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THIS FEELS TOTALLY DUMB TO ME
I make about $85,000 a year. Between what I contribute and what my employer contributes, roughly $10,500 goes toward Social Security every year.
Over a 40-year career, that's about $420,000.
Now imagine investing that same $10,500 every year in an index fund averaging 7% annual returns.
After 40 years, it could grow to roughly $2.1 million.
Using the 4% withdrawal rule, that's about $84,000 a year in retirement.
Meanwhile, my estimated Social Security benefit at 67 is around $2,650 a month.
That's $31,800 a year.
$84,000 versus $31,800.
I understand that Social Security isn't a personal savings account, and that it also supports retirees, disabled workers and survivors.
But I'm genuinely trying to understand the numbers.
Where does all that money go, and why is the benefit so much lower than what the same contributions could potentially grow into if invested?
I'm not trying to start a fight. I genuinely want someone to explain it.
Katt Williams: โI Preserved as Much of Him as I Could in 55 Yearsโ โ Opens Up About His Strict Religious Childhood
Katt Williams: โWe didnโt celebrate holidays and birthdays and things like that, and I wasnโt able to do a lot of extracurricular activities. All the activities were Bible-based.โ
Katt Williams: โI got a pass with books. And so, that became my pressure valve for feeling restricted and suffocated.โ
Katt Williams: โI could go to my room and get in these books and be somewhere completely different for two hours and come out of my room feeling an entirely different way.โ
Katt Williams: โI knew that my upbringing was not the same as my peers, and I knew that there was a lot more leeway and freedom out there in the world of being a kid than I was experiencing.โ
Katt Williams: โI was always cognizant of this guy and what he was thinking. And Iโve been a happy person my whole life.โ
Katt Williams: Looking back at his childhood pictures, says he feels sorry for the little boy he was, knowing what he was going through behind the scenes.
Katt Williams: โIโm just incredibly proud for the little guy that it worked out for him the way that it did.โ
Jimmy Kimmel: โIt Took Trump Almost Six Full Days to Claim the Election Was Riggedโ Mocks Trumpโs Response to Republican Losses
Jimmy Kimmel: โTed Cruz is one of the first Republicans to admit they got an ass kicking, but he might want to reel that back in, because the president suddenly begs to differ.โ
Jimmy Kimmel: โDoes anybody really believe that this election was honest? How could the polls be so wrong? All the polls had the Democrats winning big.โ
Jimmy Kimmel: โThe latest Fox News poll reveals that cost of living is by far the top issue for voters right now. Itโs weighing on the GOP, Democrats lead 54 to 45% in the race for the House, and 77% disapprove of the presidentโs handling of inflation.โ
Jimmy Kimmel: โSome early voting dumps were so large that it was impossible to win no matter how many people went to vote.โ
Jimmy Kimmel: โItโs all about the machines, which are far more important than the voter.โ
Jimmy Kimmel: โWell, you know what, this time it took Trump almost six full days to claim the election was rigged. Thatโs progress, right?โ
Jimmy Kimmel: โThis is how it starts though. This is how he does it. A little taste of conspiracy, nothing too intense, just enough to whet your appetite, and then he feeds it a little more. It grows and grows.โ
Jimmy Kimmel: โHe keeps repeating it. And then he starts talking about people talking about him claiming the election was rigged, as if there are people other than him claiming the election was rigged.โ
Jimmy Kimmel: โAnd before you know it, someone in a Viking helmet is making a toilet out of Nancy Pelosiโs desk. God bless America.โ
Piers Morgan: โHeโs About the Most Despicable Messenger Imaginableโ โ Clashes With Patrick Bet-David Over Tommy Robinson
Piers Morgan: โHeโs a convicted football hooligan who beat up a policeman and got convicted of that.โ
Piers Morgan: Lists Tommy Robinsonโs criminal convictions, including passport fraud, mortgage fraud and contempt of court.
Piers Morgan: โYou can agree with his message about the rape gang scandal, where heโs been right, like a lot of people. But you can also think heโs about the most despicable messenger imaginable.โ
Patrick Bet-David: Pushes back, questioning why Americans should accept criticism of Robinson when the British government and authorities have faced accusations of covering up the grooming gang scandal.
