@dharmeshmistry

Entrepreneur, investor author. Passionate about Property, PropTech, Real Estate, FinTech, Digital Banking/Insurance and User Experience

 UK
dharmeshmistry.wordpress.com
Joined April 2009
  • Tweets4.1K
  • Following1.9K
  • Followers2K
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Dharmesh Mistry retweeted
Dr Efi Pylarinou
@efipm7h
Lloyds and bunq are on @DharmeshMistry’s winners list. Revolut is not. Full conversation on his new book "The Intelligent Ledger": buff.ly/b0TL6ro
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Dharmesh Mistry retweeted
Dan Feaheny@danfeahenyOct 23
#kumbaya @dharmeshmistry fintechfutures.com/bankingte…

Why banks won’t change

Dharmesh Mistry wraps up his Intelligent Ledger series by reviewing some of the feedback readers gave over the last 10 weeks. Read more here.

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Dharmesh Mistry retweeted
Financial IT@financialit_netOct 23
Plum has secured FCA approval to offer Targeted Support through its investment entity, allowing the smart money app to use AI to provide tailored savings and investment suggestions to customers holding excess cash. Read: financialit.net/news/infrast… #Plum #FCA
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Dharmesh Mistry retweeted
Dr Efi Pylarinou
@efipmOct 18
Why your bank knows nothing about you. @DharmeshMistry on The Intelligent Ledger: Quanvergence, his 2032 banking deadline, and why Revolut missed his winners list. buff.ly/b0TL6ro
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Dharmesh Mistry retweeted
Dr Efi Pylarinou
@efipmOct 20
Replying to @dharmeshmistry
@DharmeshMistry deals with 23 organizations for his financial life. His bank, where he has two products, holds 2 or 3% of his data. What’s your number? Full conversation on The Intelligent Ledger: buff.ly/b0TL6ro
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Dharmesh Mistry retweeted
FinTech Futures@FinTech_FuturesOct 16
What if the biggest threat to banks by 2032 isn’t losing the race; but never really choosing to run? @dharmeshmistry explores the risk of banks drifting into utility status by default. Read the full article: spr.ly/6013BHKCjX #Banking #Fintech

I made 10 predictions for 2032 - here’s the one that scares me

Dharmesh Mistry picks the prediction he makes in his recently published book that scares him the most. Read the full article here.

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Dharmesh Mistry retweeted
Dr Efi Pylarinou
@efipmOct 3
I have the book now! I am genuinely excited. You know that feeling of getting ready to dive into pages, explore, aha... Saturday morning coffee Thank you @dharmeshmistry
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Dharmesh Mistry retweeted
FinTech Futures@FinTech_FuturesOct 2
Who owns the future of banking in your organisation? @dharmeshmistry challenges leaders to move beyond agreement and into accountability. Read more: spr.ly/6019BGv69d #Banking #Leadership

The Monday-morning question: Who in your bank actually owns this?

An unowned decision is still a decision. It is a decision to drift, which is no longer an option in the financial services space - learn what to do here.

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Dharmesh Mistry retweeted
Dan Feaheny@danfeahenySep 27
#venividivici @dharmeshmistry fintechfutures.com/bankingte…

2027 is closer than your transformation programme thinks

When change compounds, waiting doesn’t postpone the choice, it simply makes it. Read the latest article by Dharmesh Mistry in FinTech Futures here.

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Dharmesh Mistry retweeted
FinTech Futures@FinTech_FuturesSep 25
Banking's grace period is over. @dharmeshmistry explains why the convergence of AI, quantum simulation, digital twins, and programmable money is creating a tsunami of disruption. 🌊 🟣Read more ➡️spr.ly/6019BGcVb9 #BankingTech #FinTech

2027 is closer than your transformation programme thinks

When change compounds, waiting doesn’t postpone the choice, it simply makes it. Read the latest article by Dharmesh Mistry in FinTech Futures here.

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Dharmesh Mistry retweeted
FinTech Futures@FinTech_FuturesSep 25
Tokenised money is reshaping core banking. @dharmeshmistry explores how stablecoins, CBDCs, tokenised deposits, and deposit tokens demand new architectures. 🟣Read more➡️ spr.ly/6013BGcVm1 #FinTech #Tokenisation #Stablecoins

Sibos 2026: The core is dead, long live the core

I believe traditional cores served their era. The token ledger will serve the next few years. The Intelligent Ledger is what comes next. Read more here.

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Check out my latest article: Nubank's evolution beats a Revolut-ion linkedin.com/pulse/nubanks-e… via @LinkedIn

Nubank's evolution beats a Revolut-ion

Nubank launched in the United States last week. I joined over 50 journalists and finfluencers from around the world to witness the two founders unveil their offer to US consumers.

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Dharmesh Mistry retweeted
Dan Feaheny@danfeahenySep 11
#primitiva @dharmeshmistry fintechfutures.com/blockchai…

Stablecoins won’t kill the banks, they will kill the excuse

Every industry has its “load-bearing excuse”. In the banking industry, for many years, the excuse has been the rails. Read more from Dharmesh Mistry here.

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Dharmesh Mistry retweeted
Dan Feaheny@danfeahenySep 4
#godzilla @dharmeshmistry fintechfutures.com/bankingte…

Why I stopped waiting for banks to lead

The future of banking has stopped asking banks for permission. Read the latest article by Dharmesh Mistry on FinTech Futures.

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Dharmesh Mistry retweeted
FinTech Futures@FinTech_FuturesSep 4
The future of banking is no longer being built by banks. @dharmeshmistry explores how companies like Kraken, Grab, and AI platforms are quietly assembling the next financial model; without waiting for banks to lead. Read his piece here: spr.ly/6014BG6xW0 #Banking #Fintech

Why I stopped waiting for banks to lead

The future of banking has stopped asking banks for permission. Read the latest article by Dharmesh Mistry on FinTech Futures.

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I’m very pleased to finally say that The Intelligent Ledger is now available to pre-order on Amazon: amazon.co.uk/Intelligent-Led…

The Intelligent Ledger: How Agentic AI, Quantum Computing, Data, and Tokenisation Are Transforming...

The Intelligent Ledger: How Agentic AI, Quantum Computing, Data, and Tokenisation Are Transforming Banking

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Dharmesh Mistry retweeted
Dan Feaheny@danfeahenyAug 28
#stickiness @dharmeshmistry fintechfutures.com/bankingte…

The £2,000 customer and the £72,000 customer are the same person

Let me explain the two numbers that, more than any others, changed how I fundamentally think about banking. Read the full article by Dharmesh Mistry here.

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Dharmesh Mistry retweeted
Jim Perry
@mi_jimAug 21
You can’t serve a whole life from a tenth of the picture. Don't miss this from @dharmeshmistry: Your bank knows 10% of their customer... buff.ly/SPjFxZk | @Fintech_Futures
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Dharmesh Mistry retweeted
Hyperlayer@HyperlayerTechAug 19
This was a great session with @dharmeshmistry for @FinTech_Futures - thanks for having us.
FinTech Futures@FinTech_FuturesAug 18
Demystify Podcast: Demystifying programmable banking with Rob Rooney and Paul Rolles dlvr.it/TV3xsh
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Dharmesh Mistry retweeted
Dan Feaheny@danfeahenyAug 14
#plumbing @dharmeshmistry fintechfutures.com/bankingte…

Platform or pipe: There is no third option

Banks have five years before banking splits into platforms and pipes. Not deciding which way to go is a decision, and it’s usually the worst one available.

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