Tap. Paid. Anywhere. @monad Test-flight link: https://teapawt.org/t.co/Dbgvbgznce
Monad
Joined September 2026
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Kova, week of 27 Oct:
62 people. 112 transactions. $1,948.47 moved.
₦393,932.45 cashed out to Nigerian banks.
Shipped: splits for shops, repeat payments, stocks, savings, Android, tap to pay.
All on Monad mainnet.
Next week: more people, Kova Cards in hand, and Kova on Google Play for testing.
cc: @spicytaco @keoneHD @_jhunsaker
Week 2 of shipping Kova on @monad DeltaV this week:
→ send dollars to any phone, no app no data. they dial a code and spend it
→ cash out from that same dial to a local bank.
→ pay ada.nad instead of 0x…
→ stocks on monad, live prices.
Next week is all about users.
On a blockchain, everyone can see who you paid.
On Kova, they can't. Every private payment goes to a brand-new address only the receiver can open, with a sealed note.
Send privately. Spend privately.
cc: @spicytaco @keoneHD @_jhunsaker
What a beautiful read. As an intern this made me emotional. 🔥
𝐌𝐨𝐧𝐞𝐲 𝐡𝐚𝐬 𝐚 𝐔𝐬𝐞𝐫 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 (𝐔𝐗) 𝐩𝐫𝐨𝐛𝐥𝐞𝐦
It can travel across the world in seconds, yet using it in crypto can feel like almost finishing a 1,001-piece puzzle.
𝐖𝐢𝐭𝐡𝐨𝐮𝐭 𝐭𝐡𝐞 𝐥𝐚𝐬𝐭 𝐩𝐢𝐞𝐜𝐞.
And sometimes, that missing piece is the ability to turn your crypto into money you can actually use.
@kovafinance wants to change that.
#KovaThreadContest
We couldn’t have described it ourselves any better.
Most stablecoin wallets ask you to learn crypto before you can use them.
Kova starts somewhere much smaller: a phone number.
You can send digital dollars to someone who has never heard of Kova, never installed it, never touched a blockchain. They get a text, claim the money, and it's theirs. No address to copy, no app to install first.
I opened a Kova wallet and went through every screen to understand what it's actually built for. It turns out the answer is less about crypto and more about a very old problem: moving money to a person who isn't set up to receive it.
If you've never heard of it, this thread is for you. Kova explained from zero, with my own screens.
#KovaThreadContest ↓
Every entry meant someone gave Kova their time. That means a lot to us. 🧡
@Arslan_onchain wins the #KovaThreadContest! 🏆
He showed why paying someone before they join, cashing out to naira, and reaching basic phones matter and where we’re still building.
You understood who we’re building for. That means a lot.
Honorable mentions: @RosieeDrafts @alex_eth17
DM also for compensations.
One thread wins 2,000 $MON.
Write a thread about Kova in the next 48 hours. Try it first: make a free wallet at Kova and show your own screens.
Put #KovaThreadContest in your first post.
Reply here with your link by Thursday 29 Oct, 15:00 UTC.
The winner is the thread that explains Kova best to someone who's never heard of it. No price talk. One entry per person. You don't need to buy anything.
Winner announced Friday 30 Oct, with the Monadscan link for the prize.
Most stablecoin wallets ask you to learn crypto before you can use them.
Kova starts somewhere much smaller: a phone number.
You can send digital dollars to someone who has never heard of Kova, never installed it, never touched a blockchain. They get a text, claim the money, and it's theirs. No address to copy, no app to install first.
I opened a Kova wallet and went through every screen to understand what it's actually built for. It turns out the answer is less about crypto and more about a very old problem: moving money to a person who isn't set up to receive it.
If you've never heard of it, this thread is for you. Kova explained from zero, with my own screens.
#KovaThreadContest ↓
This is a though one 😮💨.
Some of the entries are just too good.
Winner will be announced by 11:00 pm UTC.
The #KovaThreadContest is closed.