Patrick Bet-David: โWhen I see Tommy Robinson in the United States, Iโm not telling you youโre wrong. Iโm saying we donโt believe that the attacks against Tommy are all entirely based on heโs a bad guy who did bad things.โ
Piers Morgan: โYouโre conflating two things, and thatโs my point. I totally agree with everything youโve just said.โ
Piers Morgan: Argues that Robinson has positioned himself as a freedom fighter who was imprisoned for exposing the grooming gang scandal, and urges Americans to examine his criminal record and the judgeโs verdict in the defamation case before forming an opinion.
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Mehdi Hasan argues Republicans manipulate voters through fear, then clashes with Konstantin Kisin over whether Biden had an โopen border.โ
Mehdi Hasan: โYou donโt win people over by giving them facts, statistics, policy papers or polls. You go to peopleโs hearts. You get their emotional heartstrings and you pull them.โ
โThey tell people, โYou need to hate that person. You need to be mad at that person. The migrant, the Mexican, the trans kid.โ It works. Itโs evil genius, but it works.โ
โDonโt channel that anger towards the undocumented migrant who is not the reason your wages havenโt gone up or why youโve lost your job. Channel it at the people who are actually screwing you over.โ
Francis Foster: โThere have been fundamental failings on the left. For instance, the border, having an open border.โ
Mehdi Hasan: โThereโs no open border, Francis. Whereโs the open border?โ
Francis Foster: โWell, Trump has closed it, but before there was an open border.โ
Konstantin Kisin: โMillions of illegals coming in.โ
Mehdi Hasan: โThat doesnโt mean itโs open. That just means they managed to come in illegally. Open border means I can just walk into America. Nobody can do that.โ
Konstantin Kisin: โIf millions of people are able to walk into my house and I say Iโve got an open-door policy, you go, โThatโs not an open-door policyโ? I mean, come on.โ
Mehdi Hasan: โJoe Biden actually deported more people than Trump did in his first term.โ
Konstantin Kisin: โWeโre not talking about deportations. Hold on. Letโs just focus on the open border.โ
Mehdi Hasan: โSorry, you triggered me with open borders.โ
Konstantin Kisin: โClearly.โ
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Tareq Baconi questions why tens of thousands of Palestinians had to die before Palestine was heard in American politics and why so little has changed now that the world can no longer claim ignorance.
Tareq Baconi: โMamdani won on the Palestine ticket. We would not have won without it.โ
โJust think about the cost. 70-plus thousand people, and thatโs a conservative estimate, had to be killed on livestream for us to then get these victories.โ
โWhy is that the cost? Why do we have to look at a genocide in order to then have a mayor who is Muslim, who is committed to Palestinian liberation in New York?โ
โNow that we can actually get a Palestinian voice, the question isnโt whether the world will open up. The question is, now the world can see what Palestinians are saying, and still they remain committed to Zionism.โ
โBefore, at least Palestinians were absent. People could pretend they didnโt know. Now people know, and little has changed.โ
โIf youโre saying this is complicated, if youโre talking about both sides, or if youโre saying there are legitimate security concerns for the state of Israel, youโre manufacturing consent for genocide.โ
Aubrey Plaza: โThe Director Told Me to Suck on Robert De Niroโs Nipplesโ Reveals an Awkward Moment From Their 10-Hour Sex Scene
Aubrey Plaza: "He's a dirty grandpa, and I'm a dirty... girl."
Jimmy Kimmel: "You have a sex scene with him."
Aubrey Plaza: "Yeah. It was fun."
Jimmy Kimmel: "For you it was fun. Was it fun for him as well?"
Aubrey Plaza: "I can't speak for him. You know, it was a long day. They allotted an entire day for it."
Jimmy Kimmel: "They did, really? How many hours?"
Aubrey Plaza: "Say about nine, a solid nine, maybe ten.
