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If the Uber price is already surging I’m ordering Uber Black. I’m not getting financially assaulted in a Toyota Camry
Top 5 Financial Decisions That Feel Responsible but Absolutely Aren’t
5. Buying something expensive because it’s 40% off.
I wasn’t even planning on buying it, but passing up an opportunity to save $800 would’ve been financially irresponsible.
4. Putting a vacation on a credit card to earn travel rewards.
The vacation cost $4,000, but I earned $80 in rewards. If I keep doing this, eventually I’ll have enough points to take a vacation I can actually afford.
3. Using Buy Now, Pay Later for everything.
I use buy now, pay later because inflation means the money I owe six weeks from now will technically be worth less than the money I have today. I’m basically making money.
2. Spending more to qualify for free shipping.
I added $75 worth of stuff I didn’t need to avoid a $9 shipping fee. I refuse to pay a company $9 for something they’re willing to give me for free.
1. Taking out a personal loan to pay off credit card debt.
I consolidated all my credit card debt into one personal loan. Instead of owing money to four different companies, I now owe it to one. That’s a 75% reduction in creditors.
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I ran a quick investment analysis on the new 24-team College Football Playoff expansion.
Investment: The soul of college football.
Expected Return: $1.7 billion and enough money for ESPN executives to finally stop pretending they watch college football.
Risks: Destroying traditions, meaningless regular-season games, the extinction of meaningful upsets, and angry fans.
Management Assessment: Risks are acceptable because none directly affect executive compensation.
Conclusion: I would never sacrifice the integrity of college football for money, but I also haven’t been offered $1.7 billion to do so
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If the cheapest concert ticket is $250 I’m getting good seats. I’m not making a terrible financial decision just to also have a bad view
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Everyone on this app is apparently 26 years old with a $4 million net worth. Figured I'd share something a little more personal and representative of the average person
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The best time to place a 10-leg parlay is immediately after losing an 8-leg parlay. You already know what went wrong, so statistically you're in a much better position
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I’m very good with money. Unfortunately I’m also good enough with money to know exactly how much stupidity I can afford
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My financial advisor keeps telling me to diversify my investments, which is why I now have money riding on games in the SEC, Big Ten, MAC, and Sun Belt
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I’ve officially run out of reasonable ways to become wealthy, so I’ve narrowed down my remaining options to stop being broke in 2026.
1. Marry Rich
This simultaneously solves your financial and relationship problems. Unfortunately, most wealthy families have spent generations protecting their fortunes from people like me, and marrying me would probably be the worst financial decision their daughter ever made.
2. Sports Betting
You’re literally just a 12-leg parlay involving Georgia Southern, Navy, Middle Tennessee State, Eastern Michigan, and Booker T. Washington High School Junior Varsity away from generational wealth. The odds are terrible, but so is your current financial situation.
3. Learn to Code
Develop an app that identifies AI-generated deepfakes. Your primary competitive advantage is that you have absolutely no idea how difficult this is going to be, which should help you remain optimistic for at least the first six months.
4. Research Your Family History
Spend several months investigating your ancestry until you can establish a distant familial connection to Elon Musk. With enough persistence and a sufficiently aggressive attorney, you might be able to convince someone you belong in the inheritance.
I understand none of these are guaranteed to work, but neither was going to college and getting a good job, and that already cost me $180,000.
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Remember, even though you're broke and single, you're also probably not as funny as you think you are
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People will spend $80 on a concert ticket and then watch the entire concert through a six-inch screen so they can prove to people who weren't there that they were there.
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Every guy has a friend who insists he could've gone professional in some sport if one or two things had gone differently. Usually those things are talent and athletic ability
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A meeting scheduled for 4:30 tells me everything I need to know about how little the organizer values human life
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I don’t have expensive taste. I just keep independently determining that the expensive one is better
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The AI bubble is fascinating because we spent years convincing ourselves computers were going to make everyone rich, and now the computers are helping us lose money at speeds previously unimaginable
South Korea's stock market opened and almost instantly crashed, losing 9% of its value in 20 minutes as people rapidly sold off AI and tech stocks.
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