Anas Sammani Ali°

I feel obligated to debunk these lies. I'm a Christian, and as much as I'm critical of radical Islam, I want to state that no Islamic bank or institution indulges in interest, especially the ones I know in Nigeria. If you want a free interest loan or want to buy a property way cheaper, buy it through a good muslim man or agency. Islam forbids interest on loans, and good Muslims try as much as possible to avoid such interest. Let me tell you my two experiences: 1. Jaiz Bank: Back in 2019, I had a very big financial issue. I tried borrowing from other banks, but the interest was very high. At that time, if I had taken that loan from a conventional bank, I would have starved to death. I was already owed by another bank. So a friend of mine advised me to try Jaiz Bank. He told me how their interest works, but I didn't believe him at first. I also reminded him that I'm a Christian. He told me not to worry about it. On Monday, the next week, I went to the bank and met customer care. She told me the criteria for giving out their loan. I was very comfortable with it and applied. Within five working days, I received the loan. And guess what, there was no interest on the loan because they understood that it was a little money and it was not for business. I later paid it back even before the 2 years duration they gave me. 2. Kebbi Savings and Homes: Back in July 2024, a friend of mine wanted to buy a house in one of the northern states because he was tired of roaming around with his family. He was transferred to Edo ( he works at NNPC), and his wife doesn't like staying in the South (reasons known to her). So he asked me to find a house for him to buy, and it should be in at least a Christian-dominated area. I searched houses up and down to no avail. The ones I got were too expensive. After a while, I came to understand that the agents were inflating the price behind the owner of the house. Imagine a house of 20m being for 40m. Exactly. So one day, while I was searching for the house, I saw a sticker of Kebbi Savings and Homes, and I copied the number on my phone and called the customer care rep. He told me to visit their office, and I did. Talk to him about the specification of the house my friend need and he brought pictures and videos of the houses and showed me. I started asking the prices, and it shocked me. The same houses that were sold at 20M by Christian agents were sold at 10M. What even impressed me was the fact that the owner was a Christian, the house was located in the Christian-dominated area my friend requested, and it is way cheaper. Just to clear my doubt, when my friend showed interest, he called the owner of the house, and he came. He told me the specific price he told them to sell for. Let me boost your brain: the agency commission was just 2%, and you know what, because I brought them a customer, they gave me 200k. The incidents shocked me and shed some light on Islamic tradition regarding loans and business for me. This is aside from the normal daily business I had with Muslims, who always turn out to be honest, unlike some Christians. Most northern Christians will tell you how honest these people are when it comes to business. So please, be honest with your take on the said religion, even if you hate it. Thank you.