"And there was a lot of interesting stuff that went down, you know. One thing in particular was, the director, who's British, Dan Mazer, who is awesome and I loved him, it was a little bit of like we didn't totally plan out the scene. We didn't know how it was going to go down."
"So there was a lot of moments where Dan would call me over and he'd be like, 'In the next take, Aubrey, why don't you suck on his nipples, try that.'"
"And I'd be like, 'You want me to do it?' I'd rather not. And then he'd be like, 'Yeah, suck on his nipples.'"
"Then I would go and I'd try to do it, and I'd try to get in there and suck on his nipples, and he was like batting me away, and I didn't know if it was like in character or not, 'cause you never know."
"Then they cut the camera, and then Dan called me back and he's like, 'Bob does not like his nipple area paid attention to.' So, don't do that."
"And I was like, great, well now he thinks that I wanted to do that."
Change the hook only
4
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Nancy Mace Delivers a Fiery Attack on Radical Islam, Claiming Its 1,400-Year History Reveals a Pattern of Conquest and the Erasure of Christian Communities
Nancy Mace: What radical Islam has done over the last 1,400 years is a pattern of conquest. Islam began in the Middle East in 632 and spread across North Africa, Spain, the Middle East and into Asia.
Egypt and parts of North Africa were once Christian. Spain was under Muslim rule for more than 700 years, and it took 781 years for Spain to regain control in 1492.
In some conquered territories, Christians and other non-Muslims were allowed to remain, but only as second-class citizens who paid extra taxes.
Thatโs not a theory. Thatโs history. And sharing that history doesnโt make you a bigot.
Look at what RFK Jr. said this week:
RFK Jr.: Libya was a Christian country. Algeria was a Christian country. Iraq was a Christian country. Syria and Lebanon had significant Christian populations. Christians have been expelled, and their share of the population has fallen dramatically.
Nancy Mace: These are countries where Christians lived for centuries, but they were pushed out or killed until their Christian culture collapsed.
Thatโs the pattern Iโm illustrating. Radical Islam didnโt just conquer the land. It replaced the people and the Christians who lived there.
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Candace Owens Clashes With Marc Lamont Hill in Heated Debate Over Transgender Identity and Biological Sex.
Candace Owens: "Can Trans men get pregnant?"
Marc Lamont Hill: "It depends."
Candace Owens: What does it depend on?
Marc Lamont Hill: I know trans men that can get pregnant.
Candace Owens: That means it's a woman.
Marc Lamont Hill: That's a circular argument. That's making itโthat's a circular argument. It's proving my thing. There is a truth, a concrete truth.
Candace Owens: You have to be born with a uterus to have a baby. Only women can get pregnant. The fact that we have arrived in a society where this is even debatable, that's the part I'm disagreeing with.
Marc Lamont Hill: My point was that a social construct doesn't ignore physical realities, right? The social construct is about how we as a society make sense of those physical realities.
Candace Owens: But you just did that when you said that men could give birth.
Marc Lamont Hill: I'm not denying the biological reality of maleness, of the genitalia we're assigned at birth and what we can do with those body parts. I'm not denying that. That's a biological reality. Again, the social meaning I'm attaching to it is what I'm saying is more complicated.
Candace Owens: It's not complicated. Can men give birth?
Marc Lamont Hill: Sometimes. That's my answer.
Marlin Stutzman: โYes, Stephen Miller Should Be Firedโ Says Trumpโs Immigration Messaging Hurt Republicans
Marlin Stutzman: โYes, in fact I said that Wednesday morning.โ
Marlin Stutzman: โIf you look at the gas pump, thatโs where we got beat. And thatโs what reminded the American people every day that things werenโt going as well as they should be.โ
Marlin Stutzman: โPresident Trump closed the border. He actually did what he said he was going to do. He started deporting criminals. Thatโs what he said he would do.โ
Marlin Stutzman: โBut thereโs a lot of people here whoโve been here for years who say, okay, well, what about me? Iโm working. Iโm obeying the law. In fact, I had a visa at one point.โ
Marlin Stutzman: โNot every immigration case is the same.โ
Marlin Stutzman: Also points out that President Trump has not deported as many undocumented immigrants as President Obama, arguing that Stephen Millerโs messaging and the Republican Partyโs tone on immigration create a misleading impression.
