When I say “beans and rice, rice and beans,” I don’t actually mean only eat rice and beans. What it represents is so much more than a low grocery bill. It’s about short-term sacrifice for the long-term win. You can do anything for a few months, even a few years to set yourself up for a lifetime of success. You have to live on less than you make in order to pay off debt, in order to save and invest, in order to be generous. You can’t spend more than you make and end up anywhere except bankruptcy court. And people are doing it every day, everywhere. The stuff I talk about is not hard to understand. It’s very hard to actually go and do it. You’ve got to decide you’re going to DO it. Day in and day out, you’ve drawn a line in the sand, and you are NOT going back. No more excuses. You’re taking control of your actions and your life. You’re ready to make your money work for YOU, not the other way around. Are you ready to change your life?