Yes, the 37.07% figure is correct as reported by ETFDB—it is the annualized (CAGR) 5-year return, not the total cumulative return. ETFDB’s performance section explicitly notes that “Returns over 1 year are annualized.” Their ranking of the highest non-leveraged 5-year ETF returns therefore uses the compound annual growth rate. Multiple sources (ETFDB itself, PortfoliosLab, Evenfolio, etc.) put ZCSH’s 5-year figure in the ~37–41% range as of mid-to-late October 2026. That annualized rate corresponds to a large total gain. PortfoliosLab states that $1,000 invested in ZCSH five years earlier would be worth about $5,530 (roughly a 4.5–5.5× total return, depending on the exact endpoint and fees). Recent performance has been far more explosive: roughly +380–450% over the past year, +200%+ YTD in 2026, and a calendar-year return near +447% in 2025. The longer-term annualized number is lower because it includes earlier deep drawdowns (for example, about –86% in 2022). In short, ~37% per year compounded over five years is extremely strong and is why ZCSH ranks at the top of that non-leveraged list ahead of semiconductor, gold-miner, and energy ETFs. It only looks modest if it is mistaken for a total (non-annualized) 5-year gain.