Marlin Stutzman: โThatโs why I think we need a better tone.โ
Donald Trump: โI Do Hate Some of My Enemies and I Always Willโ โ Makes Stunning Admission When Asked About Forgiveness and Heaven
Ross Douthat: โDo you think youโre going to heaven?โ
Donald Trump: โI hope so, I donโt want to go to hell.โ
Ross Douthat: Challenges Trump over his remarks at Charlie Kirkโs memorial service, where he said he hated his opponents and didnโt want the best for them. He asks whether Trump could forgive his enemies to enter paradise.
Donald Trump: โWell then I wouldnโt be real, would I?โ
Donald Trump: โThe answer is no, I want to be honest.โ
Ross Douthat: Presses him further, asking whether he could find it in his heart to forgive his enemies before the judgment throne of God.
Donald Trump: โI probably cannot do that, no. Because I do hate some of my enemies and I always will.โ
Ross Douthat: Later asks what single line he wants history to remember his presidency by.
Donald Trump: โThat I made America great again.โ
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Mehdi Hasan Accuses the IDF of Lying About Palestinian Journalists Killed in Gaza, Calling Its List of 170 Alleged Militants โTotal Bullshitโ
Piers Morgan: โWhat was your reaction when you first saw this video from the IDF?โ
Mehdi Hasan: โI chuckled because this is the IDF, which is very good at bragging about what's going to come, and then it always turns out not to be what they wanted it to be.
They were talking a big game on Twitter. They were tweeting at me and you, quote-tweeting us, saying, โHere's the evidence.โ
Now we're here. I want to test that evidence. I've gone through the files, as have you, and they don't want to come and defend their reporting.
Let's be very clear. The Committee to Protect Journalists has a list of 191 journalists in Gaza who were killed by Israel. That's more than double the number killed in Afghanistan and more than triple the number killed in Vietnam.
The Israelis came along and said, โWe have 170 militants that people called reporters. Here's our list.โ
We've gone through it, and 59 entries, more than one in three, have no evidence offered at all. In some cases, they just say โmultiple intelligence sources.โ In others, they don't even provide that.
They just want you to take their word for it.
This is the same Israeli military that has repeatedly faced accusations of misleading the public about incidents in Gaza and elsewhere.
It's total bullshit from a lying military, and they know it's bullshit because they didn't come here to defend their numbers.โ
Piers Morgan: โThe CPJ lists around 190 deaths. About 78 people appear on both the Israeli IDF list and the CPJ list, meaning they disagree about whether those people were journalists or militants.
But for the most part, the two lists don't actually overlap. There are a large number of people who are not categorized as terrorists by the IDF but are categorized as journalists by the CPJ. So even by their own yardstick, it's very confusing.โ
Calley Means: โNo Policy Decision Gets Done Without Suzy Wiles Giving It the Okayโ Reveals Who He Says Really Controls the White House
Calley Means: โThe way the White House is set up is the most centralized control up to the chief of staff office of any administration in American history.โ
Calley Means: โSuzy Wiles is the most powerful chief of staff in modern American history. And she has taken a stranglehold on any policy decision. No policy decision gets done without her office giving it the okay.โ
Calley Means: โEvery single cabinet secretary, theyโre spending meetings constantly worrying about how to get on Suzyโs good side and how to win favor with her.โ
Calley Means: โSuzy Wiles, her career has been taking money from the industries and foreign governments who would pay her the most money.โ
Calley Means: โTony Fabrizio is on the outside the whole time. And every single policy issue goes through him because he tells the team whether itโs politically appropriate to do or not based on his polling.โ
Calley Means: โHe takes money from Pepsi. He takes money from pharmaceutical companies. He takes money from almost every single industry weโre fighting against right now, to this day.โ
Calley Means: โAs we were fighting things like school lunch reform, and getting an ultra-processed food definition, he is getting paid by Pepsi and giving political analysis that the juice isnโt worth the squeeze.โ
Calley Means: โIf youโre a special interest and you want to get something done, the secretโs out: you pay Suzyโs daughter.โ
Calley Means: Also points to the growth of lobbying firms connected to influential political advisers, saying their revenues rose sharply after the Trump administration took office.