We received so many beautiful threads. You all explained Kova even better than we do.
We're reading every one.
Try the Kova iOS app. 🙂
Hello, iOS. 👋
Kova’s public beta is live on TestFlight.
Open a dollar wallet with Face ID. Send, pay and get paid. We cover the gas.
It’s in your hands now.
Try it and tell us what you think:
testflight.apple.com/join/RP…
Kova gives any small business an online store in minutes.
Share one link. Customers order and pay from their phone, and the money lands in seconds.
No card fees.
cc: @spicytaco @keoneHD @_jhunsaker
The order in the video: monadscan.com/tx/0xc0b3db5d9…
Photos (Wikimedia Commons): DromoTetteh, Onyenachi64, Bukky658, Halima Waziri (CC BY-SA 4.0), secretlondon123 (CC BY-SA 2.0), Setor33 (CC0).
xStocks by @xStocksFi are tokens issued by Backed Finance, not shares.
Not available in the US, UK, EU/EEA, Switzerland, Canada or Australia. Not investment advice.
The trade → monadscan.com/tx/0xbe51aece5…
The #KovaThreadContest is closed.
We received so many beautiful threads. You all explained Kova even better than we do.
We're reading every one.
One thread wins 2,000 $MON.
Write a thread about Kova in the next 48 hours. Try it first: make a free wallet at Kova and show your own screens.
Put #KovaThreadContest in your first post.
Reply here with your link by Thursday 29 Oct, 15:00 UTC.
The winner is the thread that explains Kova best to someone who's never heard of it. No price talk. One entry per person. You don't need to buy anything.
Winner announced Friday 30 Oct, with the Monadscan link for the prize.
Kova now takes deposits from 53 networks.
Send from any wallet. It lands as dollars, in seconds.
cc: cc: @_jhunsaker @spicytaco @monad_eco
Kova now off-ramps your tokens on @monad to naira.
No exchange. No P2P. Straight to any Nigerian bank, in seconds.
More countries support incoming.
cc: @_jhunsaker @spicytaco @monad_eco
Kova retweeted
We invite African creators to leverage a unique opportunity with @kovafinance, which is offering a 2,000 $MON reward for the most compelling explanatory thread regarding their platform.
Kova is a seedless, gas-free wallet built on Monad that incorporates Face ID authentication.
Interested participants are encouraged to evaluate the platform, document their user experience, utilize the #KovaThreadContest hashtag, and submit their entries by Thursday, October 29, at 15:00 UTC
One thread wins 2,000 $MON.
Write a thread about Kova in the next 48 hours. Try it first: make a free wallet at Kova and show your own screens.
Put #KovaThreadContest in your first post.
Reply here with your link by Thursday 29 Oct, 15:00 UTC.
The winner is the thread that explains Kova best to someone who's never heard of it. No price talk. One entry per person. You don't need to buy anything.
Winner announced Friday 30 Oct, with the Monadscan link for the prize.
One thread wins 2,000 $MON.
Write a thread about Kova in the next 48 hours. Try it first: make a free wallet at Kova and show your own screens.
Put #KovaThreadContest in your first post.
Reply here with your link by Thursday 29 Oct, 15:00 UTC.
The winner is the thread that explains Kova best to someone who's never heard of it. No price talk. One entry per person. You don't need to buy anything.
Winner announced Friday 30 Oct, with the Monadscan link for the prize.
Live on iOS:
testflight.apple.com/join/RP…
Kova is live on @monad mainnet.
A dollar account for every phone. You open it with Face ID: no seed phrase, no gas.
Pay any shop in a tap. Settled on Monad in about a second.
→ Send to a .nad name, or by link to someone who doesn't have Kova yet.
→ Send privately. Every payment lands at an address made just for it.
→ No signal? Pay with a code. It settles once a phone is back online.
→ Cards and spending keys, each with a daily limit kept on Monad.
→ Run a shop or a business: tills, payroll and suppliers, all in dollars.
Kova pays the gas on every payment.