Americans with student loans are out here begging people to listen because we are spending DECADES paying on these loans, but the balances never move. I have paid my entire loan balance from 2006 + $10,000, & I still owe more than the original loan. THIS IS CALLED USURY, & it is the norm. Debt consolidation scams are also rampant. My debt is on the lower end, but people are out here with 6 figure loan balances they will NEVER pay off. These aren’t loans, it’s crime. Unfortunately, a lot of people—older Americans especially—have no idea this is our reality. Individuals are blamed, instead of the *extremely lucrative* student loans scam. People say, “Just pay your debts.” WE PAID OUR DEBTS, and then we paid them again, & again, & again. The balances never budge. I graduated college 20 years ago. End Stage Capitalism is SO bleak.