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Mehdi Hasan corners Joe Walsh after he argues Israel cannot be genocidal because it hasnโt wiped out Gaza, then exposes the absurdity of his logic with a Putin comparison.
Joe Walsh: If Israel wanted to exterminate the Palestinian people, they could have done it in three months.
Mehdi Hasan: That's the worst argument you've ever made in all the time I've ever... Tell you why. Vladimir Putin could have erased everyone in Ukraine with a nuke.
Joe Walsh: No.
Mehdi Hasan: Yes, he could.
Joe Walsh: Oh god, no.
Mehdi Hasan: Yes, he could. Well, with a nuke, then. But hold on, your argument is Israel is not genocidal because they haven't killed everyone in Gaza and they could.
Joe Walsh: I'm saying Vladimir Putin could kill everyone in Ukraine and he hasn't. Therefore, according to Joe Walsh's logic, Vladimir Putin is not genocidal.
Mehdi Hasan: Different situation in this degree. Israel is capable
Joe Walsh: Oh, well, only with nukes. Israel is fighting another sovereign nation with a full-on military with the support of the world community, Ukraine.
Mehdi Hasan: Oh, you said Russia. You said Israel.
Joe Walsh: Oh, I'm sorry, I'm sorry, I'm sorry.
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Pearls CLAIMS Men Donโt Complain About Being Mistreated โ Doctor Challenges Her With an Argument About Menโs Mental Health
Doctor: Do you mean like in the World Wars, when men left and women took over those positions and ran the country? We took over the jobs you say women couldnโt do.
Pearls: No, they didnโt take over the majority of jobs. They took over the positions men left. They werenโt doing electrical work, plumbing or building buildings.
Doctor: There are women electricians and plumbers. Whatโs stopping women today from doing those jobs?
Pearls: Why arenโt they the majority?
Doctor: Discrimination. There are hostile workplaces where women are made to feel like they donโt belong.
Pearls: Whatโs your evidence for that?
Doctor: Studies on workplace discrimination in male-dominated fields show that women feel unwanted and unwelcome.
Pearls: Men donโt care if theyโre not welcomed. They donโt expect people to accept them into a group. Women go into a manโs world and expect special treatment and privileges.
Doctor: You speak a lot about menโs mental health and suicide rates, but then you say men donโt care if theyโre unwelcome. Those experiences affect menโs mental health too. To care about one, you have to recognise how the other is affected.
Pearls: Men understand thatโs the real world. They know thereโs nothing they can do to change it. Women expect to be welcomed into a new company or group. Men get hazed, but they donโt complain, strike or protest. They accept the world as it is.
Doctor: Are they really okay with it? The statistics on menโs mental health show that it affects them. They just internalise it. Women prioritise empathy and communication because we want to improve how weโre treated.
Pearls: Weโre better at complaining. Women get sympathy on the internet. People care about womenโs issues. They donโt care about menโs issues.
Doctor: They donโt complain because they internalise it. Just because men donโt take action doesnโt mean they donโt care.
Pearls: Men do the majority of infrastructure jobs and account for most workplace fatalities. They have harder working environments and complain less. Female-dominated industries tend to strike and complain more. Women want to do less work and get more credit.
Doctor: We care about how weโre treated, and men should care about how theyโre treated too.
Steve Jobs Was Worth Millions, Yet His Daughter Says He Paid Just $385 a Month in Child Support
Lisa Brennan-Jobs Opens Up About Their Complicated Relationship
Steve Jobs was already a multimillionaire when his daughter Lisa was born. Yet for years, he denied being her father, despite a DNA test confirming paternity.
Lisaโs mother struggled financially, cleaning houses and relying on welfare while Jobs reportedly paid just $385 a month in child support. The county eventually had to sue him to recover the money.
