-250K in 0% business credit. what you buy with it is your business. link in bio)
philip simon d’amico retweeted
Why don’t we just kill everyone? That way no one will ever do anything wrong?
philip simon d’amico retweeted
“Infinite personalized music”
It's especially frustrating because every streaming platform search algorithm takes into account common misspellings for artists and albums. They know exactly what you want to find, there's no way anyone would be confused. Its not 2012 internet anymore
She writes this without going to my profile to see I have a bigger platform than her by every metric. I just think she's fucking weird
Indians think my extremely pro-India video was racist so in response they stalked my wife who is NOT public and called her slurs on her personal social media lol
I don't really understand Christians who never discovered the truth of Christianity from first principles. What do you mean you didn't crawl up to the altar with tears in your eyes and beg for help lol
“The United States has 100m+ uncounted foreigners” lol
people on twitter will be like "yeah, I dont like volksgeist. I hate how he [thing that literally never happened]"
I don’t honestly care what Hank green did because the people calling him out sound so god damn stupid
He was watching Volksgeist this week
philip simon d’amico retweeted
Pope Leo XIV: I hear very troubling accounts of algorithms that can block access to healthcare, employment, and security on the basis of data tainted by prejudice. I've heard the silence of those who have no voice when decisions likely to generate new forms of suffering are made. Nuclear disarmament remains a service to peace. In a similar sense, AI now demands to be disarmed, freed from logics that turned it into an instrument of domination, exclusion, and death.





















