Richard Mba (🌽,🌾) 🪽

The Pioneer of Borrowing Aggregation @1inch unified swaps. @yearnfi simplified yield. @lifiprotocol bridged liquidity across chains. The next frontier is credit. Today, borrowing in DeFi is still highly fragmented. Each lending protocol operates in isolation, with different rates, risk models, and liquidity dynamics. Borrowers are forced to navigate multiple protocols, manage positions across platforms, and accept that debt only compounds against them. This complexity limits scale and makes borrowing inherently unfriendly to users. Altitude is building the aggregation layer for onchain credit. By integrating the major lending protocols into a single borrowing interface, Altitude transforms fragmented markets into a unified experience. Liquidity is routed intelligently, yield from collateral is harvested automatically, and repayment is handled in the background by a system that has experienced volatility of the market first hand. The result is a fundamentally different credit market: - Lower effective rates through cross-protocol aggregation - Safer positions via conservative LTVs and automated risk management - Self-repaying loans that can carry negative APRs as collateral yield offsets borrowing costs - Simplicity at scale, with one interface abstracting away protocol-level complexity This is the missing layer for borrowing aggregation. We believe Altitude is pioneering the model where debt doesn’t just minimize costs, it actively repays itself, and where aggregation is the key to unlocking scale in decentralized credit markets. That is why we see borrowing aggregation as the next major primitive in DeFi, and why Altitude is at the forefront of this evolution.