Lisa also recalls moments when her mother begged Jobs for financial help, including one occasion when she took the phone herself and pleaded, โJust give her some money.โ
At 14, Lisa moved in with her father, but she says he made her agree not to see her mother for six months.
Years later, as Jobs battled cancer, Lisa sat beside his hospital bed. She remembers him repeatedly telling her, โI owe you one, and Iโm so sorry.โ
When asked whether she forgave him, Lisa gave a complicated answer: โI think not at the time. In many ways, yes.โ
After her memoir was published, Jobsโ widow and sister disputed her account, saying it differed dramatically from their memories.
Was his apology enough, or did it come too late?
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Piers Morgan Clashes with Alex Beresford Over Meghan Markle and Royal Family Racist Allegationsโ He defends His Stance
Piers Morgan: โIs there a qualitative difference between somebody perhaps innocently saying to you, out of interest, if you have one parent who is white and one parent who is black, what colour could your baby be? Is there a difference between that question phrased in that innocent perhaps way and somebody doing it in a tone that says, โWell, how dark is your baby going to be?โโ
Alex Beresford: โWell, I thinkโฆ and that, right, exactly. And there is a differenceโฆโ
The guest had earlier explained that, in their personal experience, people sometimes feel more comfortable making comments to lighter-skinned Black people that they would not make to darker-skinned Black people.
ALEX: โI'm not saying that you're a racist, but I do want you to be aware of the power of your words.โ
Piers Morgan: โI completely respect that. And that's why I wanted to get you on the program today.โ
The debate then turned to Meghan's interview with Oprah and the allegations that a senior member of the Royal Family had raised concerns about the colour of her future child's skin.
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Ayaan Hirsi Ali DECLARES Islam Needs Reform โ Dalia Mogahed Challenges Her Right to Speak for Muslims
Martha Raddatz: Your argument is that itโs foolish to separate the violence of radical Islamists from the religious ideas that inspire them. Is Islam a religion of peace?
Ayaan Hirsi Ali: Islam, unreformed today, is not a religion of peace. I make a distinction between three groups:
Medina Muslims, who interpret the Quran literally; Mecca Muslims, who are peace-loving and practise the peaceful parts of their religion; and reformers who want to change it.
Itโs extremely important that the Medina Muslims lose.
Martha Raddatz: Should you really be the voice for this? Youโre not a believer anymore.
Ayaan Hirsi Ali: Those of us born into Islam are labelled heretics or apostates when we criticise it. Change isnโt going to come from the clerics. Itโs going to come from the heretics. Thatโs why Iโm speaking up.
Dalia Mogahed: If youโve spent years attacking Islam and marginalising Muslims who speak about peaceful Islam, itโs difficult to then call for reform.
The Quranโs first command is โRead.โ It calls on people to take personal responsibility rather than simply letting clerics define their religion.
Ayaan Hirsi Ali: Yes, the Quran says read, but it also says kill. There are Muslims who take those passages literally. We need to reform the religion so that we can get to a place where we have peace.
Bernie Sanders: โWe Cannot Allow Big Tech Billionaires to Become Even Richer and More Powerfulโ โ Calls for a Moratorium on AI Development
Bernie Sanders: Calls on Democrats to lower the Medicare eligibility age from 65 to 55, expand coverage to dental, vision and hearing, and guarantee universal healthcare for children from birth through age 19.
Bernie Sanders: Warns that artificial intelligence and robotics are advancing with virtually no regulation while big tech companies invest trillions of dollars in the technology.
Bernie Sanders: โLeft unchecked, AI and robotics will destroy tens of millions of jobs, devastate our childrenโs mental health, eviscerate our privacy rights, drive up electricity rates, strain water supplies, and transform warfare.โ
Bernie Sanders: Also raises concerns about the possibility of AI becoming smarter than humans and escaping human control, calling it an existential threat to humanity.
Bernie Sanders: Demands that Democrats enact a national moratorium on AI data centers, pause advanced AI development and ban superintelligence.
His message is clear: AI development must not be left entirely in the hands of powerful tech billionaires.






