ajoyk (@ajoyk) header
ajoyk (@ajoyk) profile picture

CEO & Board Director @ixopay. prev CEO & Board @Cin7online, CSO/Product Head @Acumatica, product exec @Microsoft, Alum @ohiostate

Dallas, TX
Joined June 2008
ajoyk retweeted
We've been hard at work in all areas of agentic infrastructure. Building this benchmark was so fun! Can't wait to share more as we continue to make progress with Visa Intelligent Commerce!
1/ Excited to introduce the Visa Agentic Commerce Benchmark, our first public benchmark designed by Visa Research to evaluate frontier model performance on shopping tasks. visapaymentsfrontier.io/#age…
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Great read. Changing landscape with a lot happening.
thank you to everyone in the past week who took the time to share their views and observations on the space. understanding the broader ecosystem is critical to scaling agentic commerce. can't wait for us all to build a future we can be proud of!
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Excited to join @ixopay as CEO. We are at an inflection point in technology like none other in my career. I've spent the last few years working with merchants globally on their core operational software at @Cin7online and I've seen firsthand how important their financial infrastructure is. Payments are the gateway to commerce, and commerce is being reshaped in real time: AI agents entering transactions, customer expectations shifting, and fraud evolving. Merchants need partners who can move fast, build faster, and provide the security, reliability, and quality that they need. That is exactly what IXOPAY gives them: an AI-native, modular platform with vendor-neutral infrastructure built/building for the agentic era of payments. And the numbers prove it: $171 billion in payment volume orchestrated in 2025, 2.1 billion+ tokens secured, and 500+ payment adapters. We supported 1.6 million merchants with our compliance platform and our new AI solutions ingested 850 million events last year to deliver truly intelligent payments. We have exceptional customers and partners like LVMH, AerLingus, Delivery Hero, DHL, Volkswagen,Global Payments, Ebanx and many more. lnkd.in/p/gXsypzU3
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ajoyk retweeted
Two Silicon Valley maxims I don't get (they are seemingly at odds with each other): 1. Tokens are going to be the biggest driver of cost for enterprises (Stripe potentially buying OpenRouter, Ramp launching their own, tweets about CFOs as Chief Token Officers) 2. The cost of inference is going to zero because of hardware advances and capacity build out What gives?
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What America means to me: a land where you don't need an audition to pursue a dream. You shoot the shot. On your own terms. Your drive is the only permission you need. The pursuit of happiness isn't just a founding promise. We get to live it every day. Beyond grateful! Happy 250th! 🇺🇸
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and renting a car with less than 100K keystrokes/mouse clicks
I will believe AI is driving productivity gains in the old economy when a front desk person checks me into a hotel with less than fifteen hundred keystrokes and mouse clicks.
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I remind myself of this quite often.
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ajoyk retweeted
Every major new advance in technology rewrites commerce. Today, much of that commerce stack is built around one key assumption: that a human with a cursor and a credit card is shopping. That buyer is being replaced by an agent that doesn't browse, doesn't have emotions, doesn't care about your homepage, and will compare your catalog against a dozen others before your site finishes loading. Jasleen Kaur (@jasleen2020) and I laid out our vision for this new world in Commerce Without Clicks: where the pipes break, where they get rebuilt, and who we think captures the value.
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This is wonderful. More exhausted and more satisfied is basically perfect. Dads, lean in!
New newsletter: MODERN FATHERHOOD WOULD BE UNRECOGNIZABLE TO A 1950'S DAD Compared to their Boomer parents, childcare time among Millennial dads has more than doubled. Compared to their Silent Generation grandparents, it’s nearly quadrupled. You will be hard-pressed to find any part of day-to-day modern life that has changed more in the last half-century than the way today’s parents—and fathers, in particular—spend their time. The new American dad is more present and more exhausted—but also, more satisfied with life. What's behind this half-century transformation? Today's piece combines history, economic analysis, and gorgeous charts galore from @AzizSunderji
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Loved riding @infinitemachine Olto last summer in NYC. Congrats to @josephcohen and team. Excited to see what they are building and a proud investor!
We designed Olto to be the ultimate bike lane vehicle. Two passengers. 40 miles of range. Cargo capacity. Theft proof. No license, no registration, no insurance. $3,495, about a quarter of what the average used car costs. Bike-lane legal in 50 states. Olto is now shipping nationwide. To celebrate, we’re launching our Spring Campaign featuring ~100 New Yorkers from all walks of life. It goes live today around NYC and on the internet. We’re very excited for Olto to be in the world and for all kinds of people to make it a part of their lives. Oh the places you will go.
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This new "Listen" feature is 🔥. So useful to listen to articles on X while walking, driving or working.
Over the last 3 months, Articles on X have grown 18x. It is one of the fasting growing new products on the platform. Today we're making them even better: we're launching a Listen feature—powered by Grok Voice. You'll be able to listen while scrolling Timeline or on-the-go from your lock screen. It's now available on iOS for top Articles in English and launching on more platforms soon. Here's how it works:
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Businesses that automate inventory management see up to 30% fewer stockouts and smoother operations across channels. Cin7 Core integrated with @Shopify can save time, reduce errors, and boost revenue. Explore here: hubs.li/Q03KWPvY0
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Can't wait. See you all next week! #cin7summit
Join us at #Cin7Summit for a special keynote from our CEO, @ajoyk. Hear his vision for the future of Cin7, insights on the evolving supply chain landscape, and how we’re helping product businesses scale with confidence. hubs.li/Q03DB4M-0
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The future of inventory isn’t guesswork - it’s intelligence. @ajoyk, CEO, shares insights from 530 pros worldwide on what’s holding SMBs back and how winning teams are moving forward. Get the report: hubs.li/Q03y65ng0
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Great meeting the @infinitemachine team. Loved riding their Olto and P1 vehicles. Great design and ride.
Thrilled to welcome our newest customer, @infinitemachine - an e-mobility brand based in Long Island City! Cin7 CEO @ajoyk stopped by their HQ and even took one of their incredible bikes for a spin. 🚲✨ Big shoutout to the team for showing us around!
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Small and mid-sized manufacturers are facing big demands, and manual processes just don’t cut it. In our latest blog, we break down the core MES features every SMB needs to boost efficiency and more: hubs.ly/Q03tzT2g0
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