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Volvo now offering a $600/month plan that includes an SUV, concierge service and insurance. Other car makers will surely start including insurance. Disintermediation?!

Health Insurance has always been “downstream” in the healthcare process: paying for illness or injury after the fact. Now going “upstream”, focusing on wellness and prevention, truly insuring Health.

Given the importance of tech, any insurers’ attempt to drive innovation will fail without a serious effort to involve many YOUNG leaders.

Global issue: insurance regulation should stimulate access to insurance and market development, but often inhibits by overregulation.

UK: 155 week wait for non emergency spine care; 127 weeks for arm/shoulder care. Do we in US really want a single payer healthcare system?

65 million displaced people in the world! Natural catastrophes, conflict and persecution being the dominant causes. 1 of every 130 people!

The amount of data generated in the last two years exceeds the amount previously generated in all of human history up until then!

Federation of Afro Asian Insurers and Reinsurers: 250 cos. In 55 countries with fast growing mkts, but need talent training help. CPCU style

WEF symposium in Zurich: our complex/ interconnected world via tech = greater cyber and other new risk exposures. Tough risk mgt challenges!

As Iran's insurance market privatizes, this country of more than 80 million people with very low insurance penetration now has real promise

The sense in Monte Carlo this week is that Harvey and Irma will be significant earnings events for most insurers, but not capital events.

From Monte Carlo: Among insurers and reinsurers, who have to assess and pay for storm damages, there are zero climate change deniers.

"Drones Speed Up Insurance Claims" article in August 5 WSJ: another example of how InsurTech makes the policyholder experience better. @WSJ

IIS mentioned prominently in new 7/24 Business Week piece on the value of insuring natural structures: When Nature Gets an Insurance Policy.

The Nature Conservancy tells how protecting natural structures like coral reefs reduces storm losses. Great insights at IIS Forum #IISforum